Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary income increased, mainly because fund investment income including interest income on loans and other ordinary income including gains on sales of stocks and other securities increased. Ordinary expenses increased, mainly because fund procurement expenses including interest on deposits and other operating expenses including losses on sales of Japanese government bonds and other bonds increased.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | ¥3,600 million (YoY +66.2%) |
| Profit attributable to owners of the parent | ¥2,652 million (YoY +65.3%) |
| Net income per share | ¥85.52 |
| Equity ratio | End of the current fiscal period 4.7 / End of previous period 4.6 |
| Total assets | ¥3,340,282 million |
| Net assets | ¥156,069 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥12,100 million (YoY +33.7%) / Net income ¥7,500 million (YoY +14.9%) |
| Annual Dividend Forecast | ¥84.00 → ¥98.00（+16.7%） |
| Segment revenue | Banking ¥18,833 million (YoY +53.6%), Leasing ¥1,525 million (YoY +5.0%), Credit guarantees ¥55 million (YoY +3.8%) |
| Segment profit | Banking ¥3,837 million (YoY +60.2%), Leasing ¥35 million (YoY +133.3%), Credit guarantees ¥55 million (YoY -60.4%) |
| Depreciation and amortization | ¥461 million |
| Impairment loss | No applicable matters |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥0 million / Extraordinary loss Losses on disposal of fixed assets ¥1 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New — companies / Excluded — companies / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not applicable) |
| Issued Shares at Period-End | 32,216,115 |
| Treasury Shares at Period-End | 1,179,680 |
| Factors Behind Changes in Business Performance | Ordinary income increased, mainly because fund investment income including interest income on loans and other ordinary income including gains on sales of stocks and other securities increased. Ordinary expenses increased, mainly because fund procurement expenses including interest on deposits and other operating expenses including losses on sales of Japanese government bonds and other bonds increased. |
Items this document does not state (13)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Interest income on loans and other fund investment income, as well as other ordinary income including gains on sales of stocks and other securities, increased. Meanwhile, fund procurement expenses including interest on deposits, and other operating expenses including losses on sales of Japanese government bonds and other bonds, also increased.