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The Bank of Iwate (8345) · FactWorsened

Widening Segment Loss in Leasing

First written in FY2019-Q2. 14 of 24 entries say "Worsened", first in FY2021-Q1. Latest entry: FY2026.

24entries
9years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2019-Q2 – FY2020-Q1WorsenedFY2021-Q1 – FY2022-Q1WorsenedFY2024-Q1 – FY2025-H12018: 12019: 220192020: 320202021: 420212022: 420222023: 420232024: 320242025: 120252026: 22026
Same theme, other companies
Performance Trends in Financial Services Such as Leasing and Credit GuaranteesA theme 24 companies write about · 10 as a headwind · 14 as a tailwind

The Bank of Iwate moved to the "Worse" side of this theme in 2026, 1 year after the typical company in this theme (2025).

The whole theme swung hardest in 2024: 3 of 20 companies on the "Worse" side.

2 other companies' latest entry also says "Worsened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 24 companies compared. The sentences above are computed from all 24.
Full recordFilings, disclosures and news, newest first
  1. FY2026WorsenedAnnual report

    「Ordinary revenue increased by ¥177 million year on year to ¥4.784 billion due mainly to higher lease income, but segment profit decreased by ¥27 million to ¥139 million due mainly to increases in funding costs and credit costs.」

    The leasing business saw higher revenue, while segment profit decreased by ¥27 million year on year due to increases in funding costs and credit costs.
  2. 2026-05-14WorsenedEarnings

    「In the leasing business, ordinary income increased, while segment profit declined from ¥167 million in the same period of the previous year to ¥139 million.」

    The leasing business reported higher revenue, while segment profit declined from the previous fiscal year.
  3. FY2026-H1MitigatedAnnual report

    「Ordinary revenue in the leasing business increased by ¥133 million year on year to ¥2.339 billion, while segment profit was ¥36 million, compared with a segment loss of ¥30 million in the same period of the previous year.」

    The leasing business saw higher revenue and turned from a segment loss of ¥30 million in the same period of the previous year to segment profit of ¥36 million.
  4. FY2025-H1WorsenedAnnual report

    「Ordinary revenue in the leasing business increased by ¥20 million year on year to ¥2.205 billion, while the segment loss was ¥30 million, compared with segment profit of ¥48 million in the same period of the previous year.」

    The leasing business saw higher revenue, but turned from segment profit of ¥48 million in the same period of the previous year to a loss of ¥30 million, resulting in lower profitability.
  5. FY2024WorsenedAnnual report

    「Ordinary revenue decreased by ¥667 million year on year to ¥4.445 billion, due mainly to lower revenue following the business transfer of the contracted data processing operations on 1 January 2023. Segment profit decreased by ¥137 million to ¥198 million, due mainly to a decrease in reversal gains on allowance for doubtful accounts.」

    The leasing business saw lower revenue due to the transfer of the contracted data processing operations and other factors, while segment profit decreased from ¥335 million to ¥198 million.
  6. FY2024-Q3WorsenedAnnual report

    「Ordinary revenue in the leasing business decreased by ¥644 million year on year to ¥3.269 billion, while segment profit decreased by ¥190 million to ¥94 million.」

    The leasing business saw lower revenue and profit year on year, with segment profit decreasing from ¥285 million in the same period of the previous year to ¥94 million. However, it remained profitable.
  7. FY2024-Q2WorsenedAnnual report

    「Ordinary revenue in the leasing business decreased by ¥402 million year on year to ¥2.185 billion, while segment profit decreased by ¥132 million to ¥48 million.」

    The leasing business saw lower revenue and profit year on year, with segment profit decreasing from ¥181 million to ¥48 million. However, profitability was maintained.
  8. FY2024-Q1WorsenedAnnual report

    「Ordinary revenue in the leasing business decreased by ¥207 million year on year to ¥1.089 billion, while the segment loss was ¥8 million, compared with segment profit of ¥142 million in the same period of the previous year.」

    The leasing business saw lower revenue and turned from segment profit of ¥142 million in the same period of the previous year to a loss of ¥8 million.
  9. FY2023MitigatedAnnual report

    「Ordinary revenue increased by ¥373 million year on year to ¥5.112 billion due to an increase in lease investment assets, while ordinary expenses decreased due mainly to reversals of allowance for doubtful accounts. As a result, segment profit was ¥335 million, compared with a segment loss of ¥463 million in the previous fiscal year.」

    The leasing business turned from a segment loss of ¥463 million in the previous fiscal year to profit of ¥335 million, resulting in improved profitability.
  10. FY2023-Q3MitigatedAnnual report

    「Ordinary revenue in the leasing business increased by ¥480 million year on year to ¥3.914 billion, while segment profit was ¥285 million, compared with a segment loss of ¥382 million in the same period of the previous year.」

    The leasing business turned from segment loss of ¥382 million in the same period of the previous year to profit of ¥285 million in the first nine months of the current fiscal year.
  11. FY2023-Q2MitigatedAnnual report

    「Ordinary revenue in the leasing business increased by ¥315 million year on year to ¥2.587 billion, while segment profit was ¥181 million, compared with a segment loss of ¥44 million in the same period of the previous year.」

    The leasing business turned from segment loss of ¥44 million in the same period of the previous year to segment profit of ¥181 million in the current interim period.
  12. FY2023-Q1MitigatedAnnual report

    「Ordinary revenue in the leasing business increased by ¥196 million year on year to ¥1.296 billion, while segment profit increased by ¥174 million to ¥142 million.」

    The leasing business turned from segment loss of ¥32 million in the same period of the previous year to segment profit of ¥142 million in the current quarter.
  13. FY2022WorsenedAnnual report

