Contract Terminations with Certain Major Merchants and Changes in the Earnings Structure
First written in FY2020-Q1. 2 of 4 entries say "Mitigated", first in FY2021-Q1. Latest entry: FY2026-H1.
The whole theme swung hardest in 2025: 6 of 27 companies on the "Worse" side.
2 other companies' latest entry also says "Other".
- FY2026-H1The impact of in-house processing by certain merchants became apparentAnnual report
「Although there was some impact from in-house processing by certain merchants, performance remained solid.」
While the impact of in-house processing by certain merchants continued from the previous consolidated fiscal year, revenue by product category was described as having remained solid overall. - FY2023-Q1MitigatedAnnual report
「In the merchandise sales sector, which had been affected by the reversal of stay-at-home demand, some merchants showed signs of recovery.」
In the merchandise sales sector, which had been affected by the reversal of stay-at-home demand in the previous fiscal year, some merchants showed signs of recovery. - FY2021-Q1MitigatedAnnual report
「Partial recovery was seen in the revenue of certain businesses with high payment amounts per transaction that had been affected in the previous consolidated fiscal year. In addition, small-value payments increased as the e-commerce market and cashless payments expanded, while payments for digital content and public funds and utilities also increased. As a result, the value of payment transactions processed increased 43.7% year on year, and the number of payment transactions processed increased 51.5%.」
Partial recovery was seen in the revenue of certain major, high-value merchants that had been affected in the previous fiscal year, contributing to increases in the value and number of payment transactions processed. - FY2020-Q1First statedAnnual report
「Subsequent factors, including the termination of contracts with certain major merchants and changes in the revenue structure, overlapped, leaving the growth rate of revenue for the first three-month period of the current consolidated fiscal year below its usual level.」
The termination of contracts with certain major merchants and changes in the revenue structure were specifically identified for the first time as factors suppressing revenue growth in the payment processing business.