Komori
The Yamagata Bank (8344) · InitiativeAdvanced

Expanding lending to residential mortgage borrowers, local companies, and local governments

First written in FY2016. 27 of 38 entries say "Advanced", first in FY2017-Q1. Latest entry: 2026-08-03.

38entries
11years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2017-Q1 – FY2019-Q1SoftenedFY2019-Q2 – FY2020-Q3AdvancedFY2023-Q1 – 2026-08-032016: 320162017: 420172018: 420182019: 420192020: 420202021: 420212022: 420222023: 420232024: 320242025: 120252026: 32026
Same theme, other companies
Changes in the composition of loans by customer segmentA theme 2 companies write about · 0 as a headwind · 2 as a tailwind

0 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-03AdvancedEarnings

    「Regarding major accounts, loans increased by ¥16.3 billion from the end of the previous consolidated fiscal year to ¥2.1263 trillion. Business loans, loans to individuals, and loans to national and local governments all increased.」

    Business loans, loans to individuals, and loans to national and local governments all increased, raising the outstanding balance of loans from the end of the previous fiscal year.
  2. FY2026AdvancedAnnual report

    「Loans increased by ¥78.4 billion during the consolidated fiscal year under review, as business loans, loans to individuals, and loans to national and local governments all increased, bringing the balance at the end of the consolidated fiscal year to ¥2.11 trillion.」

    Business, individual, and national and local government loans all increased, raising the balance by ¥78.4 billion during the year to ¥2.1100 trillion.
  3. 2026-05-15AdvancedEarnings

    「Loans increased by ¥78.4 billion during the consolidated fiscal year under review, as business loans, loans to individuals, and loans to national and local governments all increased, bringing the balance at the end of the consolidated fiscal year to ¥2.11 trillion.」

    Business loans, loans to individuals, and loans to national and local governments all increased, expanding the outstanding balance of loans.
  4. FY2026-H1AdvancedAnnual report

    「Loans increased by ¥11.5 billion during the interim consolidated accounting period, driven by increases in business and individual loans, bringing the balance at the end of the interim period to ¥2.0431 trillion.」

    The loan balance increased by ¥11.5 billion during the interim period to ¥2.0431 trillion, driven by increases in business and individual loans.
  5. FY2025-H1AdvancedAnnual report

    「Loans increased by ¥22.1 billion during the interim consolidated accounting period, mainly due to increases in corporate and individual loans, bringing the balance at the end of the interim period to ¥1.9640 trillion.」

    The loan balance increased by ¥22.1 billion during the interim period to ¥1.9640 trillion, driven by increases in corporate and individual loans.
  6. FY2024AdvancedAnnual report

    「Loans increased by ¥148.4 billion during the consolidated fiscal year, bringing the balance at the end of the fiscal year to ¥1.9418 trillion. General loans and loans to the national and local governments increased.」

    The loan balance increased by ¥148.4 billion during the year to ¥1.9418 trillion, driven by increases in general loans and loans to the national and local governments.
  7. FY2024-Q3AdvancedAnnual report

    「Loans increased by ¥124.7 billion during the third quarter cumulative period, bringing the balance at the end of the third quarter to ¥1.9182 trillion. Loans to the national and local governments and general loans increased mainly.」

    The loan balance increased by ¥124.7 billion during the third quarter cumulative period to ¥1.9182 trillion. Loans to the national and local governments and general loans increased mainly.
  8. FY2024-Q2AdvancedAnnual report

    「Loans increased by ¥79.8 billion during the second quarter cumulative period, mainly due to increases in corporate loans and loans to the national and local governments, bringing the balance at the end of the second quarter to ¥1.8733 trillion.」

    The loan balance increased by ¥79.8 billion during the first half of the fiscal year to ¥1.8733 trillion, driven by increases in corporate loans and loans to the national and local governments.
  9. FY2024-Q1AdvancedAnnual report

    「Loans increased by ¥39.7 billion during the first quarter cumulative period, bringing the balance at the end of the first quarter to ¥1.8332 trillion. Loans to the national and local governments increased mainly.」

    The loan balance increased by ¥39.7 billion during the quarter to ¥1.8332 trillion, with loans to the national and local governments increasing mainly this time.
  10. FY2023AdvancedAnnual report

    「Loans increased by ¥84.3 billion during the consolidated fiscal year, bringing the balance at the end of the fiscal year to ¥1.7934 trillion. General loans and loans to the national and local governments increased.」

    The loan balance increased by ¥84.3 billion during the year to ¥1.7934 trillion. Increases in general loans and loans to the national and local governments were recorded.
  11. FY2023-Q3AdvancedAnnual report

    「Loans increased by ¥14.6 billion during the third quarter cumulative period, bringing the balance at the end of the third quarter to ¥1.7238 trillion. General loans and loans to local governments increased mainly.」

