Revenue Diversification
First written in FY2017-Q2. 16 of 31 entries say "Advanced", first in FY2017-Q3. Latest entry: 2026-11-11.
The whole theme swung hardest in 2017: 1 of 6 companies on the "Worse" side.
4 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Business revenue from the reportable segments increased from ¥48.725 billion to ¥89.549 billion, while business profit improved from a loss of ¥6.801 billion to ¥32.799 billion.」
Revenue sources expanded across multiple reportable segments, improving business revenue and business profit from the previous fiscal year. - FY2026-H1AdvancedAnnual report
「LBO finance, fund investments and other areas performed well, driving strong growth in non-interest income」
Several sources of non-interest income, including LBO finance and fund investments, performed well. Total business revenue for the reportable segments also increased from ¥46.689 billion to ¥55.477 billion. - FY2025AdvancedAnnual report
「Total reportable segments 48,725 89,549」Total reportable segments △6,801 32,799」
Business revenue from the reportable segments increased from ¥48.725 billion to ¥89.549 billion, while business profit improved from a loss of ¥6.801 billion to ¥32.799 billion. - FY2025-H1Midyear decline in business revenueAnnual report
「Business revenue First-half consolidated accounting period 48,587 Current first-half consolidated accounting period 44,843」
Total business revenue for the reportable segments declined from ¥48.587 billion in the same period of the previous year to ¥44.843 billion. Meanwhile, the disclosure cites contributions from corporate loans, derivatives, LBO finance and environmental finance, among other sources, to customer-related business. - FY2024-Q3AdvancedAnnual report
「Customer-related business profit (consolidated recurring business profit plus gains and losses on stocks and other securities) was ¥36.4 billion for the first three quarters and is expected to reach ¥44.0 billion for the full year, substantially exceeding the previous fiscal year's actual result of ¥33.8 billion.」
Customer-related business profit for the first three quarters was ¥36.4 billion, and the full-year forecast is ¥44.0 billion, exceeding the previous fiscal year's actual result of ¥33.8 billion. - FY2024-Q2AdvancedAnnual report
「• Consolidated gross profit increased by ¥1.2 billion year on year, with solid performance centered on customer-related business • Business profit increased by ¥5.4 billion year on year to ¥25.0 billion. Aozora-style investment banking business performed well and contributed to business profit」
Consolidated gross profit increased by ¥1.2 billion year on year, while business profit increased by ¥5.4 billion to ¥25.0 billion. The disclosure describes a recovery and expansion in earnings centered on customer-related business. - FY2024-Q1Increase in customer-related business and decline in consolidated gross operating profitAnnual report
「Consolidated gross profit decreased by ¥3.7 billion year on year, mainly due to lower market-related income and income from investments in partnerships. Business profit (consolidated recurring business profit plus gains and losses on stocks and other securities) increased by ¥1.5 billion year on year to ¥8.9 billion. With contributions from gains on stock sales, business profit from customer-related operations (excluding market and retail operations) was ¥12.7 billion, up ¥4.4 billion year on year, representing solid performance.」
Although consolidated gross profit declined due to lower market-related income and income from investments in partnerships, gains on stock sales also contributed, and customer-related business profit increased by ¥4.4 billion to ¥12.7 billion. - FY2023-Q3Sharp decline in non-interest income and continued customer-related businessAnnual report
「Non-interest income declined by ¥25.6 billion year on year to ¥14.8 billion. Although net fees and commissions remained stable throughout the period, profits from the sale of structured bonds and trading profits declined, and part of the valuation losses on the securities portfolio was recognized.」
Declines in structured-bond sales and trading, together with the recognition of valuation losses on the securities portfolio, caused non-interest income to fall sharply to ¥14.8 billion. Meanwhile, net fees and commissions remained stable. - FY2023-Q1Decline in non-interest income and continued investment banking-related revenueAnnual report
「Non-interest income declined by ¥7.6 billion year on year to ¥7.2 billion, mainly because the company carried out operations to significantly reduce the risk of its securities portfolio in light of market conditions. Meanwhile, customer-related business centered on LBO finance, environmental finance and partnership investments continued to perform steadily through the Aozora-style investment banking business.」
