Development of an Instant Credit Assessment System Using Deep Learning
First written in FY2022-Q3. 2 of 3 entries say "Advanced", first in FY2022. Latest entry: FY2026.
2 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「By leveraging the vast volume of transaction data accumulated to date and mutually integrating the expertise gained in each business, the Company can develop more sophisticated credit models, achieving both a high credit approval rate and a low uncollected rate (default rate).」
The Company is moving from developing an instant credit assessment system toward continuously refining more advanced credit models using accumulated data and cross-business expertise. - FY2022AdvancedAnnual report
「The development of a credit assessment system using deep learning that enables instant credit decisions has progressed smoothly, and the acquisition of new business is proceeding steadily.」
The description of the instant credit assessment system has progressed from a development plan to a system that has been developed and is contributing to the acquisition of new business. - FY2022-Q3First statedAnnual report
「The Company is developing a credit assessment system that uses deep learning to enable instant credit decisions, thereby contributing to an increase in new business acquisition.」
The instant credit decision system using deep learning is positioned as a means of acquiring new business.