Medium-Term Management Plan for Fiscal Years 2021–2025: “Deepening Trust and Taking on the Challenge of Financial Innovation”
First written in FY2021. 13 of 18 entries say "Advanced", first in FY2022-Q2. Latest entry: 2026-05-15.
The whole theme swung hardest in 2026: 2 of 7 companies on the "Worse" side.
0 other companies' latest entry also says "Achieved".
- FY2026-H1AdvancedAnnual report
「Ordinary income increased by ¥32.6 billion year on year to ¥354.0 billion. The progress rate against the full-year ordinary income forecast of ¥680.0 billion was 52.0%. Interim net income attributable to owners of the parent was ¥240.3 billion, an increase of ¥17.5 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥470.0 billion was 51.1%.」
For the first half of fiscal 2025, ordinary income reached 52.0% of the full-year forecast, while interim net income attributable to owners of the parent reached 51.1%. - FY2025AdvancedAnnual report
「For the consolidated fiscal year, results were consolidated net income of ¥414.3 billion, ROE of 4.28%, an OHR of 61.38%, a ¥94.6 billion decrease in operating expenses from fiscal 2020, an equity ratio of 15.08% and a CET1 ratio of 11.77%.」
As the final year of the fiscal 2021–fiscal 2025 Medium-term Management Plan approaches, the fiscal 2024 results for profit, ROE, OHR, operating expenses and soundness indicators were updated. - FY2025-H1AdvancedAnnual report
「Ordinary income increased by ¥67.6 billion year on year to ¥321.4 billion. The progress rate against the full-year ordinary income forecast of ¥575.0 billion was 55.8%. Interim net income attributable to owners of the parent was ¥222.8 billion, an increase of ¥40.6 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥400.0 billion was 55.7%.」
In the first half of fiscal 2024, ordinary income and interim net income attributable to owners of the parent increased, with progress rates against the full-year forecasts revised upward on 14 November 2024 of 55.8% and 55.7%, respectively. - FY2024ReframedAnnual report
「While maintaining the basic direction, and looking ahead to the next Medium-term Management Plan, we revised the framework to place the three growth engines—the Retail Business, Market Business and Σ Business (a corporate business that creates the future of society and local communities through investment)—at the center of our business strategy, while strengthening the management platform that supports them.」
While maintaining the basic direction of the Medium-term Management Plan, the framework for the remaining two years was revised to focus on the three growth engines and strengthening the management platform. - FY2024-Q3AdvancedAnnual report
「Ordinary income increased by ¥22.7 billion year on year to ¥367.0 billion. The progress rate against the full-year ordinary income forecast of ¥470.0 billion was 78.0%. Quarterly net income attributable to owners of the parent was ¥263.3 billion, an increase of ¥15.8 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥335.0 billion was 78.6%.」
For the cumulative first three quarters of fiscal 2023, the progress rates against the full-year forecasts were 78.0% for ordinary income and 78.6% for net income attributable to owners of the parent. - FY2024-Q2AdvancedAnnual report
「Ordinary income increased by ¥33.6 billion year on year to ¥253.8 billion. The progress rate against the full-year ordinary income forecast of ¥470.0 billion was 54.0%. Interim net income attributable to owners of the parent was ¥182.1 billion, an increase of ¥23.5 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥335.0 billion was 54.3%.」
For the first half of fiscal 2023, ordinary income reached 54.0% of the full-year forecast, while net income attributable to owners of the parent reached 54.3%. - FY2024-Q1AdvancedAnnual report
「Ordinary income decreased by ¥1.9 billion year on year to ¥118.4 billion. The progress rate against the full-year ordinary income forecast of ¥470.0 billion was 25.2%. Quarterly net income attributable to owners of the parent was ¥86.8 billion, a decrease of ¥1.9 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥335.0 billion was 25.9%.」
For the first quarter of fiscal 2023, the progress rate for ordinary income against the full-year forecast was 25.2%, while that for net income attributable to owners of the parent was 25.9%. - FY2023AdvancedAnnual report