Risk reduction in the securities portfolio caused non-interest income to decline by ¥7.6 billion year on year, while customer-related business centered on LBO finance, environmental finance and partnership investments performed steadily. - FY2022-Q3AdvancedAnnual report
「Non-interest income increased by ¥9.6 billion year on year to ¥40.5 billion as customer-related business performed well. The Aozora-style investment banking business and retail-related sales of investment products performed well, and net fees and commissions, specific trading income and gains and losses on partnership investments all produced solid results.」
Increases in net fees and commissions, specific trading income and gains and losses on partnership investments, mainly in customer-related business, drove non-interest income up to ¥40.5 billion. - FY2022-Q2AdvancedAnnual report
「Non-interest income increased by ¥8.1 billion year on year to ¥27.7 billion. Net fees and commissions, specific trading income and other operating income excluding gains and losses on Japanese government bonds and other bonds all increased year on year, mainly in customer-related business.」
Several non-interest income components increased, mainly in customer-related business, bringing non-interest income up by ¥8.1 billion year on year to ¥27.7 billion. - FY2022-Q1AdvancedAnnual report
「Non-interest income increased by ¥5.9 billion year on year to ¥14.9 billion, as net fees and commissions and specific trading income increased and gains and losses on partnership investments also expanded steadily.」
Increases in net fees and commissions, specific trading income and gains and losses on partnership investments drove non-interest income up by ¥5.9 billion year on year to ¥14.9 billion. - FY2021Second-half recovery in non-interest income and return to the previous fiscal year's levelAnnual report
「Although performance in the first quarter (April–June) remained weak due to the impact of COVID-19, business recovered steadily from the second quarter onward, mainly in customer-facing business, resulting in performance at almost the same level as in the previous fiscal year.」
After a weak first quarter, customer-facing business recovered from the second quarter onward, bringing non-interest income to roughly the previous fiscal year's level. - FY2021-Q3Cumulative decline in non-interest income and recovery in the second and third quartersAnnual report
「Non-interest income was ¥30.9 billion, down ¥6.9 billion year on year. Compared with ¥8.9 billion in the first quarter, customer-related business involving individuals and corporations recovered, and non-interest income increased to ¥10.6 billion and ¥11.3 billion in the second and third quarters, respectively.」
Although cumulative non-interest income declined by ¥6.9 billion year on year, it increased in the second and third quarters as customer-related business involving individuals and corporations recovered. - FY2021-Q2Interim decline in non-interest income and recovery in customer-related businessAnnual report
「Non-interest income was ¥19.5 billion, down ¥5.8 billion year on year. Although the first quarter was negatively affected by the declaration of a state of emergency, requests to refrain from going out and other measures, customer-related business involving individuals and corporations has recovered since July.」
Non-interest income declined by ¥5.8 billion year on year to ¥19.5 billion, while customer-related business involving individuals and corporations recovered from July onward. - FY2021-Q1First-quarter decline in non-interest incomeAnnual report
「Non-interest income declined by ¥1.7 billion year on year to ¥8.9 billion. Although the declaration of a state of emergency, requests to refrain from going out and other measures had a negative impact, revenue from business involving corporate and financial institutions remained solid, and market operations also performed well.」
Non-interest income declined by ¥1.7 billion year on year to ¥8.9 billion. Although business related to corporate and financial institutions and market operations remained solid, the impact of the spread of the infectious disease weighed on the total. - FY2020-Q3AdvancedAnnual report
「Meanwhile, non-interest income increased by ¥15.0 billion, or 65.7%, year on year to ¥37.8 billion, as customer-related business performed well and net fees and commissions and specific trading income exceeded the previous year's results.」
Strong customer-related business increased net fees and commissions and specific trading income, driving non-interest income up 65.7% year on year to ¥37.8 billion. - FY2020-Q2AdvancedAnnual report
「Meanwhile, non-interest income increased by ¥7.6 billion, or 43.2%, year on year to ¥25.4 billion, as specific trading income and gains and losses on partnership investments remained solid, while net fees and commissions and gains and losses on Japanese government bonds and other bonds performed well.」
