Strengthening Financial Discipline Across the 3 Core Businesses
First written in FY2022. 11 of 14 entries say "Advanced", first in FY2023-Q2. Latest entry: FY2026.
The whole theme swung hardest in 2021: 3 of 11 companies on the "Worse" side.
19 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「For the 3 core businesses—Marketplace, Fintech and US—we will establish a foundation by managing growth and profitability in balance through disciplined investment with clear priorities.」
We continued to maintain financial discipline across the three core businesses by balancing revenue and profit growth with priority-driven investment, and profitability improved in all 3 businesses. - FY2026-H1AdvancedAnnual report
「As a result, for the interim consolidated accounting period, Japan Business recorded revenue of ¥83,229 million, up 14.2% year on year, and segment profit and core operating income of ¥23,216 million, up 40.0%.」
The domestic core business delivered higher revenue and profit, with segment profit and core operating profit both increasing 40.0% year on year. - FY2025AdvancedAnnual report
「As a result, for the fiscal year, Japan Region recorded revenue of ¥149,807 million, up 8.5% year on year, and segment profit of ¥34,860 million, up 13.7%.」
Regarding financial discipline in the core businesses, both revenue and segment profit in the Japan Region increased. - FY2025-H1AdvancedAnnual report
「As receivables steadily accumulated, Fintech entered a phase of sustained earnings growth from the current consolidated fiscal year. By pursuing management focused on monetization, Fintech recorded core operating profit of ¥1.6 billion in the interim consolidated fiscal period.」
Regarding financial discipline and profitability in the core businesses, Fintech entered a profit growth phase and recorded core operating profit of ¥1.6 billion for the interim period. - FY2024AdvancedAnnual report
「As growth in the Credit service drove the receivables balance (Note 4) to ¥187.2 billion, the receivables collection rate (Note 5) also improved to 99.2% through strict credit controls leveraging proprietary AI-based credit assessment, achieving healthy growth.」
The company explained that it had achieved both growth in the outstanding balance of Credit receivables and a collection rate of 99.2% in terms of financial discipline and profitability in its core businesses. - FY2023AdvancedAnnual report
「As a result, Japan Region reported revenue of ¥122,199 million for the consolidated fiscal year, up 22.0% year on year, and segment profit of ¥34,464 million, up 107.3% year on year.」
Regarding the strengthening of financial discipline across the 3 core businesses, segment profit for Japan Region reached ¥34,464 million, up 107.3% year on year, quantifying the improvement in profitability. - FY2023-Q3AdvancedAnnual report
「As a result, investment in メルカード increased. However, profits in the existing businesses rose as investment discipline took hold, expenses were reviewed and unauthorized use normalized. For the cumulative third quarter of the current fiscal year, Japan Region recorded revenue of ¥89,880 million, up 20.2% year on year, and segment profit of ¥25,987 million, up 134.9%.」
While increasing investment in Merpay Card, segment profit for Japan Region increased to ¥25,987 million as existing businesses benefited from the penetration of investment discipline, expense reviews and the normalization of fraudulent usage. - FY2023-Q2AdvancedAnnual report
「As the Credit business promoted since the fiscal year ended June 2021 has established a certain earnings base and continued to grow steadily, Fintech recorded adjusted operating profit in the second quarter. As a result, for the cumulative second quarter consolidated accounting period, Japan Region reported revenue of ¥58,427 million, up 20.9% year on year, and segment profit of ¥16,305 million, up 128.9% year on year.」
The earnings base from the Credit business continued, and Fintech recorded adjusted operating profit in the second quarter as well. Segment profit for Japan Region also increased to ¥16,305 million, quantifying the improvement in profitability of the core businesses. - FY2023-Q1RestatedAnnual report
「To achieve our group mission of "creating a global marketplace that generates new value," we have adopted as this fiscal year's business policy the establishment of a lean, globally oriented business foundation and management that maintains a balance between growth and profitability.」
Consistent with its policy of managing its core businesses through financial discipline and improving profitability, the company has reconfirmed for the current fiscal year its management focus on balancing growth and earnings. - FY2022First statedAnnual report
「The company will firmly establish the foundation for its 3 core businesses, Mercari JP, Merpay and Mercari US, by managing them with appropriate financial discipline and improving profitability.」
The company first separately identified as a challenge the need to manage its 3 core businesses through financial discipline and strengthen the foundations for profitability and funding capacity.