Integrated Risk Management and Follow-up on Key Matters
First written in FY2016. 5 of 9 entries say "Advanced", first in FY2020. Latest entry: FY2026.
The whole theme swung hardest in 2020: 2 of 11 companies on the "Worse" side.
5 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「We measure the maximum downside risk amount (risk assets) under stress scenarios and report the results to the Board of Directors and the management committee.」
For integrated risk management, we explicitly stated that risk assets would be measured based on stress scenarios and reported to the Board of Directors and the management committee. - FY2025RestatedAnnual report
「Our basic policy is to measure the maximum downside risk amount (risk assets) for the consolidated exposures held by our Group by applying an assumed maximum loss rate based on the risk characteristics of each asset item, and to keep the amount within our capital, which represents our financial strength.」
We reconfirmed the integrated risk management policy of managing risk assets within the scope of capital, and the framework for following up on major transactions through the investment and financing committee, management committee and Board of Directors. - FY2023RestatedAnnual report
「From a macro perspective covering our Group as a whole, we conduct integrated risk management. Our basic policy is to measure the maximum downside risk amount (risk assets) for the consolidated exposures held by our Group by applying an assumed maximum loss rate based on the risk characteristics of each asset item, and to keep the amount within our capital, which represents our financial strength.」
The annual report reconfirmed the integrated risk management method of managing risk assets within the scope of capital, as well as individual monitoring of major transactions. - FY2022AdvancedAnnual report
「Our basic policy for integrated risk management is to measure the maximum downside risk amount (risk assets) for the consolidated exposures held by our Group by applying an assumed maximum loss rate based on the risk characteristics of each asset item, and to keep the amount within our capital, which represents our financial strength.」
We explicitly stated the method of measuring risk assets by applying an assumed maximum loss rate to consolidated exposures and managing them within the scope of capital as part of integrated risk management. - FY2022-Q3AdvancedAnnual report
「By regularly monitoring capital efficiency and risk-return efficiency using ROIC (*2)/CROIC (*3) and RORA (*4), we seek to improve asset quality and increase ROE.」
GC2024 explicitly set out profitability and risk management practices involving regular monitoring of ROIC, CROIC and RORA, in addition to VaR and risk exposure management. - FY2021AdvancedAnnual report
「Strengthening risk exposure management and promoting measures to improve business profitability using ROIC/RORA (*2)」
In addition to integrated risk management, we outlined measures to strengthen risk exposure management and improve business profitability using ROIC and RORA. - FY2020AdvancedAnnual report
「We quantify the maximum risk exposure using the VaR (Value at Risk) method and confirm that it remains within the scope of our consolidated capital, which represents our financial strength.」
For integrated risk management, we explicitly stated that maximum risk exposure would be quantified using VaR, taking into account the risk characteristics, diversification effects and correlation coefficients of each exposure. - FY2017RestatedAnnual report
「From the perspective of diversifying risk across the company, we conduct integrated portfolio management, or integrated risk management, by quantifying and consolidating the various risks held by our Group.」
The framework for integrated risk management of quantifiable risks and follow-up through regular reporting of major transactions to management committees remained in place. - FY2016First statedAnnual report
「The company also implements integrated risk management to identify risks that can be quantified, including market, credit and investment risks, in terms of diversifying risk across the company as a whole, by country, industry and customer.」
Outlined a framework for portfolio management of measurable risks and regular reporting on major financing and investment transactions.