Mitigating capital requirements through modified coinsurance reinsurance
First written in FY2019. 14 of 16 entries say "Advanced", first in FY2020-Q1. Latest entry: 2026-05-13.
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- 2026-05-13Cited as achievedRevision of earnings forecasts
「Ordinary revenue in the non-consolidated results increased mainly because premium income rose as in-force policies grew, together with an increase in reinsurance income resulting from strengthened modified coinsurance reinsurance.」
Strengthened modified coinsurance reinsurance was cited as a factor behind the increase in reinsurance income. - FY2025AdvancedAnnual report
「In May 2025, the company entered into a new modified coinsurance reinsurance contract in addition to its existing contract.」
The company strengthened its use of modified coinsurance reinsurance to mitigate the capital burden from new business expenses by entering into a new contract in addition to its existing contract. - FY2023-Q3AdvancedAnnual report
「As a result, during the cumulative third quarter, the reinsurance increased ordinary revenue by ¥4,213 million, compared with an increase of ¥3,577 million in the same period of the previous year, and increased ordinary profit and quarterly net profit by ¥549 million, compared with ¥1,037 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥4,213 million in ordinary revenue and ¥549 million in both ordinary profit and quarterly net profit during the cumulative third quarter. - FY2023-Q2AdvancedAnnual report
「As a result, during the cumulative second quarter, the reinsurance increased ordinary revenue by ¥2,786 million, compared with an increase of ¥2,380 million in the same period of the previous year, and increased ordinary profit and interim net profit by ¥444 million, compared with ¥787 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥2,786 million in ordinary revenue and ¥444 million in both ordinary profit and interim net profit during the cumulative interim period. - FY2023-Q1AdvancedAnnual report
「As a result, during the cumulative first quarter, the reinsurance increased ordinary revenue by ¥1,324 million, compared with an increase of ¥956 million in the same period of the previous year, and increased ordinary profit and quarterly net profit by ¥199 million, compared with ¥206 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥1,324 million in ordinary revenue and ¥199 million in both ordinary profit and quarterly net profit during the cumulative first quarter. - FY2022AdvancedAnnual report
「As a result, during the fiscal year, the reinsurance increased ordinary revenue by ¥4,852 million, compared with an increase of ¥2,778 million in the previous fiscal year, and increased ordinary profit and net profit by ¥1,283 million, compared with ¥804 million in the previous fiscal year.」
The effect of using modified coinsurance reinsurance expanded on an annual basis, generating increases of ¥4,852 million in ordinary revenue and ¥1,283 million in both ordinary profit and net profit. - FY2022-Q3AdvancedAnnual report
「As a result, during the cumulative third quarter, the reinsurance increased ordinary revenue by ¥3,577 million, compared with an increase of ¥1,892 million in the same period of the previous year, and increased ordinary profit and quarterly net profit by ¥1,037 million, compared with ¥555 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥3,577 million in ordinary revenue and ¥1,037 million in both ordinary profit and quarterly net profit during the cumulative third quarter. - FY2022-Q2AdvancedAnnual report
「As a result, during the cumulative second quarter, the reinsurance increased ordinary revenue by ¥2,380 million, compared with an increase of ¥1,153 million in the same period of the previous year, and increased ordinary profit and interim net profit by ¥787 million, compared with ¥360 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥2,380 million in ordinary revenue and ¥787 million in both ordinary profit and interim net profit during the cumulative interim period. - FY2022-Q1AdvancedAnnual report
「As a result, during the cumulative first quarter, the reinsurance increased ordinary revenue by ¥956 million, compared with an increase of ¥558 million in the same period of the previous year, and increased ordinary profit and quarterly net profit by ¥206 million, compared with ¥212 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥956 million in ordinary revenue and ¥206 million in both ordinary profit and quarterly net profit during the cumulative first quarter. - FY2021-Q3AdvancedAnnual report
「As a result, during the cumulative third quarter, the reinsurance increased ordinary revenue by ¥1,892 million, compared with an increase of ¥1,367 million in the same period of the previous year, and increased ordinary profit and quarterly net profit by ¥555 million, compared with ¥1,096 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥1,892 million in ordinary revenue and ¥555 million in both ordinary profit and quarterly net profit during the cumulative third quarter. - FY2021-Q2AdvancedAnnual report
「As a result, during the cumulative second quarter, the reinsurance increased ordinary revenue by ¥1,153 million, compared with an increase of ¥852 million in the same period of the previous year, and increased ordinary profit and interim net profit by ¥360 million, compared with ¥743 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥1,153 million in ordinary revenue and ¥360 million in both ordinary profit and interim net profit during the cumulative interim period. - FY2021-Q1AdvancedAnnual report
「As a result, during the cumulative first quarter, the reinsurance increased ordinary revenue by ¥558 million, compared with an increase of ¥387 million in the same period of the previous year, and increased ordinary profit and quarterly net profit by ¥212 million, compared with ¥370 million in the same period of the previous year.」
The company continued to use modified coinsurance reinsurance, recording increases of ¥558 million in ordinary revenue and ¥212 million in both ordinary profit and quarterly net profit during the cumulative first quarter. - FY2020-Q3AdvancedAnnual report
「As a result, during the cumulative third quarter, the reinsurance increased ordinary revenue by ¥1,367 million, ordinary profit by ¥1,096 million and quarterly net profit by ¥1,096 million.」
The modified coinsurance reinsurance generated increases of ¥1,367 million in ordinary revenue and ¥1,096 million in both ordinary profit and quarterly net profit during the cumulative third quarter. - FY2020-Q2AdvancedAnnual report
「As a result, during the cumulative second quarter, the reinsurance increased ordinary revenue by ¥852 million, ordinary profit by ¥743 million and interim net profit by ¥743 million.」
The modified coinsurance reinsurance implemented from fiscal 2019 generated increases of ¥852 million in ordinary revenue and ¥743 million in both ordinary profit and interim net profit during the interim period. - FY2020-Q1AdvancedAnnual report
「The company has conducted modified coinsurance reinsurance covering part of its new business since fiscal 2019. During the cumulative first quarter, ordinary revenue increased by ¥387 million, ordinary profit by ¥370 million and quarterly net profit by ¥370 million.」
The planned implementation of modified coinsurance reinsurance, scheduled to begin in fiscal 2019, commenced, resulting in increases of ¥387 million in ordinary revenue and ¥370 million in both ordinary profit and quarterly net profit during the first quarter. - FY2019First statedAnnual report
「To achieve sustained strong growth and maintain financial soundness, the company plans to conduct modified coinsurance reinsurance transactions covering part of its new business from fiscal 2019. Using this reinsurance can mitigate the situation in which the expenses associated with the contracts place sudden pressure on accounting capital.」
The company newly outlined plans to introduce modified coinsurance reinsurance covering part of its new business from fiscal 2019, mitigating the pressure that new business expenses place on accounting capital.