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The Akita Bank (8343) · FactAdvanced

Decline in loans to business customers

First written in FY2017-Q1. 22 of 37 entries say "Advanced", first in FY2017-Q3. Latest entry: 2026-07-30.

37entries
11years
2from disclosures
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ProgressHeldSoftenedWorseAdvancedFY2023-Q2 – FY2024AdvancedFY2025 – 2026-07-302016: 220162017: 420172018: 420182019: 420192020: 420202021: 420212022: 420222023: 420232024: 220242025: 220252026: 32026
Same theme, other companies
Changes in Outstanding Corporate Loan BalancesA theme 3 companies write about · 2 as a headwind · 0 as a tailwind

1 other company's latest entry also says "Advanced".

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  1. 2026-07-30AdvancedEarnings

    「Although loans to business customers declined, the increase in individual loans and loans to national and local governments resulted in an increase of ¥26.6 billion from the end of the previous consolidated fiscal year to ¥2,152.1 billion.」

    Total loans increased as higher individual loans and loans to national and local governments more than offset the decline in loans to business customers.
  2. FY2026AdvancedAnnual report

    「Personal loans, lending to business borrowers and lending to national and local governments all increased, driving the balance up by ¥68.7 billion from the end of the previous fiscal year to ¥2.1328 trillion.」

    The balance of loans outstanding increased from ¥2.0641 trillion to ¥2.1328 trillion, while the ratio of loans to small and medium-sized enterprises and other borrowers rose from 53.86% to 54.03%.
  3. 2026-05-14AdvancedRevision of earnings forecasts

    「Individual loans, loans to business customers, and loans to national and local governments all increased, resulting in an increase of ¥68.2 billion from the end of the previous consolidated fiscal year to ¥2,125.5 billion.」

    個人ローン、事業先向け貸出、国・地公体向け貸出のいずれも増加し、貸出金残高が拡大した。
  4. FY2026-H1AdvancedAnnual report

    「Although lending to national and local governments declined, increases in personal loans and lending to business borrowers drove the balance up by ¥46.1 billion from the end of the previous fiscal year to ¥2.1034 trillion.」

    The balance of loans outstanding increased by ¥46.1 billion from the end of the previous fiscal year to ¥2.1034 trillion, driven by increases in personal loans and lending to business borrowers.
  5. FY2025AdvancedAnnual report

    「Although lending to national and local governments declined, the balance rose by ¥66.8 billion from the end of the previous fiscal year to ¥2.0641 trillion due to an increase in lending to business borrowers.」

    Lending to business borrowers increased by ¥120.3 billion, from ¥1.1673 trillion to ¥1.2876 trillion, and total loans outstanding also increased.
  6. FY2025-H1ReframedAnnual report

    「Although lending to business borrowers increased, the balance declined by ¥14.1 billion from the end of the previous fiscal year to ¥1.9766 trillion due to a decrease in lending to national and local governments.」

    Lending to business borrowers increased, but this was more than offset by the decrease in lending to national and local governments, resulting in a ¥14.1 billion decrease in total loans outstanding from the end of the previous fiscal year.
  7. FY2024AdvancedAnnual report

    「Driven by an increase in lending to business borrowers, the balance rose by ¥99.5 billion from the end of the previous fiscal year to ¥1.9973 trillion.」

    The balance of loans outstanding increased by ¥99.5 billion from the end of the previous fiscal year, primarily due to an increase in lending to business borrowers.
  8. FY2024-Q2AdvancedAnnual report

    「Driven by increases in lending to business borrowers and national and local governments, the balance rose by ¥52.0 billion from the end of the previous fiscal year to ¥1.9444 trillion.」

    The balance of loans outstanding increased by ¥52.0 billion from the end of the previous fiscal year, driven by increases in lending to business borrowers and national and local governments.
  9. FY2024-Q1AdvancedAnnual report

    「Driven by increases in lending to business borrowers and national and local governments, the balance rose by ¥38.3 billion from the end of the previous fiscal year to ¥1.9307 trillion.」

    The balance of loans outstanding rose by ¥38.3 billion from the end of the previous fiscal year to ¥1.9307 trillion, driven by increases in lending to business borrowers and national and local governments.
  10. FY2023AdvancedAnnual report

    「Driven by increases in lending to business borrowers and national and local governments, the balance rose by ¥64.1 billion from the end of the previous fiscal year to ¥1.8978 trillion.」

    The balance of loans outstanding increased from ¥1.8337 trillion to ¥1.8978 trillion, driven by increases in lending to business borrowers and national and local governments.
  11. FY2023-Q3AdvancedAnnual report

    「Driven by increases in lending to business borrowers and local governments, the balance rose by ¥49.7 billion from the end of the previous fiscal year to ¥1.8778 trillion.」

    The balance of loans outstanding increased by ¥49.7 billion from the end of the previous fiscal year, driven by increases in lending to business borrowers and local governments.
  12. FY2023-Q2AdvancedAnnual report

    「Driven by increases in lending to business borrowers and national and local governments, the balance rose by ¥28.0 billion from the end of the previous fiscal year to ¥1.8561 trillion.」