「In fiscal 2023, the third year of the Medium-term Management Plan for fiscal 2021–fiscal 2025, amid highly uncertain market conditions, we will steadily secure profits from the Market Business, our largest source of earnings, while focusing on further strengthening the Retail Business, which provides a stable and robust business base, and establishing the foundation for the new corporate business through investment, the Σ (Sigma) Business, which we view as a new growth engine and a corporate business distinctive to Japan Post Bank.」
For the third year of the Medium-term Management Plan, initiatives centered on the three business engines—the Market, Retail and Σ businesses—were clarified, and results for each business were disclosed. - FY2023-Q3AdvancedAnnual report
「Ordinary income decreased by ¥50.2 billion year on year to ¥344.3 billion. The progress rate against the full-year ordinary income forecast of ¥445.0 billion was 77.3%. Quarterly net income attributable to owners of the parent was ¥247.4 billion, a decrease of ¥40.1 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥320.0 billion was 77.3%.」
For the cumulative first three quarters of fiscal 2022, the progress rates against the full-year forecasts were 77.3% for both ordinary income and net income attributable to owners of the parent. - FY2023-Q2AdvancedAnnual report
「Ordinary income decreased by ¥105.4 billion year on year to ¥220.1 billion. The progress rate against the full-year ordinary income forecast of ¥445.0 billion was 49.4%. Interim net income attributable to owners of the parent was ¥158.6 billion, a decrease of ¥76.6 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥320.0 billion was 49.5%.」
For the first half of fiscal 2022, ordinary income and interim net income attributable to owners of the parent reached 49.4% and 49.5%, respectively, of the full-year forecasts. - FY2023-Q1AdvancedAnnual report
「Ordinary income decreased by ¥42.2 billion year on year to ¥120.4 billion. The progress rate against the full-year ordinary income forecast of ¥445.0 billion was 27.0%. Quarterly net income attributable to owners of the parent was ¥88.8 billion, a decrease of ¥32.0 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥320.0 billion was 27.7%.」
For the first quarter of fiscal 2022, ordinary income reached 27.0% of the full-year forecast, while quarterly net income attributable to owners of the parent reached 27.7%. - FY2022AdvancedAnnual report
「The results for the current consolidated fiscal year for the financial targets set out in the Medium-term Management Plan are as shown in the table below.」
As the results for the first year of the fiscal 2021–fiscal 2025 Medium-term Management Plan, the Bank disclosed net income attributable to the Bank of ¥355.0 billion, ROE of 3.80%, OHR of 67.52%, operating expenses down ¥27.9 billion from fiscal 2020, an equity ratio of 15.56% and a CET1 ratio of 14.23%. - FY2022-Q3AdvancedAnnual report
「Ordinary income increased by ¥80.6 billion year on year to ¥394.5 billion. The progress rate against the full-year ordinary income forecast of ¥485.0 billion was 81.3%. Quarterly net income attributable to owners of the parent was ¥287.6 billion, an increase of ¥61.2 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥350.0 billion was 82.1%.」
For the cumulative first three quarters of fiscal 2021, progress rates against the full-year forecasts were 81.3% for ordinary income and 82.1% for quarterly net income attributable to owners of the parent. - FY2022-Q2AdvancedAnnual report
「Ordinary income increased by ¥153.5 billion year on year to ¥325.6 billion. The progress rate against the full-year ordinary income forecast of ¥485.0 billion was 67.1%. Interim net income attributable to owners of the parent was ¥235.3 billion, an increase of ¥111.0 billion year on year. The progress rate against the full-year forecast for net income attributable to owners of the parent of ¥350.0 billion was 67.2%.」
For the first half of fiscal 2021, ordinary income was ¥325.6 billion and interim net income attributable to owners of the parent was ¥235.3 billion, representing progress rates of 67.1% and 67.2%, respectively, against the revised full-year forecasts. - FY2021First statedAnnual report
「We have positioned the period of the Medium-term Management Plan as a five-year period in which we will “deepen trust and take on financial innovation,” and aim to transform our business model and strengthen the sustainability of our operations through the following five priority strategies.」
A new five-year Medium-term Management Plan covering fiscal 2021 through fiscal 2025 was formulated, setting out five strategies: transformation of the physical and digital retail businesses, digital operational reform, circulation of funds to local communities, market operations and risk management, and strengthening the management platform.