Concentration of lending to the largest borrowers
First written in FY2019. 2 of 4 entries say "Worsened", first in FY2021. Latest entry: FY2026.
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- FY2026MitigatedAnnual report
「Loans to the Bank Group's 10 largest borrowers accounted for approximately 19% of its loan balance as of the end of March 2026.」
The concentration of lending to the top 10 borrowers declined from approximately 20% in the previous fiscal year to approximately 19%. - FY2025WorsenedAnnual report
「Loans to the Bank Group's 10 largest borrowers accounted for approximately 20% of its loan balance as of the end of March 2025.」
The concentration of lending to the top 10 borrowers increased to approximately 20%, from approximately 17% at the end of March 2024 and approximately 12% at the end of March 2021. - FY2021WorsenedAnnual report
「Loans to the Bank's 10 largest borrowers accounted for approximately 12% of the Bank's non-consolidated loan balance as of the end of March 2021.」
The concentration of lending to the top 10 borrowers increased from approximately 11% at the end of March 2019 to approximately 12%. - FY2019First statedAnnual report
「Loans to the Bank's 10 largest borrowers accounted for approximately 11% of the Bank's non-consolidated loan balance as of the end of March 2019. If a large borrower defaults, or if a material change occurs in the relationship with one or more of the largest borrowers, the Bank's operating results and financial condition may be adversely affected.」
The Bank has newly quantified the concentration risk associated with its largest borrowers, with loans to the top 10 borrowers accounting for approximately 11% of non-consolidated loan balances.