Personal strategy based on a goal-based approach and asset-management-oriented life planning
First written in FY2022. 3 of 4 entries say "Advanced", first in FY2024-Q3. Latest entry: FY2026.
7 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Hiroshima Bank will handle ongoing asset management, such as fund wraps and regular investment trusts, while ひろぎん証券 will provide sophisticated face-to-face consulting focused primarily on equities and investment trusts, enabling the Group to offer more advanced asset management services.」
The policy based on a goal-based approach and asset-management-oriented life planning has been translated into fund wraps, regular investments and face-to-face consulting through the division of functions between banking and securities businesses. - FY2024AdvancedAnnual report
「At Hiroshima Bank, consulting on business succession and M&A is provided through business viability assessments (213 consulting engagements from fiscal 2021 through fiscal 2023).」
In addition to its goal-based asset management business, the company has disclosed results for solutions addressing specific customer needs, including 213 business succession and M&A consulting engagements and advisory agreements with 110 companies through ひろぎんヒューマンリソース. - FY2024-Q3AdvancedAnnual report
「At a meeting of its Board of Directors held on 22 December 2023, the company resolved to establish a wholly owned subsidiary and did so on 30 January 2024. The company decided to establish a specialist financial product intermediary that would focus primarily on providing customers with advice on asset building, work with multiple securities and insurance companies, and provide customers with the best options from among the broad range of products and services offered by its partner companies through intermediary services.」
As a concrete implementation of its personal strategy based on a goal-based approach and asset-management-oriented life planning, the company established ひろぎんライフパートナーズ株式会社 on 30 January 2024. Its business activities are financial product intermediary services, life insurance solicitation and non-life insurance agency services, and its capital is ¥100 million. - FY2022First statedAnnual report
「The Group will strengthen its fee- and asset-based business by sharing customers’ future aspirations and dreams, providing ongoing support toward those goals through a goal-based approach, and offering solutions that support customers’ asset building based on asset-management-oriented life planning.」
For individual customers, the company has for the first time presented as a separate priority initiative a strategy combining a goal-based approach, asset-management-oriented life planning, long-term, regular and diversified investment, banking-securities coordination, app- and web-based end-to-end services, and cashless payments.