Responding to Changes in the Financial Environment and Realizing the Benefits of Business Integration at an Early Stage
First written in FY2017-Q1. 22 of 27 entries say "Restated". Latest entry: FY2026.
90 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Performance in fiscal 2025 exceeded the plan, making strong progress toward achieving the target metrics.」
Reported that, in the first year of the new medium-term management plan, performance in fiscal 2025 exceeded the plan and made strong progress toward the target metrics. - FY2024AdvancedAnnual report
「In fiscal 2023, the second year of the medium-term management plan, we rapidly and steadily implemented the key strategies based on the 3 stated basic themes. As a result, performance made steady progress toward achieving the target metrics.」
Specifically reported on the implementation of key strategies in the second year of the medium-term management plan and progress toward the target metrics. - FY2024-Q3RestatedAnnual report
「During the cumulative third quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the objective metrics used to assess progress toward the management policy, management strategy and targets. - FY2024-Q2RestatedAnnual report
「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets. - FY2024-Q1RestatedAnnual report
「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets. - FY2023-Q2RestatedAnnual report
「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets. - FY2023-Q1RestatedAnnual report
「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or target metrics. - FY2022-Q2RestatedAnnual report
「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets. - FY2022-Q1RestatedAnnual report
「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or target metrics. - FY2021RestatedAnnual report
「In fiscal 2021, the final year of the medium-term management plan, we positioned the year as the one for completing structural reform. Based on the 3 basic policies set out in the plan, we will accelerate and deepen key initiatives, including the enhancement of solution-based sales, reform of over-the-counter operations, and development of a strong organisation and people, thereby building a resilient management platform capable of generating sustainable earnings and linking it to a new stage of growth.」
Reconfirmed the policy of positioning the final year of the medium-term management plan as the year for completing structural reform and accelerating and deepening the existing basic policies and key initiatives. - FY2021-Q2RestatedAnnual report
「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets. - FY2021-Q1RestatedAnnual report
「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or target metrics. - FY2020RestatedAnnual report
「The operating environment surrounding the Group remains challenging, with the customer base shrinking due to Japan's declining and ageing population, a worsening earnings environment resulting from the prolonged negative-interest-rate policy, and intensifying competition due in part to market entry by companies from other industries.」
Stated a policy of accelerating business transformation in the second year of the medium-term management plan, assuming a challenging environment resulting from population decline, low interest rates and entry by companies from other industries. - FY2020-Q2RestatedAnnual report
「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or target metrics. - FY2020-Q1RestatedAnnual report
「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets. - FY2019ReframedAnnual report
「We will launch a new medium-term management plan, positioning the plan period as a 3-year period of transformation into a new financial company that goes beyond the traditional banking model.」
Shifted the focus from a plan centred on the early realisation of the benefits of the business integration to a plan for transforming the Group into a new financial company over the 3 years from fiscal 2019. - FY2019-Q3RestatedAnnual report
「In fiscal 2018, the final year of the medium-term management plan, the outlook for higher interest rates originally assumed could no longer be expected because the Bank of Japan stopped specifying an expected timing for achieving its price stability target, and the operating environment is expected to remain challenging. Against this backdrop, we will continue to vigorously implement the measures set out in the medium-term management plan and synergy initiatives, as well as the additional synergy initiatives introduced in fiscal 2017, and work on these measures toward the management targets for the final year of the plan.」
Reconfirmed the policy of continuing to implement existing measures, synergy initiatives and the measures added in fiscal 2017 in the final year of the medium-term management plan, even though the originally assumed rise in interest rates could not be expected. - FY2019-Q2RestatedAnnual report
「In fiscal 2018, the final year of the medium-term management plan, the outlook for higher interest rates originally assumed could no longer be expected because the Bank of Japan stopped specifying an expected timing for achieving its price stability target, and the operating environment is expected to remain challenging. Against this backdrop, we will continue to vigorously implement the measures set out in the medium-term management plan and synergy initiatives, as well as the additional synergy initiatives introduced in fiscal 2017, and work on these measures toward the management targets for the final year of the plan.」
