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Paycloud Holdings (4015) · FactAdvanced

Expansion of the Customer Base and Usage Scale in the Cashless Business

First written in FY2020. 21 of 22 entries say "Advanced", first in FY2021-Q1. Latest entry: 2026-10-15.

22entries
7years
8from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2021-Q1 – 2026-10-152020: 12021: 420212022: 320222023: 220232024: 220242025: 120252026: 92026
Same theme, other companies
Growth in payment-related revenue through expansion of payment transaction volumeA theme 5 companies write about · 0 as a headwind · 7 as a tailwind

3 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026-H1AdvancedAnnual report

    「The number of customers in the cashless services business during the interim consolidated accounting period was 1,144 companies, while cumulative end users reached 236,354 thousand. Transaction volume processed through Original Pay during the interim consolidated accounting period increased steadily to ¥772,887,727 thousand.」

    The number of customers in the cashless services business increased from 1,110 to 1,144, cumulative end users from 217.476 million to 236.354 million, and payment volume processed through proprietary Pay from ¥705.996257 billion to ¥772.887727 billion.
  2. FY2025-H1AdvancedAnnual report

    「In the first half of the current consolidated fiscal year, the cashless services business had 1,110 cumulative customers and 217.476 million cumulative end users. Payment volume processed through proprietary Pay during the period increased steadily to ¥705.996257 billion.」

    The cumulative number of customers, cumulative end users and payment volume processed through proprietary Pay in the cashless services business were updated, documenting an expansion in usage.
  3. FY2024-Q2AdvancedAnnual report

    「At the end of the second quarter of the current consolidated fiscal year, the cashless services business had 1,075 customers and 198.191 million cumulative end users. Payment volume processed through proprietary Pay during the second quarter increased steadily to ¥339.187076 billion.」

    The number of customers was 1,075 companies, cumulative end users numbered 198.191 million, and payment volume processed through proprietary Pay was ¥339.187076 billion, indicating an expansion in usage from the previous disclosure.
  4. FY2024-Q1AdvancedAnnual report

    「In the first quarter of the current consolidated fiscal year, the cashless services business had 1,073 customers and 189.737 million cumulative end users. Payment volume processed through proprietary Pay during the period increased steadily to ¥317.504851 billion.」

    The number of customers was 1,073 companies, cumulative end users numbered 189.737 million, and payment volume processed through proprietary Pay was ¥317.504851 billion, representing increases from the previously disclosed figures of 1,062 companies, 181.817 million people and ¥311.484670 billion, respectively.
  5. FY2023-Q3AdvancedAnnual report

    「At the end of the third quarter consolidated accounting period, the Group had 1,062 customers and 181,817 thousand cumulative end users. Proprietary Pay transaction volume handled by the Group during the third quarter consolidated accounting period also increased steadily to ¥311,484.670 million.」

    The number of customers, cumulative end users and payment volume processed through proprietary Pay increased from the 1,054 companies, 172.460 million people and ¥283.388059 billion disclosed for the previous quarter.
  6. FY2023-Q1AdvancedAnnual report

    「At the end of the first quarter consolidated accounting period, the Group had 1,054 customers and 172,460 thousand cumulative end users. Proprietary Pay transaction volume handled by the Group also increased steadily to ¥283,388.059 million.」

    On a consolidated basis, the company disclosed the number of customers, cumulative end users and proprietary Pay transaction volume, describing expansion in the usage scale of the cashless business.
  7. FY2022-Q3AdvancedAnnual report

    「During the cumulative third quarter, the number of customers reached 194, up 4.3% from the end of the previous fiscal year, and cumulative end users reached 14,647 thousand, up 13.8%. Proprietary e-money transaction volume handled by the company reached ¥57,984 million, compared with ¥56,350 million in the same accounting period of the previous year.」

    The company reports specific expansion in the number of customers, cumulative end users and proprietary e-money transaction volume for the cashless services business.
  8. FY2022-Q2AdvancedAnnual report

    「During the cumulative second quarter, the number of customers reached 191, up 2.7% from the end of the previous fiscal year, and cumulative end users reached 14,484 thousand, up 12.6%. Proprietary e-money transaction volume handled by the company reached ¥58,091 million, compared with ¥57,281 million in the same accounting period of the previous year.」

