Expanding the Permanent Points platform and linking it with investment and prepaid services

「In addition, we are creating new customer value through services such as the exchange of 永久不滅ポイント for cryptoassets in cooperation with Coincheck, Inc.」

「From November 2024, we launched a service allowing customers to use Permanent Points when making spot purchases of investment trusts sold directly by Saison Asset Management. In conjunction with the launch of points-based investing, we also lowered the minimum spot-purchase amount from ¥10,000 to ¥5,000.」

「From July 2022, the Company invested in MEDIA DO Co.,Ltd., a provider of digital content, and began offering the Manga Saison digital comics service, which returns 50% of the purchase price in points to card members.」

「From May 2021, the Company began offering selected card members a service returning up to 10% of their spending at its comprehensive online shopping site STOREE SAISON, points site Saison Point Mall and hometown tax portal Saison Hometown Tax.」

「On 12 November 2019, the Company launched Saison Pocket, a smartphone securities service for Saison Card and UC Card members. Since December 2016, it had been a pioneer in providing the Points Investment Service, which allows users to gain a simulated investment experience using Permanent Points, supporting customers' first steps into investing by expanding the range of investment courses and improving usability. The Company also significantly expanded the range of Permanent Points redemption products available online and launched STOREE SAISON, an e-commerce site where customers can pay the difference by credit card when they do not have enough Permanent Points to cover a purchase.」

「The Company had provided a long-term investment experience through four courses, Active, Balanced, Japan Equity (TOPIX) and U.S. Equity (VOO), together with an automatic monthly investment feature. Monthly page views have now reached 1.2 million, users total 430,000 and assets under management are approximately ¥1 billion. In addition, in September 2018, the Company launched the Stock Course, a service offering an investment experience by linking Permanent Points to the share prices of actual companies.」

「The Company had provided a long-term investment experience through four courses, Active, Balanced, Japan Equity (TOPIX) and U.S. Equity (VOO), together with an automatic monthly investment feature. As a result, monthly page views have now reached 1.3 million, users total 300,000 and assets under management are approximately ¥1.1 billion. Many customers use the service as an opportunity to learn about investment and take the first step toward building assets. In addition, in September 2018, the Company launched the Stock Course, a service offering an investment experience by linking Permanent Points to the share prices of actual companies.」

「In March 2018, the Company added Japan Equity (TOPIX) and U.S. Equity (VOO) courses to the Points Investment Service, which provides a simulated long-term investment experience using Permanent Points, and also added an automatic monthly investment feature for a fixed number of Permanent Points. Through the service experience of trying, learning about and starting investments with Permanent Points, the Company aims to stimulate members' interest in and awareness of investment. The service's innovative feature, under which point balances rise and fall in line with the performance of actual investment trusts, was well received, and users exceeded 160,000 while assets under management surpassed ¥1 billion.」

「As a new initiative involving Permanent Points, the Company actively promoted the Points Investment Service, which allows users to easily gain a simulated long-term investment experience. As of the end of the consolidated fiscal year, the service was being used by 130,000 members. In July 2017, the Company renamed its points mall, Permanent Points.com, Saison Point Mall and developed it into a comprehensive points website enabling users to earn, use (exchange) and invest points, positioning this as the first step toward building the Permanent Points economic ecosystem. It also began providing the Saison Point Mall app to improve convenience for smartphone users.」

「The Company actively promoted the Points Investment Service, which allows users to easily gain a simulated long-term investment experience using Permanent Points. As of the end of the third-quarter consolidated accounting period, the service was being used by 88,000 members. In July 2017, the Company renamed its points mall, Permanent Points.com, Saison Point Mall and developed it into a comprehensive points service enabling users to earn, use (exchange) and invest points, positioning this as the first step toward building the Permanent Points economic ecosystem. It also began providing the Saison Point Mall app to improve convenience for smartphone users.」

「The Company actively promoted the Points Investment Service, which allows users to easily gain a simulated long-term investment experience using Permanent Points. As of the end of the second-quarter consolidated accounting period, the service was being used by 71,000 members. In July 2017, the Company renamed its points mall, Permanent Points.com, Saison Point Mall and developed it into a comprehensive points service enabling users to earn, use (exchange) and invest points, positioning this as the first step toward building the Permanent Points economic ecosystem. It also began providing the Saison Point Mall app to improve convenience for smartphone users.」

「From December 2016, the Company launched the Points Investment Service for members, allowing them to easily gain a simulated long-term investment experience using Permanent Points. As of the end of the first-quarter consolidated accounting period, the service was being used by 52,000 members. In addition, from July 2017, the Company expanded its online points mall, Permanent Points.com, into Saison Point Mall, enhancing the versatility, liquidity and added value of Permanent Points and pursuing the creation of the strongest points-based economic ecosystem.」

「The Company expanded its Permanent Points platform and, in December 2016, launched the Points Investment Service, which allows members to gain a simulated long-term investment experience using Permanent Points. The service attracted attention as an entirely new long-term investment experience, with more than 15,000 users approximately one month after launch. The Company also expanded its Permanent Points platform to build a new economic ecosystem. From December 2016, it began offering members an easy way to gain a simulated long-term investment experience using Permanent Points through the Points Investment Service. From January 2017, it also provided its Permanent Points program for the first time to the Visa prepaid card mijica, issued in Sendai and Kumamoto by Japan Post Bank Co., Ltd. and Japan Post Co., Ltd.」