Relative concentration of lending to the real estate sector
First written in FY2017-Q1. 20 of 35 entries say "Worsened", first in FY2018-Q1. Latest entry: FY2026.
Yokohama Financial Group moved to the "Worse" side of this theme in 2017.
0 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Real estate and goods rental 5,055,501 30.48 5,605,276 32.04」
The balance of loans to the real estate and goods rental industries increased, and their share of domestic loans also rose from 30.48% to 32.04%. Relative concentration increased further. - 2026-05-12WorsenedRevisions to earnings forecasts
「Real estate and goods rental businesses 5,360,791 231,799 5,128,992」
The combined loan balance of the 3 banks to the real estate and goods rental businesses increased by ¥23,179.9 million from the end of the previous fiscal year. - FY2026-H1WorsenedAnnual report
「Real estate and goods rental 4,981,443 30.54 5,498,078 31.78」
The balance of loans to the real estate and goods rental industries increased from ¥4,981,443 million to ¥5,498,078 million, and their share of domestic loans also rose from 30.54% to 31.78%. Relative concentration increased further. - FY2025WorsenedAnnual report
「Real estate and goods rental 4,986,991 30.31 5,055,501 30.48」
The balance of loans to the real estate and goods rental industries increased, and their share of domestic loans also rose from 30.31% to 30.48%. - FY2025-H1WorsenedAnnual report
「Real estate and goods rental 4,908,187 30.02 4,981,443 30.54」
The balance of loans to the real estate and goods rental industries increased from ¥4,908,187 million to ¥4,981,443 million, and their share of domestic loans also rose from 30.02% to 30.54%. - FY2024WorsenedAnnual report
「Real estate and goods rental 4,686,237 29.98 4,986,991 30.31」
The balance of loans to the real estate and goods rental industries increased, and the share also rose from 29.98% to 30.31%. - FY2024-Q3WorsenedAnnual report
「Real estate and goods rental 4,584,408 29.56 4,928,796 30.02」
The balance of loans to the real estate and goods rental industries increased from ¥4,584,408 million, representing 29.56%, to ¥4,928,796 million, representing 30.02%, and relative concentration increased year on year. - FY2024-Q2WorsenedAnnual report
「Real estate and goods rental 4,527,224 29.59 4,908,187 30.02」
The balance of loans to the real estate and goods rental industries increased from ¥4,527,224 million, representing 29.59%, to ¥4,908,187 million, representing 30.02%, and relative concentration increased year on year. - FY2024-Q1WorsenedAnnual report
「Real estate and goods rental 4,421,643 29.30 4,851,467 29.96」
The balance of loans to the real estate and goods rental industries increased from ¥4,421,643 million, representing 29.30%, to ¥4,851,467 million, representing 29.96%, and relative concentration increased year on year. - FY2023WorsenedAnnual report
「Real estate and goods rental 4,334,589 29.06 4,686,237 29.98」
The balance of loans to the real estate and goods rental industries increased, and their share of domestic loans also rose from 29.06% to 29.98%. - FY2023-Q3WorsenedAnnual report
「Real estate and goods rental 4,265,167 29.05 4,584,408 29.56」
The balance of loans to the real estate and goods rental industries increased from ¥4,265,167 million, representing 29.05%, to ¥4,584,408 million, representing 29.56%, and relative concentration increased year on year. - FY2023-Q2WorsenedAnnual report
「Real estate and goods rental 4,229,258 29.55 4,527,224 29.59」
The balance of loans to the real estate and goods rental industries increased from ¥4,229,258 million, representing 29.55%, to ¥4,527,224 million, representing 29.59%, and relative concentration increased slightly year on year. - FY2023-Q1MitigatedAnnual report
「Real estate and goods rental 4,164,556 30.01 4,421,643 29.30」
The balance of loans to the real estate and goods rental industries increased, while the share declined from 30.01%, not 29.01%, to 29.30%, and relative concentration declined year on year. - FY2022MitigatedAnnual report
「Real estate and goods rental 4,138,725 30.25 4,334,589 29.06」
The balance of loans to the real estate and goods rental industries increased, but the share declined from 30.25% to 29.06%, and relative concentration declined year on year. - FY2022-Q3MitigatedAnnual report
「Real estate and goods rental 4,085,284 29.96 4,265,167 29.05」
The balance of loans to the real estate and goods rental industries increased, while the share declined from 29.96% in the same period of the previous year to 29.05%, and relative concentration declined. - FY2022-Q2MitigatedAnnual report
「Real estate and goods rental 4,056,622 29.92 4,229,258 29.55」
The balance of loans to the real estate and goods rental industries increased, while the share declined from 29.92% in the same period of the previous year to 29.55%, and relative concentration declined year on year. - FY2022-Q1WorsenedAnnual report
「Real estate and goods rental 4,022,769 29.96 4,164,556 30.01」
The share of loans to the real estate and goods rental industries increased from 29.96% in the same period of the previous year to 30.01%, and relative concentration increased slightly. The balance also increased from ¥4,022,769 million to ¥4,164,556 million. - FY2021MitigatedAnnual report
「Real estate and goods rental 3,989,050 30.59 4,138,725 30.25」
The balance of loans to the real estate and goods rental industries increased, while the share declined from 30.59% to 30.25%, and relative concentration declined year on year. - FY2021-Q3MitigatedAnnual report
