Expansion of the in-person payments market through the acquisition of GMO Financial Gate as a subsidiary

「In the face-to-face sector during the current interim consolidated accounting period, initial revenue increased as delivery of a large-scale project for drugstores originally scheduled for the third quarter was brought forward and promotional initiatives targeting SMEs (Small and Medium Enterprises) proved effective. Recurring revenue exceeded the plan as merchants in industries and business formats used on a daily basis continued operating, while the full-scale operation of a new merchant, a large commercial facility, also contributed, resulting in revenue growth above plan.」

「June 2025: GMOフィナンシャルゲート株式会社, the Company's consolidated subsidiary, changed its listing market on the Tokyo Stock Exchange to the Prime Market (securities code 4051)」

「In the face-to-face sector during the current interim consolidated accounting period, initial revenue declined following the impact of large-scale projects in the previous interim consolidated accounting period. Recurring revenue, however, exceeded the plan as cashless payment usage advanced among merchants in industries and business formats used on a daily basis.」

「In the face-to-face sector during the second quarter of the current consolidated cumulative period, high demand for cashless payments continued in the initial business, supported by increased inbound consumption. Stable sales of payment terminals were achieved, including “stera”, IoT terminals such as unattended checkout machines, and mobile terminals used in taxis and other applications. Stock, fee and spread revenue also increased as the payment terminals sold went into operation, supported by the expansion of inbound consumption resulting from the increase in visitors to Japan.」

「In the face-to-face sector during the first quarter of the current consolidated cumulative period, high demand for cashless payments continued in the hotel and travel-related industries and among small and medium-sized restaurants, supported by increased inbound consumption. Stable sales of payment terminals, including “stera”, were achieved in the initial business.」

「In the face-to-face sector, the market expanded amid growing demand for cashless payments, and shipments of payment terminals for specific large-scale projects remained high from the beginning of the fiscal year through the third quarter. As a result, initial revenue at GMOフィナンシャルゲート株式会社, for which sales of terminals including “stera” account for the majority, increased to ¥8,587,433 thousand, up 64.0% year on year. In addition, the recovery in consumption in the face-to-face market as economic activity normalized and inbound demand from the increase in visitors to Japan contributed to some extent, and both the number and value of payment transactions remained strong.」

「During the second quarter of the current consolidated cumulative period, the face-to-face sector benefited from market expansion amid growing demand for cashless payments, continued growth in sales of terminals including “stera” as shipments and full-scale installation of payment terminals for large-scale projects progressed, and some contribution from inbound demand as economic activity moved toward normalization and the number of visitors to Japan increased. Both the number and value of payment transactions remained strong.」

「In the face-to-face sector, the market expanded amid growing demand for cashless payments, and sales of terminals including “stera” continued to grow from the previous consolidated fiscal year. Performance was also strong, supported by increased consumption during the year-end shopping season and inbound demand from the increase in visitors to Japan. Orders also progressed steadily in the Unattended Market, a priority market comprising automated checkout machines, ticket vending machines and other equipment.」

「In addition to the strong performance of terminal sales as the face-to-face cashless payments market expanded as a secure means of payment without cash, the increase in units sold of terminals for the next-generation payment platform “stera”, as in the previous consolidated fiscal year, contributed to growth in initial revenue and in the number and value of payment transactions in the segment, contributing to earnings. Orders also progressed steadily in the Unattended Market, a priority market comprising automated checkout machines, ticket vending machines and other equipment.」

「Terminal sales performed well as the face-to-face cashless payments market expanded as a secure means of payment without cash. In addition, as in the previous consolidated fiscal year, the increase in units sold of terminals for the next-generation payment platform “stera” contributed to growth in initial revenue and in the number and value of payment transactions in the segment, contributing to earnings. Orders also progressed steadily in the Unattended Market, a priority market comprising automated checkout machines, ticket vending machines and other equipment.」

「Against this backdrop, terminal sales performed well as the face-to-face cashless payments market expanded as a secure means of payment without cash. In addition, as in the previous consolidated fiscal year, the increase in units sold of terminals for the next-generation payment platform “stera” contributed to growth in initial revenue and in the number and value of payment transactions in the segment. Orders also progressed steadily in the Unattended Market, a priority market comprising automated checkout machines, ticket vending machines and other equipment.」

「Although the face-to-face sector remained susceptible to the decline in spending at physical stores resulting from the spread of infection, terminal sales performed well amid government and local-authority initiatives to promote cashless payments. The increase in units sold of terminals for the next-generation payment platform “stera” also contributed to growth in initial revenue and in the number and value of payment transactions in the segment. Orders also progressed steadily in the Unattended Market, a priority market comprising automated checkout machines, ticket vending machines and other equipment.」

「Although the face-to-face sector remained susceptible to the decline in spending at physical stores resulting from the spread of infection, terminal sales performed well amid government and local-authority initiatives to promote cashless payments. In addition, the number of stera terminals sold increased, and orders progressed steadily in the Unattended Market, a priority market comprising automated checkout machines, ticket vending machines and other equipment.」

「Although the face-to-face sector remained susceptible to the decline in spending at physical stores resulting from the spread of infection, terminal sales performed well as the Company captured demand for IC-enabled credit card terminals following revisions to the Installment Sales Act. In addition, handling of terminals for the next-generation payment platform “stera” increased, and orders progressed steadily in the Unattended Market, a priority market comprising automated checkout machines, ticket vending machines and other equipment.」

「In the face-to-face sector, terminal sales performed well as the Company captured demand for IC-enabled credit card terminals following revisions to the Installment Sales Act. Orders also progressed steadily in the Unattended Market, a priority market comprising automated checkout machines, ticket vending machines and other equipment.」

「In the face-to-face market served by GMOフィナンシャルゲート株式会社, a consolidated subsidiary, credit card spending remained strong. As the Tokyo Olympic and Paralympic Games scheduled for 2020 approached, the shift to cashless payments using methods including those other than credit cards was expected to advance, creating new business opportunities and further expanding the Group's business domain.」

「In the face-to-face sector, GMOフィナンシャルゲート株式会社, a consolidated subsidiary, was promoting the introduction of self-service multi-payment systems for use in vending machines and other applications, and began offering embedded multi-payment terminals jointly developed with NAYAX株式会社 in January 2018. The multi-payment terminals were selected for installation in beverage vending machines operated by ITO EN,LTD.」

「In the face-to-face market served by GMOフィナンシャルゲート株式会社, which became a consolidated subsidiary in the previous consolidated fiscal year, credit card spending remained strong. As the Tokyo Olympic and Paralympic Games scheduled for 2020 approached, the shift to cashless payments using methods including those other than credit cards was expected to advance, creating new business opportunities and further expanding the Group's business domain.」

「In the face-to-face sector, payment processing services provided by GMOフィナンシャルゲート株式会社, which became a consolidated subsidiary in the previous consolidated fiscal year, performed well and contributed to earnings growth during the first quarter of the current consolidated cumulative period.」

「The Group determined that further strengthening collaboration to accelerate the shift to cashless payments in the future face-to-face market, promote the creation of related business opportunities and enhance its presence would contribute to the Group's further development and the enhancement of corporate value. Accordingly, it made GMOフィナンシャルゲート㈱ a subsidiary by subscribing to its third-party allotment of new shares.」