Worth reading
82Important
Scored from 4 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
113.6
Year-on-year revenue growth (%)Wording
Conditional
How definitive the wording is.Contents of this document
Earnings presentationFirst quarter of the fiscal year ending March 202711 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales22,258 million yen+213.6%
Operating profit3,963 million yen+154.1%
Ordinary income3,798 million yen+158.5%
Net income2,541 million yen+162.0%
Selling, general and administrative expenses1,306 million yen
Results for the three months of the current quarterRevenue of ¥22.258 billion, operating profit of ¥3.963 billion, ordinary profit of ¥3.798 billion, and net income attributable to owners of the parent of ¥2.541 billion. Sales of investment products and equity interests, etc. amounted to ¥47.568 billion.
Full-year earnings forecast
Net Sales
66,000 million yen
Operating profit
10,400 million yen
Ordinary income
8,900 million yen
Net income
6,100 million yen
Sales of investment products and equity interests, etc.
143,000 million yen
Origination amount
¥4,500 100 million
Progress against full-year forecast 通期の予想に対して、いまどこまで進んだかの割合です。
Net Sales33.7%
Operating profit38.1%
Ordinary income42.7%
Net income41.7%
Sales of investment products and equity interests, etc.33.3%
JOL products34.9%
JOLCO products32.4%
Origination amount19.5%
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
Steady investor demand, the strengthening of the sales structure, a competitive product lineup, and the development of large institutional investors and new customers. Amounts by factor are not disclosed.
New initiatives
- Review of the organizational structure and stronger approaches to large institutional investors
- Expansion of the product lineup by combining JOL and JOLCO, aircraft and vessels, and yen-denominated and US dollar-denominated products
- Deeper collaboration within the SBI Group, including joint deal origination and reciprocal customer referrals with SBI Group companies
Key KPIsA metric the company considers important as a management benchmark.
- Sales of investment products and equity interests, etc.47,568 million yenYear on year against the same period last year138.9%
- JOL product sales17,440 million yenYear on year against the same period last year301.6%
- JOLCO product sales30,128 million yenYear on year against the same period last year105.9%
- Origination amount¥878 100 millionYear on year against the same period last year91.7%
- Inventory balance¥728 100 million
- Funding Facilities¥1,390 100 million
- Number of partners452 Engagements
- Sales through the SBI Group network¥49.4 100 million
Unit price and quantity metricsThese figures show sales broken down by price and volume.
JOLCO sales per transaction were ¥119 million. Sales volume for JOL products was 3 aircraft.Medium-term management plan targets
Stable and sustained ordinary profit growth of an average of 10% plus alpha. The target year is not disclosed. Comparison with actual results is not disclosed.Market Size / Share
The JOL and JOLCO market was ¥1,152.9 billion in fiscal 2025, is expected to be ¥1,275.0 billion in fiscal 2026, and is forecast to reach ¥1,393.0 billion in fiscal 2027. The Company's sales market share was 11.0% in fiscal 2025.Orders received and order backlog
Aircraft order backlog of 18,017 aircraft. Order intake and order backlog on a value basis are not disclosed.Number of stores and locations
Sales locations operated with SBI Group-affiliated companies comprise 6 SBI Leasing Services locations, 67 SBI Money Plaza locations, 12 SBI Shinsei Bank locations, and 26 Showa Lease locations. The number of openings and closures during the period is not disclosed.Number of employees
83 employees (as of the end of June 2026). Changes in headcount during the period and the hiring plan are not disclosed.Annual Dividend
Annual Dividend¥115 per share
Interim Dividend¥30 per share
Year-end dividend¥85 per share
Payout ratio
Consolidated payout ratio of at least 30% as a guideline| Item | Details |
|---|---|
| Document type | Earnings presentation |
| Fiscal Period Covered | First quarter of the fiscal year ending March 2027 |
| Net Sales | 22,258 million yen (YoY +213.6%) |
| Operating profit | 3,963 million yen (YoY +154.1%) |
| Ordinary income | 3,798 million yen (YoY +158.5%) |
| Net income | 2,541 million yen (YoY +162.0%) |
| Selling, general and administrative expenses | 1,306 million yen |
| Results for the three months of the current quarter | Revenue of ¥22.258 billion, operating profit of ¥3.963 billion, ordinary profit of ¥3.798 billion, and net income attributable to owners of the parent of ¥2.541 billion. Sales of investment products and equity interests, etc. amounted to ¥47.568 billion. |
| Full-year earnings forecast | Net Sales 66,000 million yen / Operating profit 10,400 million yen / Ordinary income 8,900 million yen / Net income 6,100 million yen / Sales of investment products and equity interests, etc. 143,000 million yen / Origination amount ¥4,500 100 million |
| Progress against full-year forecast | Net Sales 33.7% / Operating profit 38.1% / Ordinary income 42.7% / Net income 41.7% / Sales of investment products and equity interests, etc. 33.3% / JOL products 34.9% / JOLCO products 32.4% / Origination amount 19.5% |
| Breakdown of Factors Affecting the Change | Steady investor demand, the strengthening of the sales structure, a competitive product lineup, and the development of large institutional investors and new customers. Amounts by factor are not disclosed. |
| Key KPIs | Sales of investment products and equity interests, etc. 47,568 million yen, JOL product sales 17,440 million yen, JOLCO product sales 30,128 million yen, Origination amount ¥878 100 million, Inventory balance ¥728 100 million, Funding Facilities ¥1,390 100 million, Number of partners 452 Engagements, Sales through the SBI Group network ¥49.4 100 million |
| Unit price and quantity metrics | JOLCO sales per transaction were ¥119 million. Sales volume for JOL products was 3 aircraft. |
| Number of stores and locations | Sales locations operated with SBI Group-affiliated companies comprise 6 SBI Leasing Services locations, 67 SBI Money Plaza locations, 12 SBI Shinsei Bank locations, and 26 Showa Lease locations. The number of openings and closures during the period is not disclosed. |
| Number of employees | 83 employees (as of the end of June 2026). Changes in headcount during the period and the hiring plan are not disclosed. |
| Medium-term management plan targets | Stable and sustained ordinary profit growth of an average of 10% plus alpha. The target year is not disclosed. Comparison with actual results is not disclosed. |
| Annual Dividend | Annual Dividend ¥115 per share / Interim Dividend ¥30 per share / Year-end dividend ¥85 per share |
| Payout ratio | Consolidated payout ratio of at least 30% as a guideline |
| Orders received and order backlog | Aircraft order backlog of 18,017 aircraft. Order intake and order backlog on a value basis are not disclosed. |
| Market Size / Share | The JOL and JOLCO market was ¥1,152.9 billion in fiscal 2025, is expected to be ¥1,275.0 billion in fiscal 2026, and is forecast to reach ¥1,393.0 billion in fiscal 2027. The Company's sales market share was 11.0% in fiscal 2025. |
| New initiatives | Review of the organizational structure and stronger approaches to large institutional investors, Expansion of the product lineup by combining JOL and JOLCO, aircraft and vessels, and yen-denominated and US dollar-denominated products, Deeper collaboration within the SBI Group, including joint deal origination and reciprocal customer referrals with SBI Group companies |
Items this document does not state (10)
Gross Profit MarginOperating profit marginSelf-assessment against the planSegment resultsAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookFinancial targetsAcquisition of treasury sharesCapital expendituresKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Steady investor demand, together with the strengthening of the sales structure, a competitive product mix, and the development of large institutional investors and new customers, contributed to higher sales. The impact of heightened tensions in the Middle East is currently considered limited.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.