Bad Debt and Collection Delay Risk
First written in FY2016. 20 of 34 entries say "Worsened", first in FY2017-Q3. Latest entry: FY2026.
The whole theme swung hardest in 2026: 19 of 65 companies on the "Worse" side.
- FY2026WorsenedAnnual report
「Guarantees of borrowings for equity-method affiliates 26 1,077 Guarantees of borrowings for third parties 1,371 1,378 Total 1,397 2,456」
Guarantee balances increased from ¥1,397 million at the end of the previous fiscal year to ¥2,456 million, increasing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2026-H1MitigatedAnnual report
「Guarantees of borrowings for equity-method affiliates 26 17 Guarantees of borrowings for third parties 1,371 1,339 Total 1,397 1,356」
Guarantee balances decreased from ¥1,397 million at the end of the previous fiscal year to ¥1,356 million, reducing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2025WorsenedAnnual report
「Total 1,389 1,397」
Guarantee balances increased from ¥1,389 million at the end of the previous fiscal year to ¥1,397 million, resulting in a modest increase in the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2025-H1WorsenedAnnual report
「Guarantees of borrowings for equity-method affiliates 44 35 Guarantees of borrowings for third parties 1,344 1,359 Total 1,389 1,394」
Guarantee balances increased from ¥1,389 million at the end of the previous consolidated fiscal year to ¥1,394 million, resulting in a modest increase in the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2024-Q3WorsenedAnnual report
「Guarantees of borrowings for equity-method affiliates 63 49 Guarantees of borrowings for third parties 1,228 1,329 Total 1,292 1,378」
Guarantee balances increased from ¥1,292 million at the end of March 2023 to ¥1,378 million, increasing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2024-Q2WorsenedAnnual report
「Guarantees of borrowings for equity-method affiliates 63 54 Guarantees of borrowings for third parties 1,228 1,323 Total 1,292 1,377」
Guarantee balances increased from ¥1,292 million at the end of the previous consolidated fiscal year to ¥1,377 million, increasing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2024-Q1WorsenedAnnual report
「Guarantees of borrowings for equity-method affiliates 63 58 Guarantees of borrowings for third parties 1,228 1,317 Total 1,292 1,376」
Guarantee balances increased from ¥1,292 million at the end of March 2023 to ¥1,376 million, increasing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2023WorsenedAnnual report
「In addition to the above, guarantee obligations amounted to ¥1,276 million and ¥1,292 million at the end of the previous consolidated fiscal year and the end of the current consolidated fiscal year, respectively.」
Guarantee balances increased from ¥1,276 million at the end of the previous fiscal year to ¥1,292 million, resulting in a modest increase in the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2023-Q3WorsenedAnnual report
「Guarantees of borrowings for equity-method affiliates 82 68 Guarantees of borrowings for third parties 1,194 1,228 Total 1,276 1,297」
Guarantee balances increased from ¥1,276 million at the end of the previous consolidated fiscal year to ¥1,297 million, increasing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2023-Q2WorsenedAnnual report
「If a borrower is unable to repay, the Group may bear the unrepaid amount and related losses. Total 1,276 1,281」
Guarantee balances increased from ¥1,276 million at the end of the previous consolidated fiscal year to ¥1,281 million, resulting in a modest increase in the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2023-Q1WorsenedAnnual report
「If a borrower is unable to repay, the Group may bear the unrepaid amount and related losses. (Unit: ¥ millions) End of previous consolidated fiscal year (31 March 2022) End of first quarter of current consolidated fiscal year (30 June 2022) Total 1,276 1,326」
Guarantee balances increased from ¥1,276 million at the end of the previous consolidated fiscal year to ¥1,326 million, increasing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2022WorsenedAnnual report
「If a borrower becomes unable to repay, the group may bear the uncollectible amount and related losses.」
Guarantee balances increased from ¥1,153 million at the end of the previous fiscal year to ¥1,276 million, increasing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2022-Q3MitigatedAnnual report
「If a borrower becomes unable to repay, the group may bear the uncollectible amount and related losses.」
Guarantee balances increased from ¥1,153 million at the end of the previous consolidated fiscal year to ¥1,282 million. This was a decrease of ¥5 million from ¥1,287 million at the end of the previous quarter. - FY2022-Q2WorsenedAnnual report
「If a borrower becomes unable to repay, the group may bear the uncollectible amount and related losses.」
Guarantee balances increased from ¥1,153 million at the end of March 2021 to ¥1,287 million, increasing the credit exposure that the Group would bear if the guaranteed parties were unable to repay. - FY2022-Q1WorsenedAnnual report
「Guarantees of indebtedness to equity-method associates 100 96 Guarantees of indebtedness to third parties 1,052 1,190 Total 1,153 1,286」
Guarantee balances increased from ¥1,153 million at the end of the previous consolidated fiscal year to ¥1,286 million, increasing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2021-Q3WorsenedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2020) End of third quarter of current consolidated fiscal year (31 December 2020) Guarantees of indebtedness to equity-method associates 119 105 Guarantees of indebtedness to third parties 906 1,022 Total 1,025 1,128」
Guarantee balances increased from ¥1,025 million at the end of the previous consolidated fiscal year to ¥1,128 million, increasing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2021-Q2WorsenedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2020) End of second quarter of current consolidated fiscal year (30 September 2020) Guarantees of indebtedness to equity-method associates 119 110 Guarantees of indebtedness to third parties 906 1,028 Total 1,025 1,138」
Guarantee balances increased from ¥1,025 million at the end of the previous consolidated fiscal year to ¥1,138 million, increasing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2021-Q1WorsenedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2020) End of first quarter of current consolidated fiscal year (30 June 2020) Guarantees of indebtedness to equity-method associates 119 114 Guarantees of indebtedness to third parties 906 1,024 Total 1,025 1,139」