    The loan balance increased by ¥14.6 billion during the third quarter cumulative period to ¥1.7238 trillion. General loans and loans to local governments increased mainly.
  12. FY2023-Q2AdvancedAnnual report

    「Loans increased by ¥10.3 billion during the second quarter cumulative period, mainly due to increases in business loans and loans to local governments, bringing the balance at the end of the second quarter to ¥1.7194 trillion.」

    The loan balance increased by ¥10.3 billion during the first half of the fiscal year to ¥1.7194 trillion, driven by increases in business loans and loans to local governments.
  13. FY2023-Q1AdvancedAnnual report

    「Loans increased by ¥13.0 billion during the first quarter cumulative period, bringing the balance at the end of the first quarter to ¥1.7221 trillion. Loans to local governments increased mainly.」

    Loans, which had declined in the previous fiscal year, increased by ¥13.0 billion during the first quarter cumulative period, bringing the balance to ¥1.7221 trillion. This time, loans to local governments increased mainly.
  14. FY2022SoftenedAnnual report

    「Loans decreased by ¥30.6 billion during the fiscal year, bringing the balance at the end of the fiscal year to ¥1.7091 trillion. Lending to local governments and individuals decreased.」

    The loan balance, which had increased in the previous fiscal year, declined by ¥30.6 billion during the year. Loans to local governments and individuals decreased.
  15. FY2022-Q3SoftenedAnnual report

    「Loans decreased by ¥36.0 billion during the current third-quarter cumulative consolidated period, bringing the balance at the end of the current third-quarter consolidated accounting period to ¥1.7037 trillion. Lending to local governments decreased mainly.」

    Loans decreased by ¥36.0 billion cumulatively from the end of March 2021. The decline in lending to local governments was the main factor. Although loans increased from the end of the previous quarter, the downward trend continued on a fiscal-year-to-date basis.
  16. FY2022-Q2SoftenedAnnual report

    「Loans decreased by ¥43.6 billion during the current second-quarter cumulative consolidated period due in part to decreases in lending to local governments and business loans, bringing the balance at the end of the current second-quarter consolidated accounting period to ¥1.6961 trillion.」

    The loan balance decreased by ¥43.6 billion during the first half of the fiscal year to ¥1.6961 trillion due to decreases in lending to local governments and business loans.
  17. FY2022-Q1SoftenedAnnual report

    「Loans decreased by ¥37.8 billion during the current first-quarter cumulative consolidated period, bringing the balance at the end of the current first-quarter consolidated accounting period to ¥1.7019 trillion. Lending to local governments decreased mainly.」

    Loans, which had increased in the previous fiscal year, decreased by ¥37.8 billion during the first-quarter cumulative period, mainly due to a decline in lending to local governments.
  18. FY2021AdvancedAnnual report

    「Loans increased by ¥26.5 billion during the fiscal year, bringing the balance at the end of the fiscal year to ¥1.7397 trillion. Although lending to local governments decreased, lending to companies increased.」

    Although lending to local governments decreased, the loan balance increased by ¥26.5 billion during the fiscal year to ¥1.7397 trillion due to growth in lending to companies.
  19. FY2021-Q3AdvancedAnnual report

    「Loans increased by ¥34.5 billion during the current third-quarter cumulative consolidated period, bringing the balance at the end of the current third-quarter consolidated accounting period to ¥1.7477 trillion. Although lending to individuals and local governments decreased, business loans increased.」

    The loan balance increased by ¥34.5 billion during the cumulative period to ¥1.7477 trillion. The composition shifted from lending to individuals and local governments to business loans, with growth in business loans driving the overall increase.
  20. FY2021-Q2AdvancedAnnual report

    「Although lending to local governments and individuals decreased, loans increased by ¥21.2 billion during the current second-quarter cumulative consolidated period due to growth in business loans, bringing the balance at the end of the current second-quarter consolidated accounting period to ¥1.7344 trillion.」

    While lending to local governments and individuals decreased, the loan balance increased by ¥21.2 billion during the first half of the fiscal year to ¥1.7344 trillion due to growth in business loans.
  21. FY2021-Q1AdvancedAnnual report

    「Loans increased by ¥12.3 billion during the current first-quarter cumulative consolidated period, bringing the balance at the end of the current first-quarter consolidated accounting period to ¥1.7255 trillion. Lending to local governments and individuals decreased, while business loans increased.」

    The loan balance increased by ¥12.3 billion during the quarter to ¥1.7255 trillion. The composition is shifting from lending to local governments and individuals to business loans.
  22. FY2020AdvancedAnnual report

