Group-wide oversight and internal control framework operated by the holding company
First written in FY2017. 9 of 10 entries say "Advanced", first in FY2018. Latest entry: FY2026.
- FY2026AdvancedAnnual report
「To ensure the sound operation of the Group, our Audit Department conducted audits of all of the Company's departments and operations, excluding the Audit and Supervisory Committee Office, as well as companies within the Group. It also oversees internal audits across the Group and regularly reports the results of Group internal audits to the Company's Board of Directors and Audit and Supervisory Committee.」
The holding company's Group oversight was made concrete through centralized internal auditing and regular reporting across the Group under a company with an Audit and Supervisory Committee. - 2026-05-21AdvancedGeneral Meetings of Shareholders
「The ALM and Risk Management Committee generally met monthly. It received reports on the business performance and risk management status of group companies and discussed policies concerning internal management systems, including risk management. The Group Sales Strategy Committee, which also serves as the Management Committee, likewise generally met monthly. It received reports on the business performance of group companies and the progress of various management targets and discussed policies concerning sales strategies.」
The company disclosed that both committees generally met monthly as part of group-wide supervision and internal control. - FY2024AdvancedAnnual report
「The ALM and Risk Management Committee was held in principle every month. It received reports on the operating results and risk management status of companies within the Group and held discussions on policies concerning internal management frameworks, including risk management. In addition, the Group Business Strategy Committee, or Management Committee, was held in principle every month. It received reports on the operating results of companies within the Group and progress against various management targets and held discussions on business strategy policies.」
Group oversight was operated through monthly meetings of the ALM and Risk Management Committee and the Group Business Strategy Committee, together with progress monitoring. - FY2022AdvancedAnnual report
「The ALM and Risk Management Committee was held in principle every month. It received reports on the operating results and risk management status of companies within the Group and held discussions on policies concerning internal management frameworks, including risk management.」
The holding company's Group oversight was operated through the ALM and Risk Management Committee and the Group Business Strategy Committee being held in principle every month. - FY2021AdvancedAnnual report
「The Audit Department has established a framework in which audit personnel from the Company and its subsidiaries serve concurrently, enabling efficient, effective risk-based audits across the Group, and has strengthened the internal audit function by conducting consistent internal audits.」
The holding company's Group oversight was made more concrete through a framework in which audit personnel from the Company and its subsidiaries serve concurrently and conduct risk-based audits across the Group. - FY2020AdvancedAnnual report
「To monitor the implementation status of Higashi-Nippon Bank's business improvement plan and continue initiatives to enhance governance, the Group Governance Enhancement Committee was held and conducted reviews in principle every month.」
Group oversight of Higashi-Nippon Bank's business improvement plan was operated through monthly committee meetings and reviews in principle. - FY2019AdvancedAnnual report
「To monitor the implementation status of Higashi-Nippon Bank's business improvement plan and continue initiatives to enhance governance, the Group Governance Enhancement Committee was held and reviewed progress every month.」
The holding company's Group oversight was described as an operating practice of holding a committee every month to review Higashi-Nippon Bank's improvement plan. - FY2019-Q1AdvancedAnnual report
「As the holding company, we are directly involved in the formulation of the business improvement plan by Higashi-Nippon Bank, while closely managing and overseeing its steady implementation. As a unified Group, we will work to rebuild the bank's operations with customer interests and compliance as the highest priorities and to strengthen its governance framework.」
The holding company's direct involvement in its subsidiary's business improvement plan and management and oversight of its implementation were explicitly set out. The Group oversight and internal control policy was advanced into specific measures. - FY2018AdvancedAnnual report
「Our Audit Department will strengthen the internal audit function by evaluating the status of internal audits at each Group company and establishing a framework for consistent internal auditing across the Group.」
The governance model in which the holding company oversees Group-wide strategy and operations was made more concrete through centralized internal auditing, evaluations of Group companies and the operating results of internal controls. - FY2017First statedAnnual report
「To this end, we believe it is important to establish an appropriate corporate governance framework for a regional financial group. The holding company will formulate the strategy for the Group as a whole and oversee it, while each Group company uses its respective strengths and characteristics to pursue proactive, locally focused operations based on the Group strategy and to perform efficient, flexible operations aligned with changes in the economic environment and the needs of customers and local communities.」
The Company describes a governance model in which the holding company is responsible for Group strategy and oversight, while its subsidiaries conduct locally focused operations, together with a policy of establishing an appropriate corporate governance framework.