Guarantee balances increased from ¥1,025 million at the end of the previous consolidated fiscal year to ¥1,139 million, increasing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2020-Q3MitigatedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. Guarantees of indebtedness to equity-method associates 138 124 Guarantees of indebtedness to third parties 1,027 905 Total 1,165 1,029」
Guarantee balances decreased from ¥1,165 million at the end of the previous consolidated fiscal year to ¥1,029 million, reducing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2020-Q2MitigatedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) Guarantees of indebtedness to equity-method associates 138 128 Guarantees of indebtedness to third parties 1,027 907 Total 1,165 1,035」
Guarantee balances decreased from ¥1,165 million at the end of the previous consolidated fiscal year to ¥1,035 million, reducing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2020-Q1MitigatedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2019) End of first quarter of current consolidated fiscal year (30 June 2019) Guarantees of indebtedness to equity-method associates 138 133 Guarantees of indebtedness to third parties 1,027 908 Total 1,165 1,042」
Guarantee balances decreased from ¥1,165 million at the end of the previous year to ¥1,042 million, reducing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2019MitigatedAnnual report
「In addition to the above, guarantee obligations amounted to ¥1,830 million and ¥1,165 million at the end of the previous consolidated fiscal year and the end of the current consolidated fiscal year, respectively.」
Guarantee balances decreased from ¥1,830 million at the end of the previous year to ¥1,165 million, reducing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2019-Q3MitigatedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses.」
Guarantee balances decreased from ¥1,830 million at the end of the previous consolidated fiscal year to ¥1,187 million, reducing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2019-Q2MitigatedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2018) End of second quarter of current consolidated fiscal year (30 September 2018) Guarantees of indebtedness to equity-method associates 156 147 Guarantees of indebtedness to third parties 1,673 1,079 Total 1,830 1,226」
Guarantee balances decreased from ¥1,830 million at the end of the previous year to ¥1,226 million, reducing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2019-Q1MitigatedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2018) End of first quarter of current consolidated fiscal year (30 June 2018) Guarantees of indebtedness to equity-method associates 156 152 Guarantees of indebtedness to third parties 1,673 1,093 Total 1,830 1,245」
Guarantee balances decreased from ¥1,830 million at the end of the previous year to ¥1,245 million, reducing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2018MitigatedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses.」
Guarantee balances decreased from ¥1,881 million at the end of the previous year to ¥1,830 million. Guarantees of indebtedness to third parties, however, amounted to ¥1,673 million. - FY2018-Q3WorsenedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2017) End of third quarter of current consolidated fiscal year (31 December 2017) Guarantees of indebtedness to equity-method associates 537 161 Guarantees of indebtedness to third parties 1,344 2,260 Total 1,881 2,422」
Guarantee balances increased from ¥1,881 million at the end of the previous year to ¥2,422 million, increasing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2018-Q2WorsenedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2017) End of second quarter of current consolidated fiscal year (30 September 2017) Guarantees of indebtedness to equity-method associates 537 502 Guarantees of indebtedness to third parties 1,344 1,659 Total 1,881 2,162」
Guarantee balances increased from ¥1,881 million at the end of the previous year to ¥2,162 million, increasing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2018-Q1WorsenedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2017) End of first quarter of current consolidated fiscal year (30 June 2017) Guarantees of indebtedness to equity-method associates 537 346 Guarantees of indebtedness to third parties 1,344 1,608 Total 1,881 1,955」
Guarantee balances increased from ¥1,881 million at the end of the previous year to ¥1,955 million, increasing credit exposure that may be borne if guaranteed parties become unable to repay. - FY2017MitigatedAnnual report
「In addition to the above, guarantee obligations amounted to ¥1,477 million and ¥1,881 million at the end of the previous consolidated fiscal year and the end of the current consolidated fiscal year, respectively.」
Guarantee balances decreased from ¥2,204 million at the end of the immediately preceding third quarter to ¥1,881 million. They remained above the ¥1,477 million recorded at the end of the previous year. - FY2017-Q3WorsenedAnnual report
「If a borrower becomes unable to repay, the consolidated group may bear the uncollectible amount and related losses. (Unit: ¥ million) End of previous consolidated fiscal year (31 March 2016) End of third quarter of current consolidated fiscal year (31 December 2016) Guarantees of indebtedness to equity-method associates 489 873 Guarantees of indebtedness to third parties 988 1,331 Total 1,477 2,204」
Credit exposure from guarantees of indebtedness increased from ¥1,477 million at the end of the previous year to ¥2,204 million. The group may bear losses if guaranteed parties become unable to repay. - FY2017-Q2RestatedAnnual report
「No new business or other risks arose during the six months ended 30 September. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」
No new developments or significant changes have been identified concerning bad-debt and collection-delay risk. - FY2017-Q1RestatedAnnual report
「No new business or other risks arose during the three months ended 30 June. There were also no material changes to the business and other risks described in the securities report for the previous fiscal year.」
No new developments or significant changes have been identified concerning bad-debt and collection-delay risk. - FY2016First statedAnnual report
「Deterioration in the financial condition of business counterparties may result in delayed collections or defaults.」
The group manages this risk by monitoring counterparty ratings, credit limits and collection status, and through collateral and guarantees. The allowance for credit losses on trade receivables and other assets at the end of the current fiscal year was ¥2,383 million.