Komori
Aozora Bank (8304) · InitiativeAdvanced

Modernization of Core Banking Systems

First written in FY2017-Q1. 4 of 9 entries say "Restated". Latest entry: FY2026.

9entries
11years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2017-Q1 – FY2021AdvancedFY2025-H1 – FY20262016: 220162017: 120172018: 020182019: 120192020: 020202021: 120212022: 020222023: 020232024: 120242025: 220252026: 12026
Same theme, other companies
Core Banking System Renewal and Transition to Shared OutsourcingA theme 7 companies write about · 1 as a headwind · 6 as a tailwind

4 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「Total capital investment, including software acquisition and development, during the consolidated fiscal year was ¥6.920 billion. The principal items are as follows.」

    Capital investment included ¥1.022 billion for market systems, ¥472 million for network infrastructure and information systems, and ¥2.386 billion for GMO Aozora Net Bank's Internet banking systems and related areas. Plans were also added for automation of back-office retail operations and other initiatives.
  2. FY2026-H1AdvancedAnnual report

    「Yotsuya network infrastructure renewal 984 7 Internal funds June 2025 March 2027 Fuchu Computer Center equipment upgrade work (uninterruptible power supply equipment) 1,130 — Internal funds October 2025 March 2027」

    For IT infrastructure, new plans were adopted for the ¥984 million renewal of the Yotsuya network infrastructure and the ¥1.130 billion upgrade of the uninterruptible power supply equipment at the Fuchu Computer Center.
  3. FY2025AdvancedAnnual report

    「Network infrastructure and information systems 933” “Retail operations systems development 381” “GMO Aozora Net Bank Internet banking system enhancements 1,530” “System development related to large-scale BaaS businesses and other areas 1,313」

    Our bank and GMO Aozora Net Bank made system investments related to networks, retail operations, Internet banking and BaaS.
  4. FY2025-H1AdvancedAnnual report

    「Our bank | Fuchu Annex | Tokyo, Fuchu | Upgrade | Upgrade work on the machine room at the Fuchu Computer Center | 2,585 | — | Internal funds | September 2024 | March 2027」

    For the core banking system and IT infrastructure, a new plan was adopted for upgrade work on the machine room at the Fuchu Computer Center, with a total cost of ¥2.585 billion, scheduled to start in September 2024 and be completed in March 2027.
  5. FY2021RestatedAnnual report

    「BeSTAcloud, our core banking system and a core banking system outsourcing service operated by 株式会社エヌ・ティ・ティ・データ, uses a two-center configuration at geographically separate locations. The production system is housed at a data center in Nagoya, Aichi, while computer equipment for disaster recovery is housed at a data center in Fukuoka, Fukuoka.」

    The two-center operation of BeSTAcloud at geographically separate locations in Nagoya and Fukuoka has been reconfirmed.
  6. FY2019RestatedAnnual report

    「BeSTAcloud, our core banking system and a core banking system outsourcing service operated by 株式会社エヌ・ティ・ティ・データ, uses a two-center configuration at geographically separate locations. The production system is housed at a data center in Nagoya, Aichi, while computer equipment for disaster recovery is housed at a data center in Fukuoka, Fukuoka.」

    The post-migration operating structure is described as a two-center configuration at geographically separate locations in Nagoya and Fukuoka.
  7. FY2017-Q3RestatedAnnual report

    「In May 2016, we migrated our core banking system to BeSTAcloud, a core banking system outsourcing service for financial institutions operated by 株式会社エヌ・ティ・ティ・データ.」

    The disclosure continues to state that the migration to BeSTAcloud has been completed.
  8. FY2017-Q2RestatedAnnual report

    「In May 2016, we migrated our core banking system to BeSTAcloud, a core banking system outsourcing service for financial institutions operated by 株式会社エヌ・ティ・ティ・データ.」

    The disclosure continues to state that the migration to BeSTAcloud has been completed. Depreciation associated with the introduction of the new core banking system was a factor behind the increase in expenses.
  9. FY2017-Q1First statedAnnual report

    「In May 2016, we migrated our core banking system to BeSTAcloud, a core banking system outsourcing service for financial institutions operated by 株式会社エヌ・ティ・ティ・データ.」

    The disclosure states that the migration to BeSTAcloud was completed in May 2016.
Moved together

"Joint Operation of an Internet Bank with GMO Internet" moved the same way as this thread, in the same document, in 4 of its 9 moves.

444444★123456
  1. ★This thread
  2. 1Joint Operation of an Internet Bank with GMO Internet4×
  3. 2Investment Portfolio Focused on Asset Efficiency and Diversification4×
  4. 3Conservative provisioning against medium- to long-term loan-loss risks4×
  5. 4Payment of Dividends on Common Stock4×
  6. 5GMO Aozora Net Bank's early return to profitability4×
  7. 6Rise in US dollar funding costs4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Aozora Bank's next results are scheduled for 2026-11-11. Read the earnings preview
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.