Komori
Mortgage Service Japan Limited (7192) · InitiativeAdvanced

Building Lifetime Customers and One Marketing by Leveraging a Customer Network of More Than 18,000 Companies

First written in FY2019. 9 of 19 entries say "Restated". Latest entry: FY2027-H1.

19entries
8years
3from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2019 – FY2021RestatedFY2023-Q1 – FY2024-Q2AdvancedFY2025-H12019: 120192020: 120202021: 120212022: 320222023: 420232024: 320242025: 120252026: 52026
Same theme, other companies
Increasing Deployment Volume and Customer Value through Upselling and Cross-Selling to Existing CustomersA theme 40 companies write about · 1 as a headwind · 39 as a tailwind

23 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 40 companies compared. The sentences above are computed from all 40.
Full recordFilings, disclosures and news, newest first
  1. FY2027-H1AdvancedAnnual report

    「The Group also focused on strengthening sales of services for existing homes and maintenance work, expanding its approach to new customer segments such as maintenance contractors in addition to its core customer base of custom-home builders, and diversifying its business partners.」

    In addition to its traditional customer base centered on custom-home builders, the Group expanded its approach to new customer segments such as maintenance contractors and diversified its business partners. The number of housing warranty services increased 5.5% year on year.
  2. 2026-08-07Cited as achievedFinancial results presentation

    「グループ全体での商品多角化・クロスセルにより業績変動リスクを吸収」

    商品多角化とクロスセルを通じて業績変動リスクを吸収している実績を、第1四半期の業績説明で引用している。
  3. FY2026AdvancedAnnual report

    「Specifically, we will enhance our competitive advantage by expanding products that realize a “survival infrastructure,” based on a lineup of more than 90 specialized products spanning multiple categories and product areas. We will also combine commoditized products that are difficult to differentiate and elevate them into highly differentiated management solutions, addressing issues such as cash flow management, DX initiatives and securing after-sales revenue. Using this management support as an entry point, we will expand our new customer base, create ongoing customer touchpoints by developing our services into a platform, promote repeat orders, and pursue sustainable and stable profit growth.」

    The company specifies a lineup of more than 90 products spanning multiple categories and product areas, and has defined a revenue model involving higher added value through product combinations, platform development, ongoing customer touchpoints and repeat orders.
  4. FY2026-H1Continued cross-selling, but housing warranty service volumes declinedAnnual report

    「In the Housing Academea business, the company promoted cross-selling proposals for "Housing Maintenance Warranty" and other services to housing businesses using Suketto Cloud, as well as design support services for housing businesses, the "Housing Fulfillment Service," related to the policy for homes meeting energy-efficiency standards. However, the number of detached homes and condominiums handed over decreased at certain housing businesses, and housing warranty services during the six months ended in the interim period decreased 3.7% year on year.」

    Although the company continued cross-selling to Suketto Cloud users and providing design support, the number of housing warranty services declined 3.7% year on year due to a decrease in handovers by some customers.
  5. FY2025-H1AdvancedAnnual report

    「The company promoted cross-selling proposals for home maintenance warranties and other products to housing businesses using Suketto Cloud, as well as the Housing Fulfillment Service, a design-support service for housing businesses related to energy-efficiency-compliant housing policies, but was affected by the downturn in housing market conditions. Although the number of detached homes and condominiums handed over declined at some housing businesses, housing guarantee service volumes during the cumulative interim consolidated period increased 9.1% year on year.」

    The company continued cross-selling housing maintenance warranties and other products through Suketto Cloud, and the number of housing warranty services increased 9.1% year on year despite a downturn in housing market conditions and a decline in the number of handovers.
  6. FY2024RestatedAnnual report

    「Through these initiatives, the company will promote cross-selling multiple services to each home and focus on building cloud mechanisms that enable repeat sales through the same business partner, thereby increasing average revenue per home and per housing business and improving earnings power.」

    The company continues its policy of increasing average revenue per home and per company and improving earnings power through cross-selling, repeat sales, and cloud mechanisms.
  7. FY2024-Q3AdvancedAnnual report

    「Through cross-selling proposals for housing maintenance warranty and other services to housing businesses using Suketto Cloud, the number of housing warranty services during the nine months ended in the third quarter increased 8.2% year on year.」

    The company continued cross-selling home maintenance warranties and other products centered on Suketto Cloud, with the growth rate in housing guarantee service volumes rising from 0.9% in the cumulative second quarter to 8.2%.
  8. FY2024-Q2RestatedAnnual report

    「Through cross-selling proposals for housing maintenance warranty and other services to housing businesses using Suketto Cloud, the number of housing warranty services during the six months ended in the second quarter increased 0.9% year on year.」