Strong performance in specific trading income, gains and losses on partnership investments, net fees and commissions, and gains and losses on Japanese government bonds and other bonds drove non-interest income up 43.2% year on year to ¥25.4 billion. - FY2020-Q1AdvancedAnnual report
「Meanwhile, non-interest income increased by ¥2.6 billion, or 33.2%, year on year to ¥10.6 billion, as net fees and commissions and gains and losses on partnership investments remained solid and gains and losses on Japanese government bonds and other bonds increased by ¥3.3 billion year on year.」
In addition to solid performance in net fees and commissions and gains and losses on partnership investments, increased gains and losses on Japanese government bonds and other bonds drove non-interest income up 33.2% year on year to ¥10.6 billion. - FY2019Annual decline in non-interest incomeAnnual report
「Non-interest income was ¥33.5 billion, down ¥4.8 billion, or 12.7%, from the previous fiscal year. Although gains and losses on Japanese government bonds and other bonds increased from the previous fiscal year, specific trading income declined because customer-facing business struggled and trading operations performed poorly.」
Although the company has targeted diversification of non-interest income, total non-interest income declined 12.7% from the previous fiscal year due to decreases in customer-facing business and specific trading income. - FY2019-Q3Continued decline in non-interest incomeAnnual report
「Meanwhile, non-interest income was ¥22.8 billion, down ¥8.7 billion, or 27.7%, year on year. Although gains and losses on partnership investments remained solid, net fees and commissions declined by ¥0.7 billion, or 9.0%, and specific trading income declined by ¥7.3 billion, or 57.2%.」
Gains and losses on partnership investments remained solid, but non-interest income declined 27.7% year on year to ¥22.8 billion due to decreases in net fees and commissions and specific trading income. - FY2019-Q2Continued decline in non-interest incomeAnnual report
「Meanwhile, non-interest income was ¥17.7 billion, down ¥1.3 billion, or 6.9%, year on year. Although other operating income excluding gains and losses on Japanese government bonds and other bonds increased by ¥1.4 billion, or 34.1%, year on year, net fees and commissions declined by ¥1.1 billion, or 19.1%, and specific trading income declined by ¥2.2 billion, or 29.2%.」
Gains and losses on partnership investments and other items increased, but overall non-interest income declined 6.9% year on year due to decreases in net fees and commissions and specific trading income. - FY2019-Q1Continued decline in non-interest incomeAnnual report
「Meanwhile, non-interest income was ¥8.0 billion, down ¥0.7 billion, or 8.2%, year on year. Although gains and losses on partnership investments and profits from the sale of investment products to individual customers remained solid, specific trading income declined by ¥1.4 billion, or 38.4%, year on year.」
Non-interest income declined 8.2% year on year to ¥8.0 billion, with the decrease in specific trading income weighing on the total. - FY2018-Q3Continued decline in non-interest incomeAnnual report
「Non-interest income was ¥31.6 billion, down ¥4.6 billion, or 12.9%, year on year. Net fees and commissions increased by ¥1.8 billion, or 26.2%, year on year to ¥8.5 billion, mainly because fees related to lending and fees from the sale of investment trusts and insurance products to individual customers increased.」
Overall non-interest income declined 12.9% year on year, while net fees and commissions, including fees related to lending and the sale of investment trusts and insurance products, increased. - FY2018-Q2Decline in non-interest incomeAnnual report
「Non-interest income was ¥19.1 billion, down ¥4.8 billion, or 20.1%, year on year. Net fees and commissions increased by ¥0.8 billion, or 17.0%, year on year to ¥5.8 billion, mainly because fees related to lending and fees from the sale of investment trusts and insurance products to individual customers increased.」
Overall non-interest income declined 20.1% year on year, while net fees and commissions, including fees related to lending and the sale of investment trusts and insurance products, increased. - FY2017-Q3AdvancedAnnual report
「We continue to work to diversify our revenue sources, and non-interest income increased by ¥6.2 billion, or 20.6%, year on year to ¥36.3 billion.」
The company continued its efforts to diversify revenue, and non-interest income rose 20.6% year on year to ¥36.3 billion. - FY2017-Q2First statedAnnual report
「We continue to work to diversify our revenue sources, and non-interest income increased by ¥2.8 billion, or 13.3%, year on year to ¥23.9 billion.」
The company has explicitly stated its policy of expanding non-interest income other than net interest income and diversifying its revenue sources.