Operating the pawnbroking business as social infrastructure and accessible finance
First written in FY2021-Q1. 10 of 19 entries say "Advanced", first in FY2023-Q2. Latest entry: 2026-08-10.
No other company in this theme has enough history to compare yet.
- 2026-08-10AdvancedPresentation materials on financial results
「The balance decreased as manuals were prepared for handling items after the expiration of the redemption period. We achieved higher pawn yields without impairing pawn interest revenue.」
The preparation of manuals for handling items after the redemption period made concrete an operating approach to increase pawn yields while managing the balance of operating loans. - FY2026AdvancedAnnual report
「Pawn interest income was ¥909.252 million」
Under the policy of operating the pawnshop business as a form of consumer finance, pawn interest income increased from ¥841.539 million in the previous fiscal year to ¥909.252 million. - 2026-05-15AdvancedEarnings
「In the pawnshop business, as a major nationwide operator with a long operating history, we generate stable earnings based on a strong customer base.」
The explanation of the pawnshop business changed to state that it generates stable earnings. Pawn interest revenue amounted to ¥909 million. - FY2026-H1AdvancedAnnual report
「Revenue from the pawnshop business operated alongside the core business continued to benefit from the pawnshop business being established as a form of consumer finance. Pawn interest income (interest on loans) was ¥447 million, up ¥15 million, or 3.5%, year on year. The balance of operating loans associated with pawned items (¥2,095 million) remained almost flat, and further growth in pawn interest income is expected.」
Under the policy of operating the pawnshop business as a form of consumer finance, pawn interest income was ¥447 million, up 3.5% year on year. The balance of operating loans was ¥2,095 million, almost unchanged. - FY2025Full-year pawn interest income declined, while the operating loan balance remained flatAnnual report
「Revenue from the pawnshop business operated alongside the core business continued to benefit from the pawnshop business being established as a form of consumer finance. Pawn interest income (interest on loans) was ¥841 million, down ¥38 million, or 4.4%, year on year. The balance of operating loans associated with pawned items (¥2,118 million) remained almost flat, and further growth in pawn interest income is expected.」
Although the policy of strengthening the pawnshop business as a form of consumer finance continues, full-year pawn interest income was ¥841 million, down 4.4% year on year, while the balance of operating loans was ¥2,118 million, almost unchanged. - FY2025-H1Decline in pawn interest income and operating loan balanceAnnual report
「Revenue from the pawnshop business operated alongside the core business continued to benefit from the pawnshop business being established as a form of consumer finance. Pawn interest income (interest on loans) was ¥431 million, down ¥6 million, or 1.5%, year on year. The balance of operating loans associated with pawned items (¥1,973 million) decreased by ¥162 million year on year.」
Although the policy of strengthening the pawnshop business as a form of consumer finance continues, pawn interest income declined 1.5% year on year, and the balance of operating loans was ¥1,973 million, down ¥162 million year on year. - FY2024AdvancedAnnual report
「Revenue from the pawnshop business operated alongside the core business continued to perform steadily, as pawnshop lending has become established as a form of consumer finance. Pawn interest income (interest on loans) was ¥880 million, up ¥34 million, or 4.0%, year on year. The balance of operating loans associated with pawned items (¥2,108 million) has remained almost flat, and further growth in pawn interest income is expected.」
Under its policy of strengthening the pawnshop business as a form of consumer finance, full-year pawn interest income was ¥880 million, up 4.0% year on year. The balance of operating loans was ¥2,108 million, almost unchanged. - FY2024-Q3AdvancedAnnual report
「Pawn interest income from the jointly operated pawnshop business performed steadily, as the pawnshop business has become established in daily life as finance for ordinary consumers, reaching ¥673 million, up ¥29 million year on year, or 4.6%. The balance of operating loans associated with pledged collateral was ¥2,113 million, up ¥96 million year on year, raising expectations for higher pawn interest income going forward.」
Under its policy of strengthening the pawnshop business as finance for ordinary consumers, pawn interest income was ¥673 million, up 4.6% year on year, while the balance of operating loans was ¥2,113 million, up ¥96 million year on year. - FY2024-Q2AdvancedAnnual report
「Pawn interest income from the jointly operated pawnshop business performed steadily, as the pawnshop business has become established in daily life as finance for ordinary consumers, reaching ¥438 million, up ¥19 million year on year, or 4.6%. The balance of operating loans associated with pledged collateral was ¥2,136 million, up ¥96 million year on year, raising expectations for higher pawn interest income going forward.」
Under its policy of operating the pawnshop business as finance for ordinary consumers, pawn interest income was ¥438 million, up 4.6% year on year, while the balance of operating loans was ¥2,136 million, up ¥96 million year on year. - FY2024-Q1AdvancedAnnual report
「Pawn interest income from the jointly operated pawnshop business performed steadily, as the pawnshop business has become established in daily life as finance for ordinary consumers, reaching ¥221 million, up ¥11 million from the previous fiscal year, or 5.5%. The balance of operating loans associated with pledged collateral was ¥2,131 million, up ¥255 million year on year, raising expectations for higher pawn interest income going forward.」
Under its policy of operating the pawnshop business as finance for ordinary consumers, pawn interest income increased 5.5% year on year to ¥221 million, while the balance of operating loans was ¥2,131 million, up ¥255 million year on year. - FY2023-Q3AdvancedAnnual report