    The balance of loans outstanding increased by ¥28.0 billion from the end of March 2022, driven by increases in lending to business borrowers and national and local governments.
  13. FY2023-Q1ReframedAnnual report

    「Although lending to business borrowers declined, increases in personal loans and lending to national and local governments drove the balance up by ¥15.4 billion from the end of the previous fiscal year to ¥1.8435 trillion.」

    Although lending to business borrowers continued to decline from the previous full fiscal year, increases in personal loans and lending to national and local governments resulted in a ¥15.4 billion increase in total loans outstanding from the end of the previous fiscal year.
  14. FY2022RestatedAnnual report

    「Although housing loans and lending to national and local governments increased, the balance declined by ¥5.7 billion from the end of the previous fiscal year to ¥1.8337 trillion due to a decrease in lending to business borrowers.」

    Housing loans and lending to national and local governments increased, while total loans outstanding declined due to a decrease in lending to business borrowers.
  15. FY2022-Q3RestatedAnnual report

    「Although personal loans and lending to national and local governments increased, the balance declined by ¥23.1 billion from the end of the previous fiscal year to ¥1.8117 trillion due to a decrease in lending to business borrowers.」

    Personal loans and lending to national and local governments increased, while the balance of loans outstanding declined by ¥23.1 billion from the end of the previous fiscal year due to a decrease in lending to business borrowers.
  16. FY2022-Q2RestatedAnnual report

    「Due to decreases in lending to business borrowers and national and local governments, the balance declined by ¥36.5 billion from the end of the previous fiscal year to ¥1.7983 trillion.」

    The balance of loans outstanding declined by ¥36.5 billion from the end of the previous fiscal year, primarily due to decreases in lending to business borrowers and national and local governments.
  17. FY2022-Q1ReframedAnnual report

    「Although personal loans and lending to national and local governments increased, the balance declined by ¥14.7 billion from the end of the previous fiscal year to ¥1.8201 trillion due to a decrease in lending to business borrowers.」

    In contrast to the increase in the previous full fiscal year, the balance of loans outstanding declined by ¥14.7 billion, primarily due to a decrease in lending to business borrowers.
  18. FY2021AdvancedAnnual report

    「In addition to an increase in housing loans, substantial increases in lending to business borrowers and national and local governments drove the balance up by ¥223.0 billion from the end of the previous fiscal year to ¥1.8394 trillion.」

    The balance of loans outstanding increased from ¥1.6164 trillion to ¥1.8394 trillion, with lending to individuals, business borrowers, national and local governments all increasing.
  19. FY2021-Q3AdvancedAnnual report

    「Driven by increases in personal loans, lending to business borrowers and lending to national and local governments, the balance rose by ¥209.0 billion from the end of the previous fiscal year to ¥1.8210 trillion.」

    Personal loans, lending to business borrowers and lending to national and local governments increased, bringing the balance of loans outstanding to ¥1.8210 trillion, up ¥209.0 billion from the end of the previous fiscal year.
  20. FY2021-Q2AdvancedAnnual report

    「Driven by increases in lending to business borrowers and lending to national and local governments, the balance rose by ¥129.9 billion from the end of the previous fiscal year to ¥1.7419 trillion.」

    The balance of loans outstanding rose by ¥129.9 billion from the end of the previous fiscal year to ¥1.7419 trillion, driven by increases in lending to business borrowers and national and local governments.
  21. FY2021-Q1AdvancedAnnual report

    「Driven by increases in personal loans, lending to business borrowers and lending to local governments, the balance rose by ¥31.9 billion from the end of the previous fiscal year to ¥1.6439 trillion.」

    Personal loans, lending to business borrowers and lending to local governments all increased, bringing the balance of loans outstanding to ¥1.6439 trillion, up ¥31.9 billion from the end of the previous fiscal year.
  22. FY2020RestatedAnnual report

    「Although personal loans, primarily housing loans, increased, the balance declined by ¥54.8 billion from the end of the previous fiscal year to ¥1.6164 trillion due to decreases in lending to business borrowers and local governments.」

    Personal loans increased, while total loans outstanding declined due to decreases of ¥21.9 billion in lending to business borrowers and ¥34.2 billion in lending to local governments.
  23. FY2020-Q3RestatedAnnual report

    「Although personal loans increased, the balance declined by ¥14.6 billion from the end of the previous fiscal year to ¥1.6527 trillion due to decreases in lending to business borrowers and local governments.」

    Personal loans increased, while the balance of loans outstanding declined by ¥14.6 billion from the end of the previous fiscal year due to decreases in lending to business borrowers and local governments.
  24. FY2020-Q2RestatedAnnual report

    「Due to a decrease in lending to business borrowers, the balance declined by ¥3.6 billion from the end of the previous fiscal year to ¥1.6637 trillion.」

    The balance of loans outstanding declined by ¥3.6 billion from the end of the previous fiscal year, primarily due to a decrease in lending to business borrowers.
  25. FY2020-Q1RestatedAnnual report

    「Although personal loans and lending to local governments increased, the balance declined by ¥12.9 billion from the end of the previous fiscal year to ¥1.6544 trillion due to a decrease in lending to business borrowers.」