    「The segment loss was ¥463 million, compared with a segment loss of ¥32 million in the previous fiscal year.」

    The leasing business saw higher revenue, while the segment loss widened from ¥32 million in the previous fiscal year to ¥463 million, due mainly to an increase in provision for allowance for doubtful accounts.
  14. FY2022-Q3WorsenedAnnual report

    「Ordinary revenue in the leasing business increased by ¥93 million year on year to ¥3.433 billion, while the segment loss was ¥382 million, compared with a segment loss of ¥98 million in the same period of the previous year.」

    The leasing business saw higher revenue, while the segment loss widened from ¥98 million in the same period of the previous year to ¥382 million, resulting in lower profitability.
  15. FY2022-Q2MitigatedAnnual report

    「Ordinary revenue in the leasing business increased by ¥28 million year on year to ¥2.271 billion, while the segment loss was ¥44 million, compared with a segment loss of ¥107 million in the same period of the previous year.」

    The segment loss in the leasing business narrowed from ¥107 million in the same period of the previous year to ¥44 million.
  16. FY2022-Q1WorsenedAnnual report

    「Ordinary revenue in the leasing business increased by ¥48 million year on year to ¥1.099 billion, while the segment loss increased by ¥11 million to ¥32 million.」

    The leasing business saw higher ordinary revenue, while the segment loss widened from ¥20 million in the same period of the previous year to ¥32 million.
  17. FY2021WorsenedAnnual report

    「Ordinary revenue decreased by ¥103 million year on year to ¥4.564 billion, as higher revenue in the leasing division was more than offset by lower revenue in the contracted data processing division. As a result, the decrease in ordinary revenue exceeded the decrease in ordinary expenses, and the segment recorded a loss of ¥32 million, compared with segment profit of ¥2 million in the previous fiscal year.」

    The leasing business turned from profit of ¥2 million in the previous fiscal year to a segment loss of ¥32 million, resulting in lower profitability.
  18. FY2021-Q3WorsenedAnnual report

    「Ordinary revenue in the leasing business increased by ¥65 million year on year to ¥3.340 billion, while the segment loss was ¥98 million, compared with segment profit of ¥28 million in the same period of the previous year.」

    The leasing business saw higher ordinary revenue, but turned from segment profit of ¥28 million in the same period of the previous year to a loss of ¥98 million, resulting in lower profitability.
  19. FY2021-Q2WorsenedAnnual report

    「Ordinary revenue in the leasing business increased by ¥39 million year on year to ¥2.243 billion, while the segment loss was ¥107 million, compared with segment profit of ¥38 million in the same period of the previous year.」

    The leasing business saw higher ordinary revenue, but turned from segment profit of ¥38 million in the same period of the previous year to a loss of ¥107 million, resulting in lower profitability.
  20. FY2021-Q1WorsenedAnnual report

    「Ordinary revenue in the leasing business increased by ¥19 million year on year to ¥1.051 billion, while the segment loss increased by ¥6 million to ¥20 million.」

    Ordinary revenue in the leasing business increased, while the segment loss widened by ¥6 million year on year to ¥20 million.
  21. FY2020MitigatedAnnual report

    「Ordinary revenue increased by ¥338 million year on year to ¥4.667 billion, due mainly to higher lease income. Segment profit was ¥2 million, compared with a segment loss of ¥151 million in the previous fiscal year, mainly due to a decrease in provision for allowance for doubtful accounts.」

    The leasing business turned from a segment loss of ¥151 million in the previous fiscal year to a profit of ¥2 million, eliminating the period of widening losses.
  22. FY2020-Q1DroppedAnnual report

    「From the first quarter of the current fiscal year, as the quantitative significance of the leasing business declined, the Group changed its reportable segments to banking alone and omitted segment information.」

    No segment loss for the current quarter in the leasing business is disclosed, so the theme of a widening segment loss previously tracked cannot be confirmed as continuing in this filing.
  23. FY2019-Q3Update to results figuresAnnual report

    「Ordinary revenue in the leasing business decreased by ¥163 million from the first nine months of the previous fiscal year to ¥3.206 billion, while the segment loss decreased by ¥66 million to ¥218 million.」

    Ordinary revenue in the leasing business decreased by ¥163 million year on year, while the segment loss narrowed by ¥66 million to ¥218 million.
  24. FY2019-Q2First statedAnnual report

    「Ordinary revenue in the leasing business decreased by ¥82 million from the first six months of the previous fiscal year to ¥2.146 billion, while the segment loss increased by ¥173 million to ¥243 million.」

    Ordinary revenue in the leasing business decreased by ¥82 million year on year, while the segment loss widened by ¥173 million to ¥243 million.
Moved together

"Impairment of Operating Branches and the Impact of Falling Land Prices and Declining Profitability" moved the same way as this thread, in the same document, in 14 of its 24 moves.

141210996★123456
  1. ★This thread
  2. 1Impairment of Operating Branches and the Impact of Falling Land Prices and Declining Profitability14×
  3. 2Credit Risk Arising from Deterioration in Borrowers’ Financial Condition and Loan Defaults12×
  4. 3Declining Capital Adequacy Ratio and Risk of Falling Below Regulatory Thresholds10×
  5. 4Deteriorating Operating Environment Due to Low Yields, Population Decline and Negative Interest Rates9×
  6. 5Decline in revenue and profit in the credit card and credit guarantee industries9×
  7. 6Strengthening retained earnings and continuing stable dividends6×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Bank of Iwate yet. It last moved in the Earnings of 2026-05-14: "Worsened".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Widening Segment Loss in Leasing | The Bank of Iwate,Ltd. (8345) | Komori