Entry into the credit card business
First written in FY2023-Q1. 9 of 10 entries say "Advanced", first in FY2023-Q2. Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026AdvancedAnnual report
「Mercard continued to expand steadily, reaching 6.32 million cards issued, while the creation of group synergies progressed.」
The credit card business expanded to 6.32 million cards issued, and group synergies leveraging Marketplace's customer base advanced. - 2026-08-05AdvancedResults briefing materials
「Mercard card issuance exceeded 6.32 million.」
The issuance base of the credit card business expanded from more than 5 million cards to 6.32 million. - FY2025AdvancedAnnual report
「Mercard continued to expand steadily, with cards issued exceeding 5 million, and the creation of group synergies progressed steadily. In March 2025, we also advanced various product initiatives, including the launch of Mercard Gold to increase payment revenue and expand the use of credit assessment.」
Mercard cards issued exceeded 5 million, and Mercard Gold was launched as a premium product. - FY2024AdvancedAnnual report
「Mercard, a credit card using AI-based credit assessment based on users' Mercari transaction history and launched in November 2022, continued to expand steadily, exceeding 3.4 million cards issued, while the creation of group synergies also progressed steadily.」
The credit card business expanded to 3.4 million Mercard cards issued, and group synergies using AI-based credit assessment and Marketplace transaction history progressed. - FY2024-Q3AdvancedAnnual report
「We stepped up investment to acquire Mercard users in line with demand associated with starting a new life, and the number of cards issued exceeded 3 million.」
In the credit card business, we increased investment in user acquisition for Mercard, and the number of cards issued exceeded 3 million. - FY2024-Q1AdvancedAnnual report
「Through effective investment leveraging our user base, the number of Mercard cards issued exceeded 2 million in just over 11 months.」
The credit card business progressed to the stage where Mercard cards issued exceeded 2 million just over 11 months after the service was launched. - FY2023AdvancedAnnual report
「By focusing on acquiring Merpay Card members and encouraging usage, we will strengthen group synergies while also working to enhance the user experience, including enabling Bitcoin payments within Mercari, thereby promoting more active transactions.」
The entry into the credit card business progressed to 1.25 million Mercard cards issued and stronger group synergies, including bitcoin payments. - FY2023-Q3AdvancedAnnual report
「The number of Mercard cards issued, a key area of focus, exceeded 650,000 as of the end of March」
Mercard, whose rollout began in November 2022, exceeded 650,000 cards issued as of the end of March, indicating the expansion of the credit card business. - FY2023-Q2AdvancedAnnual report
「To drive further growth in the Credit business and strengthen its earnings base, we announced our entry into the credit card business and began rolling out Mercard from 8 November 2022.」
Regarding the entry into the credit card business announced in the previous quarter, the phased rollout of Mercard began on 8 November 2022, marking the move into the execution phase. - FY2023-Q1First statedAnnual report
「In addition, with a view to further growth, we announced our entry into the credit card business on 31 October 2022. Through this business, we will seek to create and maximise group synergies.」
As a new development for Fintech, the company announced its entry into the credit card business and set out, for the first time, a policy aimed at creating and maximising group synergies.