Building strong customer relationships and providing high-value-added solutions
First written in FY2021-Q3. 2 of 5 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2025: 3 of 23 companies on the "Worse" side.
23 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Shipbuilding, a key local industry, is one of the Japanese government's "17 growth strategy fields," for which a target has been set to increase domestic shipbuilding volume by approximately 2 times the 2024 level, to approximately 18 million gross tons, by 2035. With approximately ¥1 trillion of public- and private-sector investment expected going forward, the company will actively support the growth of local companies by leveraging its long track record and advanced expertise against the backdrop of these expanding business opportunities.」
In addition to its existing business viability assessments, funding and core-business support, the company explicitly identifies specialized support based on growth opportunities in key regional industries such as shipbuilding as a focus area. - FY2024AdvancedAnnual report
「In addition to further exercising its financial intermediation function through strategic credit risk-taking in anticipation of future increases in domestic interest rates, we will work to provide comprehensive solutions extending beyond financial services in light of current inflation, labor shortages and other factors.」
In addition to conventional cash-flow and core-business support, the company explicitly states that it will provide comprehensive solutions, including non-financial services, in response to rising interest rates, inflation and labor shortages. - FY2022RestatedAnnual report
「Centered on Hiroshima Bank, the Group will strengthen support for customers' core businesses by further leveraging the financial solutions and consulting capabilities of its Group companies. This includes cash-flow support based on business viability assessments, management improvement and business revitalization support, and the provision of equity-like financing beyond conventional loans in response to needs for business transformation and succession.」
The company continues to pursue hands-on support through cash-flow assistance, management improvement and business revitalization, business transformation and succession, equity-like financing and consulting. - FY2021RestatedAnnual report
「In addition to providing business partners with cash-flow support, including smooth funding, the company is providing comprehensive, hands-on support, including assistance with the formulation and execution of business plans and support for core businesses, strengthening monitoring, and thoroughly understanding and managing the business conditions of its business partners.」
The company continues to position support for core businesses based on financial services, cash-flow support, business-plan assistance and monitoring as the core of its customer support. - FY2021-Q3First statedAnnual report
「Based on strong customer relationships built through business viability assessments and other measures, we will provide business partners with smooth financial intermediation and high-value-added solutions extending beyond traditional banking services, including the provision of equity financing.」
The company positions solutions to customer issues, including cash-flow support, support for core businesses, equity financing, inheritance and business succession, as key initiatives.