Responding to climate-related risks
First written in FY2021. 4 of 5 entries say "Advanced", first in FY2022. Latest entry: FY2026.
The whole theme swung hardest in 2024: 6 of 35 companies on the "Worse" side.
14 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「As of the end of March 2026, carbon-related assets accounted for 12.5% of the Bank’s loans and other exposures, including committed credit lines, based on the definitions recommended by the TCFD. Of this, loans and other exposures to the energy sector, including committed credit lines, accounted for 1.3%.」
The Bank updated its disclosure of climate-related risks, reporting a carbon-related asset ratio of 12.5% and an energy-sector ratio of 1.3% as of the end of March 2026. - FY2024AdvancedAnnual report
「In addition to qualitatively analyzing climate-change-related risks, including transition and physical risks, and opportunities across short-term (5-year), medium-term (10-year) and long-term (30-year) time horizons, the Bank conducted quantitative analysis.」
The Bank conducted the quantitative scenario analysis that had previously been under consideration in addition to its existing qualitative analysis, and estimated increases in credit-related expense of approximately ¥1.6 billion for transition risks and approximately ¥3.5 billion for physical risks. - FY2023AdvancedAnnual report
「The Bank qualitatively analyzes the risks associated with climate change, including transition risks and physical risks, as well as opportunities, across short-term (5-year), medium-term (10-year) and long-term (30-year) time horizons. It will consider quantitative scenario analysis in the future.」
The Bank continued its analysis of climate-related risks across short-, medium- and long-term time horizons and disclosed that carbon-related assets accounted for 13.3% of loans and that the energy sector accounted for 1.3%. - FY2022AdvancedAnnual report
「The Bank qualitatively analyzes the risks associated with climate change, including transition risks and physical risks, as well as opportunities, across short-term (5-year), medium-term (10-year) and long-term (30-year) time horizons. It will consider quantitative scenario analysis in the future.」
The Bank presented a framework for analyzing climate-related transition and physical risks and opportunities across short-, medium- and long-term time horizons, and identified quantitative scenario analysis as an issue for future consideration. - FY2021First statedAnnual report
「There are growing calls for action on ESG (environmental, social, and governance), the SDGs (Sustainable Development Goals), and climate-related risks.」
Climate-related risks are identified for the first time as a distinct issue alongside ESG and the SDGs.