Challenges to Business Continuity Caused by Large-Scale Natural Disasters
First written in FY2016. 12 of 16 entries say "Restated". Latest entry: 2026-08-07.
Kyushu Financial Group moved to the "Worse" side of this theme in 2026, 3 years after the typical company in this theme (2023).
The whole theme swung hardest in 2020: 22 of 111 companies on the "Worse" side.
4 other companies' latest entry also says "Materialised".
- 2026-08-07MaterialisedEarnings
「The “Reiwa 8 Kumamoto Earthquake,” which occurred on 28 July 2026, caused damage to customers and business locations of our Group.」
Regarding the risk of a major natural disaster, the company disclosed that the Reiwa 8 Kumamoto Earthquake had caused actual damage to customers and business locations. The impact from the second-quarter consolidated accounting period onward was still under investigation, and a reasonable monetary estimate was considered difficult. - FY2026RestatedAnnual report
「If large-scale natural disasters, including major earthquakes, unprecedentedly powerful typhoons and torrential rains, or deficiencies in asset management cause damage to facilities such as the group's branches and system centers, making it difficult to continue all or part of the group's operations, the group's business results may be affected.」
The risk of difficulty maintaining operations due to large-scale natural disasters and the response under business continuity rules and the emergency response headquarters remain in place. - FY2024-Q2RestatedAnnual report
「During the cumulative second-quarter consolidated period, there were no significant changes in the matters described in the quarterly report concerning business conditions and financial information that could materially affect investors’ decisions, or in the business risks described in the securities report for the previous fiscal year.」
No material changes were reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2024-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes or other significant developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
No material changes were reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2023-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes or other significant developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
No material changes were reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2022-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
No material changes were reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2021-Q2MaterialisedAnnual report
「In the local economy, personal consumption and production activity declined, as they did nationwide, due to the spread of COVID-19, and remained weak overall. In early July, torrential rains centered in southern Kumamoto Prefecture caused major disasters, including river flooding. Combined with the pandemic, this inflicted significant damage on the economic activities of companies and individuals.」
The disclosure states that large-scale natural disasters actually occurred in early July 2020, when torrential rains and river flooding centered in southern Kumamoto Prefecture caused damage to the economic activities of companies and individuals. - FY2021-Q1RestatedAnnual report
「There were no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
No material changes were reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2020-Q3RestatedAnnual report
「During the third quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
No material changes were reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2020-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
No material changes were reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2019-Q2MaterialisedAnnual report
「Although tourism-related activity was partly affected by the eruptions of Mount Shinmoe and Mount Ioyama, visitor numbers increased following the broadcast of the NHK historical drama Segodon, and the sector recovered overall.」
The disclosure indicates that volcanic eruptions had some impact on tourism-related activity. At the same time, an increase in tourists following the broadcast of a television drama helped the tourism sector recover overall. - FY2019-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
No material changes were reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2017RestatedAnnual report
「If large-scale natural disasters, including major earthquakes, unprecedentedly powerful typhoons and torrential rains, make it difficult to continue all or part of our group's operations, the group's business results may be affected.」
The risk to business continuity from large-scale natural disasters and the response under the basic business continuity policy and crisis management framework are again disclosed. - FY2017-Q2RestatedAnnual report
「During the cumulative second-quarter consolidated period, there were no significant changes in the matters described in the quarterly report concerning business conditions and financial information that could materially affect investors’ decisions, or in the business risks described in the securities report for the previous fiscal year.」
No material changes are reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2017-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
No material changes are reported regarding the risk of difficulty maintaining operations due to large-scale natural disasters. - FY2016First statedAnnual report
「If large-scale natural disasters, including major earthquakes, unprecedentedly powerful typhoons and torrential rains, make it difficult to continue all or part of our group's operations, the group's business results may be affected.」
Natural disasters are recognized as a business continuity risk, and a basic business continuity policy and crisis management framework have been established.