    「Loans increased by ¥14.0 billion during the fiscal year, bringing the balance at the end of the fiscal year to ¥1.7132 trillion. Although lending to local governments decreased, lending to companies increased.」

    The loan balance increased by ¥14.0 billion during the fiscal year to ¥1.7132 trillion. The composition shifted from lending to local governments to lending to companies, and the company also explained that it had restrained low-profitability lending after taking profitability into account.
  23. FY2020-Q3SoftenedAnnual report

    「Loans decreased by ¥12.2 billion during the current third-quarter cumulative consolidated period, bringing the balance at the end of the current third-quarter consolidated accounting period to ¥1.6869 trillion. Although general lending and lending to individuals increased, lending to local governments decreased.」

    Although general lending and lending to individuals increased, the loan balance decreased by ¥12.2 billion during the cumulative period due to a decline in lending to local governments.
  24. FY2020-Q2SoftenedAnnual report

    「Loans decreased by ¥23.6 billion during the current second-quarter cumulative consolidated period due to decreases in general lending and lending to local governments, bringing the balance at the end of the current second-quarter consolidated accounting period to ¥1.6755 trillion.」

    The loan balance decreased by ¥23.6 billion during the first half of the fiscal year due to decreases in general lending and lending to local governments.
  25. FY2020-Q1SoftenedAnnual report

    「Loans decreased by ¥28.9 billion during the current first-quarter cumulative consolidated period, bringing the balance at the end of the current first-quarter consolidated accounting period to ¥1.6702 trillion. Housing loans increased, while business loans and lending to local governments decreased.」

    Although housing loans increased, the loan balance decreased by ¥28.9 billion during the current cumulative quarterly period due to decreases in business loans and lending to local governments.
  26. FY2019SoftenedAnnual report

    「Loans decreased by ¥27.1 billion during the fiscal year, bringing the balance at the end of the fiscal year to ¥1.6991 trillion. Although lending to individuals and small and medium-sized enterprises increased, lending to large companies and local governments decreased.」

    Although lending to individuals and small and medium-sized enterprises increased, the loan balance at the end of the fiscal year decreased by ¥27.1 billion due to decreases in lending to large companies and local governments.
  27. FY2019-Q3SoftenedAnnual report

    「Loans decreased by ¥22.5 billion during the current third-quarter cumulative consolidated period, bringing the balance at the end of the current third-quarter consolidated accounting period to ¥1.7037 trillion. Lending to individuals, including housing loans, and to small and medium-sized and mid-sized companies increased, while lending to large companies and local governments decreased.」

    Although lending to individuals and to small and medium-sized and mid-sized companies increased, lending to large companies and local governments decreased, resulting in a ¥22.5 billion decline in the loan balance during the third-quarter cumulative period.
  28. FY2019-Q2SoftenedAnnual report

    「Loans decreased by ¥14.1 billion during the current second-quarter cumulative consolidated period, bringing the balance at the end of the current second-quarter consolidated accounting period to ¥1.7121 trillion. Lending to individuals, particularly through housing loans, increased, while lending to large companies and local governments decreased.」

    Although lending to individuals, particularly through housing loans, increased, the loan balance decreased by ¥14.1 billion during the first half of the fiscal year due to decreases in lending to large companies and local governments.
  29. FY2019-Q1AdvancedAnnual report

    「In the consolidated financial position, the balance of loans at the end of the current first-quarter consolidated accounting period was ¥1.7078 trillion, reflecting steady growth in lending to individuals. This was a decrease of ¥18.4 billion from the end of the previous consolidated fiscal year and an increase of ¥45.7 billion from the end of the first quarter of the previous fiscal year.」

    The loan balance increased by ¥45.7 billion year on year to ¥1.7078 trillion through growth in lending to individuals. On the other hand, it decreased by ¥18.4 billion from the end of the previous consolidated fiscal year.
  30. FY2018AdvancedAnnual report

    「Loans increased by ¥52.0 billion during the fiscal year, bringing the balance at the end of the fiscal year to ¥1.7263 trillion. In addition to focusing on expanding lending to individuals, particularly through housing loans, we actively met funding demand from local companies and local governments.」

    Lending to individuals, mainly through housing loans, as well as lending to local companies and local governments, continued, and the balance increased by ¥52.0 billion during the fiscal year to ¥1.7263 trillion.
  31. FY2018-Q3AdvancedAnnual report

    「In the consolidated financial position, the balance of loans at the end of the current third-quarter consolidated accounting period increased mainly through lending to individuals, reaching ¥1.7152 trillion. This was an increase of ¥41.0 billion from the end of the previous consolidated fiscal year and ¥75.2 billion from the end of the third quarter of the previous fiscal year.」