Reconfirmed the policy of continuing to implement existing measures and the synergy initiatives added in fiscal 2017 in the final year of the medium-term management plan, assuming a challenging interest-rate environment. - FY2019-Q1RestatedAnnual report
「In fiscal 2018, the final year of the medium-term management plan, the outlook for higher interest rates originally assumed could no longer be expected because the Bank of Japan stopped specifying an expected timing for achieving its price stability target, and the operating environment is expected to remain challenging. Against this backdrop, we will continue to vigorously implement the measures set out in the medium-term management plan and synergy initiatives, as well as the additional synergy initiatives introduced in fiscal 2017, and work on these measures toward the management targets for the final year of the plan.」
Reconfirmed the policy of continuing to implement existing measures and additional synergy initiatives in the final year of the medium-term management plan, even though the originally assumed rise in interest rates could not be expected. - FY2018RestatedAnnual report
「In fiscal 2018, the final year of the medium-term management plan, the outlook for higher interest rates originally assumed could no longer be expected because the Bank of Japan stopped specifying an expected timing for achieving its price stability target, and the operating environment is expected to remain challenging. Against this backdrop, we will continue to vigorously implement the measures set out in the medium-term management plan and synergy initiatives, as well as the additional synergy initiatives introduced in fiscal 2017, and work on these measures toward the management targets for the final year of the plan.」
Reconfirmed the continuation of measures and synergy initiatives toward the final year of the medium-term management plan, while describing the challenging environment in which the originally assumed rise in interest rates could not be expected. - FY2018-Q3RestatedAnnual report
「During the cumulative third quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets. - FY2018-Q2RestatedAnnual report
「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets. - FY2018-Q1RestatedAnnual report
「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」
Stated that there were no material changes to the management policy, management strategy or target metrics. - FY2017RaisedAnnual report
「In fiscal 2017, the second year of the medium-term management plan, we will work on the initiatives originally set out in the plan, as well as further cost reductions and initiatives to enhance and establish the Group's management structure, positioning the year as one for laying the foundations to achieve the targets for the final year, in anticipation that the Bank of Japan's current monetary easing policy will continue for the foreseeable future.」
In the second year of the medium-term management plan, expanded the scope of initiatives to include additional cost reductions and enhancement and establishment of the Group's management structure, in addition to the original initiatives. - FY2017-Q3RestatedAnnual report
「Amid major changes in the external environment surrounding banks, including the Bank of Japan's introduction of quantitative and qualitative monetary easing with a negative interest rate, the introduction of quantitative and qualitative monetary easing with yield curve control, the development of FinTech and tighter Basel regulations, the Company positioned the 3-year period from fiscal 2016 to fiscal 2018 as a period in which it would expand and deepen its relationships with customers by responding swiftly to changes in the financial environment and actively pursuing efficiency initiatives and growth investment to realise the benefits of the business integration at an early stage.」
Specifically cited changes in the environment, including negative interest rates, yield curve control, FinTech and tighter Basel regulations, while maintaining the positioning and response policy of the 3-year medium-term management plan. - FY2017-Q2RestatedAnnual report
「The Company positioned the 3-year period from fiscal 2016 to fiscal 2018 as a period in which it would expand and deepen its relationships with customers by responding swiftly to changes in the financial environment and actively pursuing efficiency initiatives and growth investment to realise the benefits of the business integration at an early stage.」
Continued to state the positioning of the 3-year medium-term management plan and its focus on efficiency initiatives, growth investment and expanding and deepening customer relationships. - FY2017-Q1First statedAnnual report
「The Company positioned the 3-year period from fiscal 2016 to fiscal 2018 as a period in which it would expand and deepen its relationships with customers by responding swiftly to changes in the financial environment and actively pursuing efficiency initiatives and growth investment to realise the benefits of the business integration at an early stage.」
In the first year after establishment, clearly stated the positioning of the 3-year medium-term management plan and its focus on efficiency initiatives, growth investment and expanding customer relationships.