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Takamisawa (5283) · RiskMitigated

Guarantees of Indebtedness for Housing-Loan Customers

First written in FY2019-Q2. 13 of 23 entries say "Mitigated", first in FY2020-Q1. Latest entry: FY2026.

23entries
8years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseMitigatedFY2021-Q2 – FY2022-Q3WorsenedFY2024-Q3 – FY2025-H12019: 420192020: 320202021: 420212022: 320222023: 420232024: 220242025: 120252026: 22026
Same theme, other companies
Credit Exposure of Guarantee Obligations for Mortgage BorrowersA theme 30 companies write about · 31 as a headwind · 1 as a tailwind

The whole theme swung hardest in 2025: 7 of 27 companies on the "Worse" side.

16 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 30 companies compared. The sentences above are computed from all 30.
Full recordFilings, disclosures and news, newest first
  1. FY2026MitigatedAnnual report

    「Customers using housing loans ¥140 million」

    Guarantees for customers using housing loans declined from ¥228 million at the end of the previous fiscal year to ¥140 million.
  2. FY2026-H1MitigatedAnnual report

    「Mortgage loan customers ¥210 million」

    Guarantees of borrowings for mortgage loan customers decreased from ¥228 million at the end of the previous consolidated fiscal year to ¥210 million.
  3. FY2025-H1WorsenedAnnual report

    「Mortgage loan customers 29 Mortgage loan customers 228」

    Guarantees of borrowings for mortgage loan customers increased from ¥29 million at the end of the previous consolidated fiscal year to ¥228 million.
  4. FY2024-Q3WorsenedAnnual report

    「Mortgage loan customers 115」

    Guarantees of borrowings for mortgage loan customers increased from the reported amount of ¥70 million at the end of the previous consolidated fiscal year to ¥115 million.
  5. FY2024-Q2MitigatedAnnual report

    「Mortgage loan customers 60」

    Guarantees of borrowings for mortgage loan customers amounted to ¥60 million, down from ¥97 million in the previous quarter.
  6. FY2024-Q1WorsenedAnnual report

    「Mortgage loan customers 97」

    A guarantee of borrowings for a mortgage loan customer amounting to ¥97 million was newly reported.
  7. FY2023MitigatedAnnual report

    「信州生コン㈱ (borrowings) ¥70 million Total 70」

    No guarantees of borrowings for mortgage loan customers were reported, and total guarantees of borrowings amounted to ¥70 million.
  8. FY2023-Q3MitigatedAnnual report

    「Mortgage loan customers 86 Mortgage loan customers 63」

    Guarantees of borrowings for mortgage loan customers decreased from ¥86 million at the end of the previous consolidated fiscal year to ¥63 million.
  9. FY2023-Q2MitigatedAnnual report

    「Mortgage loan customers 86 Mortgage loan customers 100」

    Guarantees of borrowings for mortgage loan customers increased from ¥86 million at the end of the previous consolidated fiscal year to ¥100 million, but decreased from ¥121 million reported in the immediately preceding first-quarter report.
  10. FY2023-Q1WorsenedAnnual report

    「Mortgage loan customers 86 Mortgage loan customers 121」

    Guarantees of borrowings for mortgage loan customers increased from ¥86 million at the end of the previous consolidated fiscal year to ¥121 million.
  11. FY2022-Q3MitigatedAnnual report

    「Mortgage customers 81 Mortgage customers -」

    The balance of guarantees of borrowings for mortgage customers changed from ¥81 million at the end of the previous consolidated fiscal year to no amount recorded.
  12. FY2022-Q2MitigatedAnnual report

    「Mortgage customers 81 Mortgage customers 31」

    The balance of guarantees of borrowings for mortgage customers decreased from ¥81 million at the end of the previous consolidated fiscal year to ¥31 million.
  13. FY2022-Q1MitigatedAnnual report

    「Mortgage customers 61」

    The balance of guarantees of borrowings for mortgage customers decreased from ¥81 million at the end of the previous consolidated fiscal year to ¥61 million.
  14. FY2021MitigatedAnnual report

    「Mortgage customers ¥81 million」

    The balance of guarantees of borrowings for mortgage customers decreased from ¥146 million at the end of the previous consolidated fiscal year to ¥81 million.
  15. FY2021-Q3MitigatedAnnual report

    「Mortgage customers 78」

    The balance of guarantees of borrowings for mortgage customers was ¥78 million, a decrease from ¥146 million at the end of the previous consolidated fiscal year.
  16. FY2021-Q2MitigatedAnnual report

    「Mortgage customers 146 Mortgage customers 123」

    The balance of guarantees of borrowings for mortgage customers decreased from ¥146 million at the end of the previous consolidated fiscal year to ¥123 million.
  17. FY2021-Q1WorsenedAnnual report

    「Mortgage customers 176」

    The balance of guarantees of borrowings for mortgage customers increased from ¥146 million at the end of the previous consolidated fiscal year to ¥176 million.
  18. FY2020WorsenedAnnual report

    「Mortgage customers ¥146 million」

    The balance of guarantees of borrowings for mortgage customers increased from ¥65 million at the end of the previous consolidated fiscal year to ¥146 million.
  19. FY2020-Q2WorsenedAnnual report

    「Mortgage customers 142」

    The balance of guarantees of borrowings for mortgage customers increased from ¥65 million at the end of the previous consolidated fiscal year to ¥142 million.
  20. FY2020-Q1MitigatedAnnual report

    「Mortgage customers 46」

    The balance of guarantees of borrowings for mortgage customers decreased from ¥65 million at the end of the previous consolidated fiscal year to ¥46 million.
  21. FY2019WorsenedAnnual report

    「Mortgage customers ¥65 million」

    The balance of guarantees of borrowings for mortgage customers was ¥65 million at the end of the previous consolidated fiscal year, an increase from the ¥59 million reported for the third quarter.
  22. FY2019-Q3WorsenedAnnual report

    「Mortgage customers 59」

    The balance of guarantees of borrowings for mortgage customers was ¥59 million, an increase from the previously reported ¥56 million.
  23. FY2019-Q2First statedAnnual report

    「Mortgage customers 56」

    A ¥56 million joint and several guarantee is disclosed for mortgage customers until registration of the mortgage securing their borrowings from financial institutions and other lenders is completed.
Moved together

"Guarantee of 信州生コン’s Debt" moved the same way as this thread, in the same document, in 15 of its 23 moves.

15129977★123456
  1. ★This thread
  2. 1Guarantee of 信州生コン’s Debt15×
  3. 2Strengthening Sales Capabilities and Proposal-Based Sales12×
  4. 3Weak demand for vehicle inspections and vehicle sales9×
  5. 4Increase in Total Assets and Liabilities and Decline in Equity Ratio9×
  6. 5Sluggish fuel demand and falling crude oil prices7×
  7. 6Higher Revenue and Lower Operating Profit in the First Quarter7×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Takamisawa's next results are scheduled for 2026-11-06. Read the earnings preview
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Guarantees of Indebtedness for Housing-Loan Customers | TAKAMISAWA CO.,LTD. (5283) | Komori