Building infrastructure to create a currency more valuable than cash
First written in FY2016-Q3. 28 of 47 entries say "Advanced", first in FY2017. Latest entry: 2026-10-05.
No other company in this theme has enough history to compare yet.
- 2026-10-05Advancednews.nicovideo.jp
「The gross transaction value of the fintech business operated by the Digital Plus group is projected to reach approximately ¥32.0 billion in the fiscal year ending September 2026, marking 26 consecutive quarters of growth.」
The fintech business’s gross transaction value was reported as a new milestone, reaching approximately ¥32.0 billion and marking 26 consecutive quarters of growth. - FY2026-H1AdvancedAnnual report
「In the fintech business, in addition to the digital gifts® business we have operated to date, we are accelerating expansion into areas including shareholder benefits, point-based activities, municipal benefits, rewards payments for human resources, refunds and cashbacks, and marketing.」
The areas covered by the points and rewards-payment platform have expanded to shareholder benefits, municipal benefits, refunds and cashbacks, and marketing. Cumulative quarterly gross transaction value reached approximately ¥6.3 billion, representing growth for 24 consecutive quarters. - FY2025AdvancedAnnual report
「During the fiscal year, we focused on expanding gross transaction value, centered on digital gifts®, and achieved annual gross transaction value of ¥13.0 billion, up 78% from the previous fiscal year. In addition, registration as a Type II funds transfer service provider was completed, establishing a system capable of handling payments involving consideration, such as rewards and refunds.」
The rewards-payment infrastructure achieved annual gross transaction value of ¥13.0 billion and progressed to a system capable of handling payments such as rewards and refunds following completion of registration as a Type II funds transfer service provider. - FY2025-H1AdvancedAnnual report
「In the second quarter, as a result of pursuing a business strategy focused on continued growth in gross transaction value, cumulative quarterly gross transaction value reached approximately ¥3.0 billion, setting a new record high and achieving growth for 20 consecutive quarters.」
The rewards-payment infrastructure achieved cumulative quarterly gross transaction value of approximately ¥3.0 billion, a record high and 20 consecutive quarters of growth. - FY2024AdvancedAnnual report
「During the fiscal year, we continued focusing on increasing gross transaction value, centered on digital gifts® and Sokubarai, and achieved gross transaction value of ¥7.2 billion, an increase of 58% from the previous fiscal year.」
Gross transaction value for the rewards-payment platform centered on digital gifts and Sokubarai reached ¥7.2 billion, up 58% year on year. - FY2024-Q2RestatedAnnual report
「In the fintech business, in addition to the digital gifts® business we have operated to date, we have begun focusing in earnest on the salary-advance service Sokubarai.」
The expansion of the rewards-payment platform, with a focus on the salary-advance service in addition to digital gifts, has been reaffirmed. - FY2024-Q1RestatedAnnual report
「In the fintech business, in addition to the digital gifts® business we have operated to date, we have begun focusing in earnest on the salary-advance service Sokubarai.」
The business expansion of the rewards-payment platform centered on digital gifts, with the addition of a salary-advance service, is continuing. - FY2023-Q2RestatedAnnual report
「Against a social backdrop of increasingly diverse ways for individuals to earn income due to the spread of cashless payments in Japan, the expansion of work from home and the lifting of restrictions on side jobs, we have operated the business with the aim of building rewards-payment infrastructure through which points more valuable than cash can be used.」
The policy of building rewards-payment infrastructure that enables the use of points more valuable than cash continues as a description of the fintech business. - FY2023-Q1RestatedAnnual report
「In the fintech business, against a social backdrop of increasingly diverse ways for individuals to earn income due to the spread of cashless payments in Japan, the expansion of work from home and the lifting of restrictions on side jobs, we have operated the business with the aim of building rewards-payment infrastructure through which points more valuable than cash can be used.」
The policy of building rewards-payment infrastructure that enables the use of points more valuable than cash continues as a description of the fintech business centered on digital gifts. - FY2022RestatedAnnual report
「Against a social backdrop of increasingly diverse ways for individuals to earn income due to the spread of cashless payments in Japan, the expansion of work from home and the lifting of restrictions on side jobs, we have operated the business with the aim of building rewards-payment infrastructure through which points more valuable than cash can be used.」
The policy of building rewards-payment infrastructure that enables the use of points more valuable than cash continues as a fintech business centered on digital gifts. - FY2022-Q1RestatedAnnual report
「Going forward, in response to the accelerating shift to digital, we will further promote DX support services in marketing centered on digital gifts® and work to increase the number of client users.」
The policy of building a fintech platform that uses points for rewards payments and marketing support continues through services centered on digital gifts. - FY2021RestatedAnnual report
「Against a social backdrop of increasingly diverse ways for individuals to earn income due to the promotion of cashless payments in Japan, the expansion of work from home and the lifting of restrictions on side jobs, we have operated the business with the aim of building rewards-payment infrastructure through which points more valuable than cash can be used.」
The policy of building rewards-payment infrastructure that enables the use of points more valuable than cash continues. The provision of RealPay Gift and expansion of exchange destinations are being pursued as specific measures. - FY2021-Q3RestatedAnnual report
「Against a social backdrop of increasingly diverse ways for individuals to earn income due to the promotion of cashless payments in Japan, the expansion of work from home and the lifting of restrictions on side jobs, we have operated the business with the aim of building rewards-payment infrastructure through which points more valuable than cash can be used.」
The policy of building rewards-payment infrastructure that enables the use of points more valuable than cash continues, together with references to the social backdrop. - FY2021-Q2RestatedAnnual report
