Credit Risk of Business Partners
First written in FY2016. 2 of 5 entries say "Mitigated", first in FY2017. Latest entry: FY2025.
The whole theme swung hardest in 2026: 19 of 65 companies on the "Worse" side.
- FY2025MitigatedAnnual report
「To address these credit risks, our group sets receivables limits and contractual credit limits for each type of transaction, including accounts receivable and advances paid, and monitors the group's credit risk through a company-wide system.」
In addition to the existing eight-grade rating system and enhanced management, the company specified transaction-specific credit limits and monitoring of the group's credit risk through a company-wide system. - FY2019RestatedAnnual report
「To address these credit risks, our group assigns customers an internal rating based on their financial condition, using an eight-grade scale, and sets credit limits for each type of transaction, including accounts receivable and advances paid. For customers with low ratings, it establishes transaction policies such as reviewing transaction terms, securing receivables and withdrawing from transactions, manages them individually with a particular focus, and works to prevent losses.」
The company continues to implement its eight-grade rating system, transaction-specific credit limits and enhanced management of low-rated customers. - FY2018RestatedAnnual report
「To address these credit risks, our group assigns customers an internal rating based on their financial condition, using an eight-grade scale, and sets credit limits for each type of transaction, including accounts receivable and advances paid. For customers with low ratings, it establishes transaction policies such as reviewing transaction terms, securing receivables and withdrawing from transactions, manages them individually with a particular focus, and works to prevent losses.」
The company continues to disclose its eight-grade rating system, transaction-specific credit limits and enhanced management of low-rated customers. - FY2017MitigatedAnnual report
「To address these credit risks, our group assigns customers an internal rating based on their financial condition, using an eight-grade scale, and sets credit limits for each type of transaction, including accounts receivable and advances paid. For customers with low ratings, it establishes transaction policies such as reviewing transaction terms, securing receivables and withdrawing from transactions, manages them individually with a particular focus, and works to prevent losses.」
The company specified an eight-grade rating system, transaction-specific credit limits, and rules for reviewing transaction terms, securing receivables and withdrawing from transactions with low-rated customers. - FY2016First statedAnnual report
「Because our group faces risks related to collecting monetary receivables from domestic and overseas customers arising from its diverse sales activities, it records allowances for doubtful accounts based on certain assumptions and estimates concerning customers' creditworthiness, the value of collateral and general economic conditions. However, there is no guarantee that customers' financial condition will remain sound until they have completed their performance of their obligations.」
Risks related to the collectability of monetary receivables from domestic and overseas customers and the estimation of allowances for doubtful accounts.