Maintaining Regulatory Capital Ratios
First written in FY2016. 11 of 26 entries say "Worsened", first in FY2018. Latest entry: FY2026.
Kyushu Financial Group moved to the "Worse" side of this theme in 2018, the same year as the typical company in this theme.
The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.
8 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Consolidated (non-consolidated) capital adequacy ratio (2/3) 11.67 10.92 11.36 11.34 10.29 11.71」
The consolidated capital adequacy ratio declined from 11.67% at the end of the previous fiscal year to 11.34%. It nevertheless remained above both the 4% domestic standard and the medium-term plan target of at least 11.00%. - 2026-05-14WorsenedEarnings
「① Common equity ratio ②÷③ 11.34% △ 0.33% 11.67% 11.66%」
The consolidated common equity ratio declined to 11.34% from 11.67% at the end of the previous fiscal year. However, the disclosure did not state that it fell below domestic standards or the medium-term plan target. - FY2026-H1MitigatedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 11.19 10.45 10.86 11.66 10.86 11.45」
The consolidated capital adequacy ratio rose from 11.19% at the end of September 2024 to 11.66% at the end of September 2025, remaining above both the 4% domestic standard and the medium-term plan target of at least 10%. - FY2025MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standard) Fiscal year ended March 2021 11.08% Fiscal year ended March 2022 10.74% Fiscal year ended March 2023 10.73% Fiscal year ended March 2024 11.17% Fiscal year ended March 2025 11.67%」
The consolidated capital adequacy ratio rose from 11.17% at the end of the previous fiscal year to 11.67%, remaining above both the 4% domestic standard and the medium-term plan target of at least 10%. - FY2025-H1MitigatedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 10.88 10.19 10.57 11.19 10.45 10.86」
The consolidated capital adequacy ratio rose from 10.88% at the end of September 2023 to 11.19% at the end of September 2024. It remained above the domestic standard of 4% and the target of at least 10% under the 3rd Medium-Term Management Plan. - FY2024-Q2WorsenedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 10.78 10.07 10.51 10.88 10.19 10.57」
The consolidated capital adequacy ratio declined from 10.78% at the end of September 2022 to 10.07% at the end of September 2023. However, it remained above the domestic standard of 4% and the target of at least 10% under the 3rd Medium-Term Management Plan. - FY2024-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes or other significant developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It was stated that there were no material changes regarding the risk of maintaining the regulatory level of the capital adequacy ratio. - FY2023WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standard) Fiscal year ending March 2019 11.34% Fiscal year ending March 2020 10.89% Fiscal year ending March 2021 11.08% Fiscal year ending March 2022 10.74% Fiscal year ending March 2023 10.73%」
The consolidated capital adequacy ratio declined slightly from 10.74% at the end of the previous fiscal year to 10.73%. However, it remained above the domestic standard of 4% and the target of at least 10% under the 3rd Medium-Term Management Plan. - FY2023-Q2WorsenedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 11.08 10.24 10.70 10.78 10.07 10.51」
The consolidated capital adequacy ratio was 10.78% at the end of September 2022, down from 11.08% in the same period of the previous year. However, it remained above the domestic standard and the target under the previous medium-term plan. - FY2023-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes or other significant developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It was stated that there were no material changes regarding the risk of maintaining the regulatory level of the capital adequacy ratio. - FY2022-Q2WorsenedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 11.11 10.55 10.48 11.08 10.24 10.70」
The consolidated capital adequacy ratio was 10.48% at the end of September 2021, down from 11.11% at the end of September 2020. It remained above the domestic standard of 4% and the target of at least 10% under the 2nd Group Medium-Term Management Plan. Although the ratio declined, the disclosed required levels continued to be maintained. - FY2022-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It was stated that there were no material changes regarding the risk of maintaining the regulatory level of the capital adequacy ratio. - FY2021-Q2WorsenedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 11.29 10.64」
The consolidated capital adequacy ratio declined from 11.29% at the end of September 2019 to 10.64% at the end of September 2020. However, it remained above the domestic standard of 4% and the target of at least 10% under the 2nd Group Medium-Term Management Plan. - FY2021-Q1RestatedAnnual report
「There were no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It was stated that there were no material changes regarding the risk of maintaining the regulatory level of the capital adequacy ratio. - FY2020WorsenedAnnual report
「Consolidated capital adequacy ratio Fiscal year ending March 2016 Fiscal year ending March 2017 Fiscal year ending March 2018 Fiscal year ending March 2019 Fiscal year ending March 2020 12.87% 12.38% 11.79% 11.34% 10.89%」
The consolidated capital adequacy ratio declined from 11.34% at the end of the previous fiscal year to 10.89%. However, it remained above the domestic standard of 4% and the target of at least 10% under the 2nd Group Medium-Term Management Plan. - FY2020-Q3RestatedAnnual report
「During the third quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It was stated that there were no material changes regarding the risk of maintaining the regulatory level of the capital adequacy ratio. - FY2020-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It was stated that there were no material changes regarding the risk of maintaining the regulatory level of the capital adequacy ratio. - FY2019WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 11.34」
The consolidated capital adequacy ratio declined from 11.77% at the end of the previous fiscal year to 11.34%. It remained above the target of at least 10% under the 2nd Group Medium-Term Management Plan and the domestic standard of 4%. - FY2019-Q2WorsenedAnnual report
「① Consolidated capital adequacy ratio (②/③) 11.53」
The consolidated capital adequacy ratio declined from 11.77% at the end of March 2018 to 11.53%. However, it remained above the required domestic standard of 4% and the target of at least 10% under the 2nd Group Medium-Term Management Plan. - FY2019-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It was stated that there were no material changes regarding the risk of maintaining the regulatory level of the capital adequacy ratio. - FY2018WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 11.77」
The consolidated capital adequacy ratio declined from 12.38% at the end of March 2017 to 11.77%. However, it remained above the domestic standard of 4%. - FY2018-Q2Slight decline in the equity ratioAnnual report
「① Consolidated capital adequacy ratio (②/③) 12.27」
As of 30 September 2017, the consolidated capital adequacy ratio was 12.27%, a slight decline from 12.38% at the end of March 2017. The disclosure that the domestic standard applies continues. - FY2017RestatedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 12.38」
As of 31 March 2017, the consolidated capital adequacy ratio was 12.38%, maintaining a level above the domestic standard of 4%. Although it declined from 12.86% in the same period of the previous year and 12.81% at the interim period, the company stated that it was maintaining a high level. - FY2017-Q2RestatedAnnual report
「① Consolidated capital adequacy ratio (②/③) 12.81」
As of 30 September 2016, the consolidated capital adequacy ratio was 12.81%, and it was stated that there were no material changes in the risks relating to the capital adequacy ratio. - FY2017-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no unusual changes or other abnormal developments in the financial position or results of operations. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It was stated that there were no material changes from the prior-year disclosure regarding the risk of maintaining the regulatory level of the capital adequacy ratio. - FY2016First statedAnnual report
「The Group is required to maintain a consolidated capital adequacy ratio of at least the domestic standard of 4%.」
The disclosure states that the value of securities, disposal of non-performing loans, borrowers' creditworthiness, and regulatory changes could affect the capital adequacy ratio. The consolidated capital adequacy ratio at the end of the fiscal year was 12.86%.