    The number of customers, cumulative end users and proprietary e-money transaction volume for the cashless services business all increased. The company explained that the pace of order intake slowed slightly due to larger projects and other factors.
  9. FY2022-Q1AdvancedAnnual report

    「During the cumulative first quarter, the number of customers reached 190, up 2.2% from the end of the previous fiscal year, and cumulative end users reached 14,369 thousand, up 11.7%. Proprietary e-money transaction volume handled by the company progressed steadily at ¥55,146 million, compared with ¥52,741 million in the same accounting period of the previous year.」

    The number of customers, cumulative end users and proprietary e-money transaction volume for the cashless services business all increased.
  10. FY2021AdvancedAnnual report

    「The number of customers reached 186 at the end of the fiscal year, up 10.7% from the end of the previous fiscal year, while cumulative end users reached 12,865 thousand, up 23.1%. Proprietary e-money transaction volume handled by the company also increased steadily to ¥223,448.141 million, up 5.2% year on year.」

    The number of customers, cumulative end users and proprietary e-money transaction volume increased from the end of the previous fiscal year or the previous fiscal year. Revenue also reached ¥781.334 million.
  11. FY2021-Q3AdvancedAnnual report

    「At the end of the third quarter accounting period, the number of customers reached 184, up 9.5% from the end of the previous fiscal year, and cumulative end users reached 12,462 thousand, up 19.3%. Proprietary e-money transaction volume handled by the company during the third quarter accounting period progressed steadily at ¥56,350 million, compared with ¥60,913 million in the same period of the previous year.」

    The number of customers reached 184 and cumulative end users reached 12,462 thousand, both increasing from the end of the previous fiscal year. The company also stated that proprietary e-money transaction volume progressed steadily.
  12. FY2021-Q2AdvancedAnnual report

    「At the end of the second quarter accounting period, the number of customers reached 183, up 8.9% from the end of the previous fiscal year, and cumulative end users reached 11,646 thousand, up 11.4%. Proprietary e-money transaction volume handled by the company during the second quarter accounting period progressed steadily at ¥57,281 million, compared with ¥55,221 million in the same period of the previous year.」

    The number of customers, cumulative end users and proprietary e-money transaction volume increased from the end of the previous fiscal year or the same accounting period of the previous year.
  13. FY2021-Q1AdvancedAnnual report

    「During the cumulative first quarter, the number of customers reached 181, up 7.7% from the end of the previous fiscal year, and cumulative end users reached 11,203 thousand, up 7.2%. Proprietary e-money transaction volume handled by the company also progressed steadily at ¥52,741 million, compared with ¥39,906 million in the same period of the previous year.」

    The number of customers, cumulative end users and proprietary e-money transaction volume all increased.
  14. FY2020First statedAnnual report

    「The number of customers reached 168 at the end of the fiscal year, up 61.5% from the end of the previous fiscal year, while the cumulative number of end users reached 10,450 thousand, up 30.7%.」

    Proprietary e-money transaction volume was ¥212,504.889 million, and revenue from the business was ¥488.123 million.
Moved together

"The coexistence of customer base expansion and declining profitability in the cashless business" moved the same way as this thread, in the same document, in 8 of its 22 moves.

887655★123456
  1. ★This thread
  2. 1The coexistence of customer base expansion and declining profitability in the cashless business8×
  3. 2Expanding Digital Signage Deployment Scale and Revenue8×
  4. 3Low Churn and Long-Term Use of Messaging Services7×
  5. 4Concentration of Management Resources on the Cashless Services Business6×
  6. 5Strengthening Sales Capabilities Through Direct Sales, Agencies, and Alliance Partners5×
  7. 6Comprehensive agency-fee business for temples and shrines through Omimairi Pay5×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Paycloud Holdings's next results are scheduled for 2026-10-15. Read the earnings preview It last moved in the Earnings presentation of 2026-10-15: "Advanced".
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Expansion of the Customer Base and Usage Scale in the Cashless Business | Paycloud Holdings Inc. (4015) | Komori