「Against a social backdrop of increasingly diverse ways for individuals to earn income due to the promotion of cashless payments in Japan, the expansion of work from home and the lifting of restrictions on side jobs, we have operated the business with the aim of building rewards-payment infrastructure through which points more valuable than cash can be used.」
The policy of building rewards-payment infrastructure that enables the use of points more valuable than cash has been reaffirmed in response to changes in the social environment. - FY2021-Q1AdvancedAnnual report
「In the fintech business, responding to the accelerating shift to digital, we have fully launched RealPay Gift, a digital gift service capable of handling all processes online. We are promoting DX support services in the marketing sector centered on digital gifts.」
The expansion of rewards-payment infrastructure has progressed from the development and launch of RealPay Gift to its full-scale launch and the promotion of DX support services in marketing. - FY2020AdvancedAnnual report
「In July 2020, we developed the new RealPay Gift business in the digital gift market and began providing the service.」
The expansion of the rewards-provision infrastructure has progressed concretely through the development of the digital gift business and the launch of the service. - FY2020-Q3RestatedAnnual report
「We have operated the business with the aim of building rewards-payment infrastructure through which points more valuable than cash can be used.」
The policy of building rewards-payment infrastructure that enables points to be used as something more valuable than cash has been reaffirmed. - FY2020-Q1AdvancedAnnual report
「We completely revamped PointExchange, our existing payment platform, into RealPay, a rewards-provision service supporting diverse ways of earning income.」
PointExchange was completely revamped as RealPay in the point-exchange and rewards-payment infrastructure. - FY2019-Q3RestatedAnnual report
「We expanded exchange destinations so that points earned through Cloud Media and other services can be exchanged for cash or items more convenient than cash. As the Ministry of Health, Labour and Welfare reviews regulations and efforts are made to promote the use of digital money as a means of paying wages and increase the cashless payment ratio, we provide the rewards-payment infrastructure RealPay.」
The improvement in the exchange value of points and provision of the RealPay rewards-payment infrastructure continue to be described. - FY2019-Q2AdvancedAnnual report
「As the Ministry of Health, Labour and Welfare reviews regulations and efforts are made to promote the use of digital money as a means of paying wages and increase the cashless payment ratio, we launched the rewards-payment infrastructure RealPay.」
The policy of increasing the exchange value of points and building rewards-payment infrastructure progressed to the concrete service-launch stage with the release of RealPay. - FY2019-Q1RestatedAnnual report
「We have promoted the construction of a rewards-payment infrastructure expected to see growing social demand, while expanding exchange destinations so that points earned through Cloud Media and other services can be exchanged for cash or items more convenient than cash, amid efforts by the Ministry of Health, Labour and Welfare to review regulations and promote the use of digital money as a means of paying wages and the increased use of cashless payments.」
The direction of building infrastructure to increase the exchange value of points is continuing, with references to digital money and rewards-payment infrastructure. - FY2018-Q3RestatedAnnual report
「We have worked to expand exchange destinations so that points earned through Cloud Media and other services can be exchanged for cash or items more convenient than cash.」
The initiative to build infrastructure allowing points to be exchanged for cash or items more convenient than cash, together with the expansion of exchange destinations, is continuing. - FY2018-Q1RestatedAnnual report
「In the fintech business, during the three months ended 30 June, we continued investing in the development of infrastructure capable of creating a currency more valuable than cash, such as bitcoin and other virtual currencies, as a point issuer, as well as in basic infrastructure for outsourcing and BPO services for other companies’ point-exchange functions.」
Investment in infrastructure capable of creating a currency more valuable than cash and in basic infrastructure for outsourced and BPO point-exchange services is continuing. - FY2017AdvancedAnnual report
「Through its existing point-exchange service, REAL FINTECH connected the company’s points with TORANOTEC株式会社’s investment service using spare change and provided users with a new destination for exchanging points. It aims to convert points into a virtual currency and plans to expand the business going forward.」
The company connected its points with the investment service using spare change and progressed to providing a new exchange destination under its goal of converting points into a virtual currency. - FY2017-Q3RestatedAnnual report
「During the nine months ended 31 December, we continued investing in infrastructure capable of creating a currency more valuable than cash.」
The continuation of investment aimed at building infrastructure capable of creating a currency more valuable than cash has been reaffirmed. - FY2017-Q2RestatedAnnual report
「In the fintech business, during the six months ended 30 September, we continued making upfront investments in basic infrastructure, including interest on points, to build infrastructure capable of creating a currency more valuable than cash.」
Investment in infrastructure capable of creating a currency more valuable than cash, including basic infrastructure such as interest on points, is continuing. - FY2017-Q1RestatedAnnual report
「In the fintech business, during the three months ended 30 June, we continued making upfront investments in basic infrastructure, including interest on points, to build infrastructure capable of creating a currency more valuable than cash.」
Investment in infrastructure capable of creating a currency more valuable than cash, including basic infrastructure such as interest on points, is continuing. - FY2016RestatedAnnual report
「In April 2016, we established REAL FINTECH, aiming to convert points into a virtual currency, and plan to expand the business going forward.」
The direction of building new currency and financial infrastructure through points is reiterated in terms of converting points into a virtual currency. - FY2016-Q3First statedAnnual report
「During the nine months ended 31 December, we continued making upfront investments in infrastructure, including the introduction of interest on points, to build infrastructure capable of creating a currency more valuable than cash.」
The fintech business’s objective, along with the introduction of interest on points and upfront investment in infrastructure as means of achieving it, is described.