「Real estate and goods rental 3,924,333 30.29 4,085,284 29.96」
The balance of loans to the real estate and goods rental industries increased, while the share declined from 30.29% in the same period of the previous year to 29.96%, and relative concentration declined. - FY2021-Q2MitigatedAnnual report
「Real estate and goods rental 3,895,943 30.95 4,056,622 29.92」
The balance of loans to the real estate and goods rental industries increased, while the share declined from 30.95% in the same period of the previous year to 29.92%, and relative concentration declined. - FY2021-Q1MitigatedAnnual report
「Real estate and goods rental 3,882,153 30.39 4,022,769 29.96」
The share of loans to the real estate and goods rental industries declined from 30.39% in the same period of the previous year to 29.96%, and relative concentration declined year on year. The balance, however, increased. - FY2020MitigatedAnnual report
「Real estate and goods rental 3,867,879 30.62 3,989,050 30.59」
The balance of loans to the real estate and goods rental industries increased, but the share declined slightly from 30.62% to 30.59%, and relative concentration declined year on year. - FY2020-Q3MitigatedAnnual report
「Real estate and goods rental 3,866,010 30.69 3,924,333 30.29」
The share of loans to the real estate and goods rental industries declined from 30.69% in the same period of the previous year to 30.29%, and relative concentration declined year on year. The balance, however, increased. - FY2020-Q2MitigatedAnnual report
「Real estate and goods rental 3,862,994 30.95 3,895,943 30.36」
The share of loans to the real estate and goods rental industries declined from 30.95% in the same period of the previous year to 30.36%, and relative concentration also declined year on year. The balance, however, increased. - FY2020-Q1MitigatedAnnual report
「Real estate and goods rental 3,837,849 30.83 3,882,153 30.39」
The share of loans to the real estate and goods rental industries declined from 30.83% in the same period of the previous year to 30.39%, while the balance increased from ¥3,837,849 million to ¥3,882,153 million. Relative concentration declined year on year. - FY2019-Q3WorsenedAnnual report
「Real estate, goods rental 3,755,385 30.29 3,866,010 30.69」
Loans outstanding to the real estate and goods rental industries increased from ¥3.755385 trillion, or 30.29% of the total, to ¥3.866010 trillion, or 30.69%, indicating a further increase in relative concentration. - FY2019-Q2WorsenedAnnual report
「Real estate, goods rental 3,690,115 30.21 3,862,994 30.95」
Loans outstanding to the real estate and goods rental industries increased from ¥3.690115 trillion, or 30.21% of the total, to ¥3.862994 trillion, or 30.95%, indicating a higher degree of relative concentration. - FY2019-Q1WorsenedAnnual report
「Real estate, goods rental 3,604,129 29.88 3,837,849 30.83」
Loans outstanding to the real estate and goods rental industries increased from ¥3.604129 trillion, or 29.88% in the same period of the previous year, to ¥3.837849 trillion, or 30.83%, indicating a higher degree of relative concentration. - FY2018WorsenedAnnual report
「Real estate, goods rental 3,570,333 29.86 3,807,590 30.65」
Loans outstanding to the real estate and goods rental industries increased from ¥3.570333 trillion, or 29.86% of the total, to ¥3.807590 trillion, or 30.65%, while their relative share also rose. - FY2018-Q3WorsenedAnnual report
「Real estate, goods rental 3,540,295 29.32 3,755,385 30.29」
Loans outstanding to the real estate and goods rental industries increased from ¥3.540295 trillion, or 29.32% of the total, to ¥3.755385 trillion, or 30.29%, while their relative share also rose. - FY2018-Q2WorsenedAnnual report
「Real estate, goods rental 3,477,342 29.37 3,690,115 30.21」
Loans outstanding to the real estate and goods rental industries increased from ¥3.477342 trillion, or 29.37% of the total, to ¥3.690115 trillion, or 30.21%, while their relative share also rose. - FY2018-Q1WorsenedAnnual report
「Real estate, goods rental 3,376,006 28.90 3,604,129 29.88」
Loans outstanding to the real estate and goods rental industries within domestic lending increased from ¥3.376006 trillion, or 28.90%, to ¥3.604129 trillion, or 29.88%, while their relative share also rose. - FY2017-Q3RestatedAnnual report
「Within the loan portfolio, loans outstanding to the real estate industry account for a larger proportion than loans to other industries. If the business environment for the real estate industry deteriorates, it may affect the Group's loan balance and amount of non-performing loans.」
The relative concentration of lending to the real estate industry and the potential impact of a deterioration in its business environment were reiterated. - FY2017-Q2RestatedAnnual report
「Within the loan portfolio, loans outstanding to the real estate industry account for a larger proportion than loans to other industries.」
The relative concentration of lending to the real estate industry and the potential impact of a deterioration in its business environment were reiterated. - FY2017-Q1First statedAnnual report
「Within the loan portfolio, loans outstanding to the real estate industry account for a larger proportion than loans to other industries. If the business environment for the real estate industry deteriorates, it may affect the Group's loan balance and amount of non-performing loans.」
The relative weighting of lending to the real estate industry and the potential impact of a deterioration in that industry's business environment were noted.