Kyoto Financial Group (5844) · RiskWorsened
Intensifying competition across business sectors
First written in FY2024-Q3. 1 of 3 entries say "Restated". Latest entry: FY2026.
3entries
3years
0from disclosures
How it moved
Same theme, other companies
Competition Among Financial Institutions and Declining Earnings Driven by Negative Interest Rates and Changes in the Financial SystemA theme 49 companies write about · 52 as a headwind · 0 as a tailwind
Kyoto Financial Group moved to the "Worse" side of this theme in 2026, 2 years after the typical company in this theme (2024).
The whole theme swung hardest in 2025: 11 of 20 companies on the "Worse" side.
18 other companies' latest entry also says "Worsened".
Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 49 companies compared. The sentences above are computed from all 49.Full recordFilings, disclosures and news, newest first
- FY2026WorsenedAnnual report
「In addition, the competitive environment is becoming more complex as fintech companies and companies from other industries enter the financial services sector.」
In addition to intensified cross-sector competition from deregulation, describes the increasing complexity caused by fintech companies and companies from other industries entering the sector. - FY2024RestatedAnnual report
「Competition across financial sectors has intensified in recent years as financial system regulations have been deregulated.」
Reiterates the risk of intensifying competition across financial sectors. - FY2024-Q3First statedAnnual report
「Competition across financial sectors has intensified in recent years as financial system regulations have been deregulated.」
Identifies intensifying competition following deregulation as a risk if a competitive advantage cannot be secured.