「Pawn interest income from the jointly operated pawnshop business was ¥644 million, up ¥57 million year on year, or 9.8%, as the number of large borrowers declined and the number of small borrowers increased amid the COVID-19 pandemic. The balance of operating loans associated with pledged collateral was ¥2,017 million, up ¥325 million year on year, raising expectations for higher pawn interest income from the fourth quarter onward. As the pawnshop business can meet customers’ urgent cash-flow needs even during the pandemic, we will continue to strengthen it.」
Pawn interest income was ¥644 million, up 9.8% year on year, and the balance of operating loans was ¥2,017 million, up ¥325 million year on year, quantifying the policy of strengthening the pawnshop business and its results. - FY2023-Q2AdvancedAnnual report
「Pawn interest income from the jointly operated pawnshop business was ¥419 million, up ¥38 million year on year, or 10.1%, as the number of large borrowers declined and the number of small borrowers increased amid the COVID-19 pandemic. The balance of operating loans associated with pledged collateral was ¥2,040 million, up ¥356 million year on year, raising expectations for higher pawn interest income from the third quarter onward. As the pawnshop business can meet customers’ urgent cash-flow needs even during the pandemic, we will continue to strengthen it.」
Pawn interest income was ¥419 million, up 10.1% year on year, and the balance of operating loans was ¥2,040 million, up ¥356 million year on year, quantifying the pawnshop business’s response to customers’ funding needs and the policy of strengthening it. - FY2022RestatedAnnual report
「As the pawnshop business can meet customers’ urgent cash-flow needs even during the COVID-19 pandemic, we will continue to strengthen it.」
The Company reconfirmed its policy of positioning the pawnshop business as finance for ordinary consumers that meets customers’ funding needs even during the COVID-19 pandemic and continuing to strengthen it. Pawn interest income was ¥785 million, and the balance of operating loans increased ¥187 million from the previous fiscal year. - FY2022-Q3RestatedAnnual report
「Pawn interest income from the jointly operated pawnshop business was ¥586 million, down ¥51 million year on year, or 8.1%, as the number of large borrowers declined and the number of small borrowers increased amid the COVID-19 pandemic. The balance of operating loans associated with pledged collateral increased ¥143 million year on year, raising expectations for higher pawn interest income from the fourth quarter onward. As the pawnshop business can meet customers’ urgent cash-flow needs even during the pandemic, we will continue to strengthen it.」
The Company reconfirmed its policy of positioning the pawnshop business as a business that meets customers’ funding needs even during the COVID-19 pandemic and continuing to strengthen it in light of the increase in the balance of operating loans. - FY2022-Q2RestatedAnnual report
「The pawnshop business was able to meet customers’ urgent cash-flow needs even during the COVID-19 pandemic, and we will continue to strengthen it.」
The Company reconfirmed its policy of positioning the pawnshop business as a business that meets customers’ funding needs during the COVID-19 pandemic and continuing to strengthen it. - FY2022-Q1RestatedAnnual report
「During the first state of emergency, the pawnshop business, as a source of finance for ordinary consumers, was once again recognized as a means of meeting individuals’ urgent funding needs. In these circumstances, Daikokuya drew on the expertise developed over more than 70 years since its founding as “Daikokuya, the pawnshop specialist,” training and strengthening store staff capable of appraising and authenticating items to meet customer needs, and responding to customers unable to visit stores through home-visit pawnbroking services.」
The Company reconfirmed its policy of operating the pawnshop business as finance for ordinary consumers and meeting customers’ funding needs by training and strengthening staff capable of appraising and authenticating items and providing home-visit pawnbroking services. - FY2021-Q3RestatedAnnual report
「During the state of emergency in the previous consolidated fiscal year, the pawnshop business, as a source of finance for ordinary consumers, was once again recognized as a means of meeting individuals’ urgent funding needs. In these circumstances, Daikokuya drew on the expertise developed over more than 70 years since its founding as “Daikokuya, the pawnshop specialist,” strengthening store staff capable of appraising and authenticating items to meet customer needs, and responding to customers unable to visit stores through home-visit pawnbroking services. As the industry leader in pawnbroking, we will continue to play an even greater role in providing finance for ordinary consumers.」
The Company reconfirmed its policy of positioning the pawnshop business as finance for ordinary consumers, and indicated that it would strengthen store staff capable of appraising and authenticating items and respond to home-visit pawnbroking requests. - FY2021-Q2RestatedAnnual report
「Daikokuya has continued operating, centered on its pawnshop business, in order to fulfill the role of social infrastructure.」
The Company reconfirmed its positioning of the pawnshop business as social infrastructure closely tied to daily life and its policy of continuing operations even during the COVID-19 pandemic. - FY2021-Q1First statedAnnual report
「As the pawnshop business is closely tied to people’s daily lives as a source of finance for ordinary consumers, it performed steadily, with pawn interest income of ¥228 million, up ¥2 million year on year, or 1.1%. The pawnshop business was able to meet customers’ urgent cash-flow needs even during the COVID-19 pandemic, and revenue growth is expected.」
The Company for the first time recorded as a standalone theme its positioning of the pawnshop business as finance for ordinary consumers and social infrastructure closely tied to daily life, and its role in meeting customers’ funding needs even during the COVID-19 pandemic.