    The loan balance increased mainly through lending to individuals, rising by ¥41.0 billion from the end of the previous consolidated fiscal year to ¥1.7152 trillion. It also increased by ¥75.2 billion year on year.
  32. FY2018-Q2AdvancedAnnual report

    「Loans increased by ¥14.9 billion during the current second-quarter cumulative consolidated period, bringing the balance at the end of the current second-quarter consolidated accounting period to ¥1.6892 trillion. In addition to focusing on expanding lending to individuals, particularly through housing loans, we actively met funding demand from local companies.」

    Lending to individuals, mainly through housing loans, and lending to local companies progressed, and loans increased by ¥14.9 billion during the first half of the fiscal year to ¥1.6892 trillion.
  33. FY2018-Q1AdvancedAnnual report

    「In the consolidated financial position, the balance of loans at the end of the current first-quarter consolidated accounting period was ¥1.6621 trillion, reflecting steady growth in lending to individuals. This was a decrease of ¥12.1 billion from the end of the previous consolidated fiscal year and an increase of ¥56.6 billion from the end of the first quarter of the previous fiscal year.」

    The loan balance increased by ¥56.6 billion year on year to ¥1.6621 trillion through growth in lending to individuals. On the other hand, it decreased by ¥12.1 billion from the end of the previous consolidated fiscal year.
  34. FY2017AdvancedAnnual report

    「Loans increased by ¥89.7 billion during the fiscal year, bringing the balance at the end of the fiscal year to ¥1.6742 trillion. In addition to working to expand lending to individuals, particularly through housing loans, we actively met funding demand from local companies and local governments.」

    Lending to individuals, mainly through housing loans, as well as lending to local companies and local governments, progressed, and the loan balance increased by ¥89.7 billion during the fiscal year to ¥1.6742 trillion.
  35. FY2017-Q3AdvancedAnnual report

    「In the consolidated financial position, the balance of loans at the end of the current third-quarter consolidated accounting period increased mainly through lending to small and medium-sized enterprises and other borrowers, reaching ¥1.6400 trillion. This was an increase of ¥55.5 billion from the end of the previous consolidated fiscal year and ¥86.1 billion from the end of the third quarter of the previous fiscal year.」

    Loans increased mainly through lending to small and medium-sized enterprises and other borrowers, bringing the balance at the end of the third quarter to ¥1.6400 trillion. This represented an increase of ¥55.5 billion from the end of the previous consolidated fiscal year and ¥86.1 billion year on year.
  36. FY2017-Q2AdvancedAnnual report

    「Loans increased by ¥48.4 billion during the current second-quarter cumulative consolidated period, bringing the balance at the end of the current second-quarter consolidated accounting period to ¥1.6329 trillion. In addition to focusing on expanding lending to individuals, particularly through housing loans, we actively met funding demand from local companies and local governments.」

    Lending to individuals, particularly through housing loans, as well as lending to local companies and local governments, progressed, and the loan balance increased by ¥48.4 billion during the first half of the fiscal year to ¥1.6329 trillion.
  37. FY2017-Q1AdvancedAnnual report

    「In the consolidated financial position, the balance of loans at the end of the current first-quarter consolidated accounting period was ¥1.6054 trillion, reflecting the Group's active response to funding demand from local governments and steady growth in lending to individuals. This was an increase of ¥20.9 billion from the end of the previous consolidated fiscal year and ¥107.1 billion from the end of the first quarter of the previous fiscal year.」

    The loan balance increased by ¥20.9 billion from the end of the previous consolidated fiscal year and by ¥107.1 billion year on year, driven by growth in lending to local governments and individuals.
  38. FY2016First statedAnnual report

    「Loans increased by ¥114.2 billion during the fiscal year, bringing the balance at fiscal year-end to ¥1.5845 trillion. In addition to expanding lending to individuals, mainly through residential mortgages, we actively met funding demand from local companies and local governments.」

    The bank identified expanded lending to individuals, local companies, and local governments as a key initiative and disclosed the FY2016 increase and year-end balance.
Moved together

"Expanding deposits and entrusted financial assets to meet customer needs" moved the same way as this thread, in the same document, in 21 of its 38 moves.

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  1. ★This thread
  2. 1Expanding deposits and entrusted financial assets to meet customer needs21×
  3. 2Risk of Deterioration in Credit Counterparties and an Increase in Non-Performing Loans16×
  4. 3Curbing reinvestment in securities to prioritize loan growth13×
  5. 4Quarterly comprehensive loss due to a decline in valuation differences on other securities13×
  6. 5Decline in Ordinary Income and Profit Attributable to Owners of Parent12×
  7. 6Market Risk from Fluctuations in Interest Rates, Securities Prices and Foreign Exchange Rates12×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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Expanding lending to residential mortgage borrowers, local companies, and local governments | The Yamagata Bank,Ltd. (8344) | Komori