    Personal loans and lending to local governments increased, while the balance of loans outstanding declined by ¥12.9 billion from the end of the previous fiscal year due to a decrease in lending to business borrowers.
  26. FY2019ReframedAnnual report

    「Although lending to business borrowers and personal loans increased, the balance declined by ¥5.3 billion from the end of the previous fiscal year to ¥1.6673 trillion due to a decrease in lending to local governments.」

    The decrease in lending to local governments exceeded the increases in lending to business borrowers and personal loans, resulting in a ¥5.3 billion decrease in the balance of loans outstanding from the end of the previous fiscal year.
  27. FY2019-Q3AdvancedAnnual report

    「Driven by increases in personal loans and lending to business borrowers, the balance rose by ¥3.5 billion from the end of the previous fiscal year to ¥1.6761 trillion.」

    The balance of loans outstanding increased by ¥3.5 billion from the end of the previous fiscal year, driven by increases in personal loans and lending to business borrowers.
  28. FY2019-Q2AdvancedAnnual report

    「Driven by increases in personal loans and lending to business borrowers, the balance rose by ¥14.5 billion from the end of the previous fiscal year to ¥1.6871 trillion.」

    The balance of loans outstanding increased by ¥14.5 billion from the end of the previous fiscal year, driven by increases in personal loans and lending to business borrowers.
  29. FY2019-Q1ReframedAnnual report

    「Due to a decrease in lending to business borrowers, the balance declined by ¥12.1 billion from the end of the previous fiscal year to ¥1.6605 trillion.」

    In contrast to the reported increases in lending to business borrowers, personal loans and local governments during the full previous fiscal year, the balance declined in the first quarter, primarily due to a decrease in lending to business borrowers.
  30. FY2018AdvancedAnnual report

    「As lending to business borrowers, personal loans and local governments all increased, the balance rose by ¥35.9 billion from the end of the previous fiscal year to ¥1.6726 trillion.」

    Lending to business borrowers, individuals and local governments all increased, bringing the balance of loans outstanding to ¥1.6726 trillion.
  31. FY2018-Q3AdvancedAnnual report

    「As lending to business borrowers, personal loans and local governments all increased, the balance rose by ¥27.8 billion from the end of the previous fiscal year to ¥1.6645 trillion.」

    Lending to business borrowers, individuals and local governments all increased, bringing the balance of loans outstanding to ¥1.6645 trillion.
  32. FY2018-Q2AdvancedAnnual report

    「As lending to business borrowers, personal loans and local governments all increased, the balance rose by ¥24.7 billion from the end of the previous fiscal year to ¥1.6614 trillion.」

    Lending to business borrowers, individuals and local governments all increased, bringing the balance of loans outstanding to ¥1.6614 trillion.
  33. FY2018-Q1ReframedAnnual report

    「Due to a decrease in lending to business borrowers, the balance declined by ¥16.2 billion from the end of the previous fiscal year to ¥1.6205 trillion.」

    In contrast to the increase in total loans outstanding reported for the full previous fiscal year, the balance declined in the first quarter, primarily due to a decrease in lending to business borrowers.
  34. FY2017AdvancedAnnual report

    「As lending to business borrowers, personal loans and local governments all increased, the balance rose by ¥37.1 billion from the end of the previous fiscal year to ¥1.6367 trillion.」

    Lending to business borrowers, individuals and local governments all increased, bringing the balance of loans outstanding to ¥1.6367 trillion.
  35. FY2017-Q3AdvancedAnnual report

    「Driven by increases in personal loans and lending to local governments, the balance increased by ¥23.1 billion from the end of the previous fiscal year to ¥1.6227 trillion.」

    The balance of loans outstanding increased by ¥23.1 billion from the end of the previous fiscal year, driven by increases in personal loans and lending to local governments.
  36. FY2017-Q2ReframedAnnual report

    「Due to increases in personal loans and lending to local governments, loans increased by ¥37.5 billion from the end of the previous consolidated fiscal year to ¥1.6371 trillion.」

    The description has changed from a decrease in lending to business customers in the previous quarterly report to an increase in total loans driven by personal loans and lending to local governments this time.
  37. FY2017-Q1First statedAnnual report

    「Due to a decrease in lending to business customers, loans decreased by ¥19.8 billion from the end of the previous consolidated fiscal year to ¥1.5798 trillion.」

    The balance of loans is declining due to a decrease in lending to business customers.
Moved together

"Increase in Individual and Local-Government Deposits" moved the same way as this thread, in the same document, in 22 of its 37 moves.

222019181513★123456
  1. ★This thread
  2. 1Increase in Individual and Local-Government Deposits22×
  3. 2Increase in securities balance20×
  4. 3Reduction in Risk-Managed Loans and Improvement in Borrower Classifications19×
  5. 4Decline in Valuation Difference on Other Securities18×
  6. 5Increase in consolidated interim comprehensive income15×
  7. 6Relocation and Expansion of the Branch Network13×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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Decline in loans to business customers | THE AKITA BANK,LTD. (8343) | Komori