Reforming the earnings structure
First written in FY2016. 14 of 19 entries say "Restated". Latest entry: FY2023.
1 other company's latest entry also says "Restated".
- FY2023RestatedAnnual report
「《20th Long-Term Management Plan “Transform”: Four Key Strategies》 4. Enhancing securities investment and risk management and utilizing the Risk Appetite Framework」
Earnings structure reform continues to be positioned as a key strategy, including more sophisticated securities investment, risk management, and use of the Risk Appetite Framework. - FY2023-Q3RestatedAnnual report
「During the current third-quarter cumulative consolidated period, there were no material changes or newly arising challenges concerning the business and financial issues that the Group should address as a priority.」
The company reconfirms that there have been no material changes or newly arising challenges concerning the priority issues requiring attention, including transforming the earnings structure and strengthening earnings power. - FY2023-Q1RestatedAnnual report
「During the current first-quarter cumulative consolidated period, there were no material changes or newly arising challenges concerning the business and financial issues that the Group should address as a priority.」
The company reconfirms that there have been no material changes or newly arising challenges concerning the priority issues requiring attention, including transforming the earnings structure and strengthening earnings power. - FY2022AdvancedAnnual report
「We will strengthen earnings power by enhancing securities investment and risk management. By establishing portfolio management based on the outlook for financial markets, including raising baseline earnings through diversified risk-taking, we aim to increase unrealized gains over the medium term.」
As key strategies under the 20th Long-Term Management Plan, the company presents specific measures for earnings structure reform and strengthening earnings power, including more sophisticated securities investment, diversified risk-taking, portfolio management, and increasing unrealized gains over the medium term. - FY2022-Q1RestatedAnnual report
「During the current first-quarter cumulative consolidated period, there were no material changes or newly arising challenges concerning the business and financial issues that the Group should address as a priority.」
The company reconfirms that there have been no material changes or newly arising challenges concerning the priority issues requiring attention, including transforming the earnings structure and strengthening earnings power. - FY2021AdvancedAnnual report
「To achieve this, we will seek to improve customer satisfaction by strengthening our consulting business to help solve customers' problems, while implementing earnings structure reform and advancing initiatives to build a new business model as a regional bank.」
The company describes earnings structure reform as an initiative in the implementation phase, linking it to strengthening the consulting business and building a new business model as a regional bank. - FY2021-Q3RestatedAnnual report
「During the current third-quarter cumulative consolidated period, there were no material changes or newly arising challenges concerning the business and financial issues that the Group should address as a priority.」
The company states that there have been no material changes or newly arising challenges concerning the priority issues requiring attention, including transforming the earnings structure and strengthening earnings power. - FY2020RestatedAnnual report
「With a continued low-interest-rate environment in mind, the company aims to strengthen top-line revenue by improving the profitability of existing businesses and developing new businesses.」
As measures to transform the earnings structure and strengthen earnings power, the company identifies improving the profitability of existing businesses, developing new businesses, increasing non-interest income, and strengthening its earnings management framework. - FY2020-Q3RestatedAnnual report
「During the current third-quarter cumulative consolidated period, there were no material changes or newly arising challenges concerning the business and financial issues requiring attention for the Group.」
The company states that there have been no material changes or newly arising challenges concerning the issues requiring attention, including transforming the earnings structure and strengthening earnings power. - FY2019ReframedAnnual report
「In addition, the financial environment has been undergoing major changes, including the prolonged low-interest-rate environment and accelerating digitalization, making a transformation of the earnings structure a major challenge for our bank.」
The wording has shifted from the previous emphasis on “strengthening earnings power” to describing “transforming the earnings structure” as a major challenge. - FY2019-Q3RestatedAnnual report
「During the current third-quarter cumulative consolidated period, there were no material changes or newly arising challenges concerning the business and financial issues requiring attention for the Group.」
The company states that there have been no material changes or newly arising challenges concerning the business and financial issues requiring attention, including strengthening earnings power and reforming the earnings structure. - FY2019-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes to, or newly arising issues among, the business or financial matters requiring action by the consolidated company.」
The company states that there have been no material changes or newly arising challenges concerning the issues requiring attention, including reform of the earnings structure and strengthening earnings power. - FY2018ReframedAnnual report
「As the operating environment becomes more challenging because of the prolonged low-interest-rate environment resulting from the Bank of Japan’s continued negative-interest-rate policy and the emergence of fintech companies, strengthening earnings power has become a major challenge for the bank.」
The wording has shifted from “reforming the earnings structure is an urgent priority” to describing “strengthening earnings power” as a major challenge, and the new plan links this to achieving a structural transformation and providing comprehensive financial information services. - FY2018-Q2RestatedAnnual report
「During the current second-quarter cumulative consolidated period, there were no material changes or newly arising challenges concerning the business and financial issues requiring attention for the Group.」
The company states that there have been no material changes or newly arising challenges concerning the business and financial issues requiring attention, including reform of the earnings structure. - FY2018-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes to, or newly arising issues among, the business or financial matters requiring action by the consolidated company.」
The company states that there have been no material changes or newly arising challenges concerning the business and financial issues requiring attention, including reform of the earnings structure. - FY2017RestatedAnnual report
「Assuming that the low-interest-rate environment will continue for an extended period, reforming the earnings structure has become an urgent priority.」
The company reconfirms the need to urgently reform its earnings structure in response to the low-interest-rate environment, but does not present any new concrete measures or evidence of achievement. - FY2017-Q2RestatedAnnual report
「During the current second-quarter cumulative consolidated period, there were no material changes or newly arising challenges concerning the business and financial issues requiring attention for the Group.」
The company states that there have been no material changes or newly arising challenges concerning the business and financial issues requiring attention, including reform of the earnings structure. - FY2017-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes to, or newly arising issues among, the business or financial matters requiring action by the consolidated company.」
The company states that there have been no material changes or newly arising challenges concerning the business and financial issues requiring attention. - FY2016First statedAnnual report
「Reforming the earnings structure has become an urgent priority.」
In response to the low-interest-rate environment, reform of the earnings structure itself is identified as a key issue, although no specific measures or targets are given here.