    The company continues selling multiple services, including home maintenance warranties, through cross-selling centered on Suketto Cloud.
  9. FY2024-Q1RestatedAnnual report

    「Through cross-selling proposals for housing maintenance warranty and other services to housing businesses using Suketto Cloud, the number of housing warranty services during the three months ended in the first quarter increased 2.1% year on year.」

    The company continues selling multiple services, including home maintenance warranties, through cross-selling centered on Suketto Cloud.
  10. FY2023RestatedAnnual report

    「The company is also focusing on building sales and cloud mechanisms that enable cross-selling more services to each home and repeat sales through the same business partner, thereby increasing average revenue per home and per housing business and improving earnings power.」

    The company continues its policy of increasing average revenue per home and per company and improving earnings power through cross-selling, repeat sales, and sales and cloud mechanisms.
  11. FY2023-Q3RestatedAnnual report

    「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and continued to promote cross-selling of multiple products.」

    The company continues sales that combine cloud services with guarantee and insurance products, using cross-selling of multiple products to increase the breadth of offerings per company and per home.
  12. FY2023-Q2RestatedAnnual report

    「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and continued to promote cross-selling of multiple products.」

    The company continues sales that combine cloud services with guarantee and insurance products, using cross-selling of multiple products to increase the breadth of offerings per company and per home.
  13. FY2023-Q1RestatedAnnual report

    「In the housing defect insurance business, we promoted sales of our core products, the New Home Defect Insurance for detached and multi-unit housing, through proactive sales activities that emphasised differentiation, including joint proposals combining Suketto Cloud, a housing-business cloud system on which we have focused for some time, with ground warranties, and continued to promote cross-selling of multiple products.」

    The company continues cross-selling multiple products by combining Suketto Cloud, foundation warranties, and new-home housing defect insurance.
  14. FY2022AdvancedAnnual report

    「The company is also focusing on building sales and cloud mechanisms that enable cross-selling more services to each home and repeat sales through the same business partner, thereby increasing average revenue per home and per housing business and improving earnings power.」

    The company has developed its revenue model to include retaining housing businesses and cross-selling through the cloud, repeat sales to the same business partners, and higher average revenue per home and per company.
  15. FY2021RestatedAnnual report

    「The company aims to improve earnings power by using a cloud platform that retains housing businesses and enables services to be sold in sequence, promoting cross-selling and increasing the average revenue per home.」

    The company continues to pursue a strategy of using the cloud to retain housing businesses and increase average revenue per home and earnings power through cross-selling multiple services.
  16. FY2020RestatedAnnual report

    「③ Through ONE Marketing, a sales approach in which all Group companies work together to provide the Group's financial, insurance, guarantee, and other products on a comprehensive basis, the company will promote differentiation and customer retention and secure stable earnings over the medium to long term by providing various products in layers.」

    The company has reaffirmed its existing ONE Marketing concept of differentiation through group-wide marketing, customer retention, and layered provision of multiple products as an issue under the medium-term plan.
  17. FY2019First statedAnnual report

    「The Group will leverage its strengths to secure stable earnings over the medium to long term and generate profit through steady growth. These strengths are: ① expanding and deepening channels using the Group's customer network of more than 18,000 housing-related businesses in Japan; ② comprehensive capabilities based on a broad lineup of products and services that enables a 'lifetime customer model,' meaning a business model that provides services allowing customers to continue living comfortably after building a home, maintains connections with them, and generates a broad range of revenue from renovations and maintenance; and ③ a revenue model that enables the Group to provide multiple products to each housing-related business customer and build up profit through a group-wide 'ONE Marketing' sales approach.」

    The company has explicitly set out a plan to expand and deepen channels, develop lifetime customers, conduct group-wide ONE Marketing, and accumulate revenue by offering multiple products, based on a network of more than 18,000 housing-related businesses.
Moved together

"Addressing refinancing demand centered on Flat 35" moved the same way as this thread, in the same document, in 5 of its 19 moves.

544443★123456
  1. ★This thread
  2. 1Addressing refinancing demand centered on Flat 355×
  3. 2Securing Consolidated Results4×
  4. 3Expansion of Sales of Assessment-Related Products Other Than Housing Defect Insurance4×
  5. 4Sales of housing maintenance and other warranty programs using HPC4×
  6. 5Diversification of housing finance products, including those for homes other than newly built homes4×
  7. 6Expanding Corporate Value Through Growth in Operating Revenue and Emphasis on Operating Gross Profit and Operating Profit3×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Mortgage Service Japan Limited yet. It last moved in the Financial results presentation of 2026-08-07: "Cited as achieved".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.