Payment Solutions for Financial Institutions and Financial Services Providers

「BaaS support for financial institutions and service providers, responding to expanding demand for cashless payments and DX, progressed steadily against the plan for the current consolidated fiscal year.」

「In BaaS support for financial institutions and businesses responding to growing demand for cashless payments and DX, revenue from the processing platform service expanded as the services offered were expanded.」

「In BaaS support for financial institutions and businesses responding to growing demand for cashless payments and DX, revenue from the processing platform service expanded after revenue contribution from large-scale projects began in the first quarter of the consolidated fiscal year.」

「In BaaS (Banking as a Service) support for financial institutions and businesses responding to growing demand for cashless payments and DX, growth accelerated and contributed to revenue as the processing platform service expanded.」

「In BaaS (Banking as a Service) support for financial institutions and businesses responding to growing demand for cashless payments and DX (digital transformation), growth accelerated and contributed to revenue as the processing platform service expanded.」

「In services for financial institutions and financial service providers, growth accelerated as the processing platform service expanded.」

「In the payment processing business, we are working to expand payment processing services, mainly in the online billing, recurring billing and in-person payment fields, as well as support services for financial institutions and financial service providers.」

「In the payment processing business, we are working to expand payment processing services, mainly in the online billing, recurring billing and in-person payment fields, as well as support services for financial institutions and financial service providers.」

「In addition to beginning to provide services using the Bank Pay platform to 株式会社三井住友銀行 during the first quarter of the consolidated fiscal year under review, the Company was selected as a payment method for TOYOTA Wallet, a smartphone payment app equipped with multiple payment methods launched on 19 November 2019 by TOYOTA MOTOR CORPORATION, Toyota Financial Services Corporation and Toyota Finance Corporation.」

「Support services for financial institutions and financial service providers, including Ginco Pay, have expanded further, with adoption by multiple major megabanks in addition to major regional banks.」

「Services using the Ginco Pay core system were already being provided by 4 banks, and JAPAN POST BANK Co.,Ltd. began offering the service on 8 May 2019.」

「During the first quarter of the current consolidated fiscal year, in addition to 株式会社横浜銀行, which had already begun providing services using the Bank Pay platform system, the 3 banks of the Fukuoka Financial Group (株式会社福岡銀行, 株式会社熊本銀行 and 株式会社親和銀行), the 3 Resona Group banks scheduled to launch services (株式会社りそな銀行, 株式会社埼玉りそな銀行 and 株式会社近畿大阪銀行) and JAPAN POST BANK Co.,Ltd., it was decided to provide the service to 株式会社沖縄銀行 and the 2 banks of the Hokuhoku Financial Group (株式会社北海道銀行 and 株式会社北陸銀行).」

「During the consolidated fiscal year, in addition to 株式会社横浜銀行, 株式会社福岡銀行, 株式会社熊本銀行 and 株式会社親和銀行 began providing services using the Bank Pay platform system. In addition, services are scheduled to be launched for the 3 banks in the Resona Group (株式会社りそな銀行, 株式会社埼玉りそな銀行 and 株式会社近畿大阪銀行) and 株式会社ゆうちょ銀行. As Japan's first initiative using the Bank Pay framework, we also began developing a cash-out service with 東京急行電鉄株式会社, 株式会社横浜銀行 and 株式会社ゆうちょ銀行, enabling customers to withdraw bank deposits from ticket machines at stations on the Tokyu Line.」

「For support services for financial institutions and financial service providers promoting new businesses and other initiatives to create a cashless society, we focused on rolling out the core system for Ginco Pay, a smart payment service linked to bank accounts that was jointly developed with The Bank of Yokohama, to other financial institutions and expanding participating providers. During the nine-month period ended the third quarter, The Bank of Yokohama and Fukuoka Bank were providing services using the Ginco Pay core system. In addition to Kumamoto Bank, Shinwa Bank and the 3 Resona Group banks—Resona Bank, Saitama Resona Bank and Kinki Osaka Bank—where service provision was planned, we announced on 18 May 2018 that provision to JAPAN POST BANK Co.,Ltd. had also been decided. We also announced on 13 July 2018 that the 4 companies—our company, Tokyu Corporation, The Bank of Yokohama and JAPAN POST BANK Co.,Ltd.—had decided to begin developing a cash-out service allowing customers to withdraw bank deposits from ticket machines at stations on the Tokyu lines, using the Ginco Pay framework.」

「For support services for financial institutions and financial service providers promoting new businesses and other initiatives to create a cashless society, we focused on expanding the participating bank base by offering other banks the core system for Ginco Pay, a smart payment service linked to bank accounts that was jointly developed with The Bank of Yokohama. During the six-month period ended the second quarter, in addition to Fukuoka Bank, which began offering the service in March 2018, provision was newly decided for Kumamoto Bank, Shinwa Bank and the 3 Resona Group banks: Resona Bank, Saitama Resona Bank and Kinki Osaka Bank.」

「We focused on support services for financial institutions and financial service providers promoting new businesses and other initiatives to create a cashless society, and made steady progress. During the first quarter of the consolidated fiscal year, we began offering the GMO-PG Processing Platform payment solution to these institutions and providers.」