Risk Relating to Pension Assets and Retirement Benefit Obligations
First written in FY2016. 6 of 12 entries say "Mitigated", first in FY2021. Latest entry: FY2026.
24 other companies' latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「The balance of pension assets at the end of the fiscal year was ¥32,595 million, compared with ¥31,096 million at the end of the previous consolidated fiscal year.」
Pension assets increased, assets related to retirement benefits increased from ¥1,103.0 million to ¥1.44 billion, and liabilities related to retirement benefits declined from ¥78.9 million to ¥6.5 million. - 2026-05-14MitigatedEarnings
「The net amount recognized on the balance sheet was ¥9,448 million.」
The retirement benefit asset increased from the end of the previous fiscal year, while the consolidated retirement benefit liability declined to ¥65 million. - FY2026-H1Retirement benefit balances updatedAnnual report
「Assets related to retirement benefits 11,030 11,370 Liabilities related to retirement benefits 789 926」
From the end of March 2025 to the end of September 2025, assets related to retirement benefits increased from ¥1,103.0 million to ¥1,137.0 million, while liabilities related to retirement benefits also increased from ¥78.9 million to ¥92.6 million. - FY2024MitigatedAnnual report
「The balance of pension assets at the end of the fiscal year was ¥32,177 million, compared with ¥29,161 million at the end of the previous consolidated fiscal year.」
Pension assets increased, assets related to retirement benefits also increased from ¥680.3 million to ¥945.9 million, and liabilities related to retirement benefits declined from ¥84.2 million to ¥6.7 million. - FY2023Pension assets declined while net assets increasedAnnual report
「The balance of pension assets at the end of the fiscal year was ¥29,161 million, compared with ¥29,752 million at the end of the previous consolidated fiscal year.」
Pension assets declined and actuarial differences also arose, while assets related to retirement benefits increased from ¥552.1 million to ¥680.3 million, improving the net position of the retirement benefit system as a whole. - FY2022MitigatedAnnual report
「The balance of pension assets at the end of the fiscal year was ¥29,752 million, compared with ¥28,593 million at the end of the previous consolidated fiscal year.」
Pension assets increased, assets related to retirement benefits also increased from ¥181.2 million to ¥79.8 million, and an additional ¥1.4 billion was contributed to the retirement benefit trust. - FY2022-Q2MitigatedAnnual report
「During the interim consolidated accounting period, the Bank made an additional cash contribution of ¥1,400 million to the retirement benefit trust to further strengthen the retirement benefit system. As a result, liabilities related to retirement benefits declined by the same amount.」
An additional ¥1.4 billion was contributed to the retirement benefit trust, reducing liabilities related to retirement benefits by the same amount. - FY2021MitigatedAnnual report
「The balance of pension assets at the end of the fiscal year was ¥28,593 million, compared with ¥26,346 million at the end of the previous consolidated fiscal year.」
Pension assets increased, assets related to retirement benefits also increased from ¥369.7 million to ¥581.2 million, and liabilities related to retirement benefits declined from ¥248.3 million to ¥181.2 million. - FY2020MaterialisedAnnual report
「Amount of actuarial difference arising △1,474」
Pension assets declined from ¥2,775.3 million to ¥2,634.6 million, and the amount of actuarial differences arising was negative ¥1,474 million. - FY2018RestatedAnnual report
「If the fair value of pension assets declines due to lower investment returns, or if the actuarial assumptions underlying the calculation of retirement benefit obligations change, actuarial differences may arise, potentially increasing future retirement benefit expenses and adversely affecting the Bank's performance.」
The risks posed by investment returns on pension assets and actuarial assumptions to retirement benefit expenses continue to be disclosed. - FY2017RestatedAnnual report
「If the fair value of pension assets declines due to lower investment returns, or if the actuarial assumptions underlying the calculation of retirement benefit obligations change, actuarial differences may arise, potentially increasing future retirement benefit expenses.」
The investment returns on pension assets, actuarial assumptions and their impact on retirement benefit expenses continue to be treated as risks. - FY2016First statedAnnual report
「If the fair value of pension assets declines due to lower investment returns, or if the actuarial assumptions underlying the calculation of retirement benefit obligations change, actuarial differences may arise, potentially increasing future retirement benefit expenses.」
The impact arising from assumptions regarding retirement benefit obligations, the management of pension assets, discount rates and other factors is disclosed.