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Seven & i Holdings (3382) · FactAdvanced

Decline in average ATM usage and maintenance of total usage through an increase in the number of ATMs installed

First written in FY2017-Q2. 16 of 35 entries say "Worsened", first in FY2017-Q3. Latest entry: FY2026-H1.

35entries
10years
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How it moved
ProgressHeldSoftenedWorseWorsenedFY2017-Q3 – FY2020-Q2AdvancedFY2022 – FY2026-H12016: 12017: 420172018: 420182019: 420192020: 420202021: 420212022: 420222023: 420232024: 420242025: 22025
Same theme, other companies
Expansion of a Large-Scale ATM Network and Usage BaseA theme 2 companies write about · 0 as a headwind · 4 as a tailwind

Seven & i Holdings moved to the "Worse" side of this theme in 2017.

1 other company's latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026-H1AdvancedAnnual report

    「Average ATM usage per machine per day was 109.4 transactions, up 1.5 transactions from the same period of the previous year, and total ATM usage during the interim consolidated period exceeded the previous year.」

    Average ATM usage rose by 1.5 transactions year on year to 109.4 transactions, and total usage also exceeded the previous year.
  2. FY2025AdvancedAnnual report

    「Average ATM usage per machine per day was 107.9 transactions, up 3.3 transactions from the same period of the previous year, and total ATM usage for the fiscal year exceeded the previous year.」

    Average ATM usage improved to 107.9 transactions, and total usage continued to exceed the previous year.
  3. FY2025-H1AdvancedAnnual report

    「Average ATM usage per machine per day was 107.9 transactions, up 3.3 transactions from the same period of the previous year, and total ATM usage during the interim consolidated period exceeded the previous year.」

    Average ATM usage rose by 3.3 transactions year on year to 107.9 transactions, and total usage also exceeded the previous year. Usage frequency has continued to improve.
  4. FY2025-Q1AdvancedAnnual report

    「In addition to the recovery in transaction volumes at banks and other deposit-taking financial institutions and an increase in transactions with non-bank lenders, including consumer finance companies, due to increased demand for funds, cash-loading transactions at ATMs associated with various cashless payment services remained at a high level. As a result, average ATM usage per machine per day was 107.2 transactions, up 3.2 transactions from the same period of the previous year, and total ATM usage during the cumulative first quarter exceeded the previous year.」

    Average ATM usage rose by 3.2 transactions year on year to 107.2 transactions, and total usage also exceeded the previous year. Usage frequency has continued to improve.
  5. FY2024AdvancedAnnual report

    「Average ATM usage per machine per day was 104.6 transactions, up 3.5 transactions from the same period of the previous year, and total ATM usage for the fiscal year exceeded the previous year.」

    Average ATM usage rose to 104.6 transactions, and total usage continued to exceed the previous year.
  6. FY2024-Q3AdvancedAnnual report

    「Average ATM usage per machine per day was 104.5 transactions, up 4.1 transactions from the same period of the previous year, and total ATM usage during the cumulative third quarter exceeded the previous year.」

    Average ATM usage rose by 4.1 transactions year on year to 104.5 transactions, and total usage also exceeded the previous year. Usage frequency has continued to improve.
  7. FY2024-Q2AdvancedAnnual report

    「Average ATM usage per machine per day was 104.6 transactions, up 4.9 transactions from the same period of the previous year, and total ATM usage during the cumulative second quarter exceeded the previous year.」

    Average ATM usage rose by 4.9 transactions year on year to 104.6 transactions, and total usage also exceeded the previous year.
  8. FY2024-Q1AdvancedAnnual report

    「Average ATM usage per machine per day was 104.0 transactions, up 4.6 transactions from the same period of the previous year, and total ATM usage during the cumulative first quarter exceeded the previous year.」

    Average ATM usage rose by 4.6 transactions year on year to 104.0 transactions, and total usage also exceeded the previous year.
  9. FY2023AdvancedAnnual report

    「Seven Bank,Ltd.'s domestic ATM network comprised 26,889 machines at the end of the fiscal year, an increase of 695 machines from the end of the previous fiscal year. In addition to growth in cash-loading transactions at ATMs associated with various cashless payment services, transaction volumes at banks and other deposit-taking financial institutions recovered, bringing average ATM usage per machine per day to 101.1 transactions, up 4.4 transactions from the same period of the previous year. Total ATM usage for the fiscal year exceeded the previous year.」

    The domestic ATM network expanded to 26,889 machines, average usage rose to 101.1 transactions, and total usage also exceeded the previous year.
  10. FY2023-Q3AdvancedAnnual report

    「Average ATM usage per machine per day was 100.4 transactions, up 4.1 transactions from the same period of the previous year, and total ATM usage during the cumulative third quarter exceeded the previous year.」

    Average ATM usage rose by 4.1 transactions year on year to 100.4 transactions, and total usage also exceeded the previous year.
  11. FY2023-Q2AdvancedAnnual report

    「Average usage per ATM per day was 99.7 transactions, up 3.1 transactions from the same period of the previous year, and total ATM usage during the cumulative second quarter exceeded the previous year.」

    Average ATM usage rose by 3.1 transactions year on year to 99.7 transactions, and total usage also exceeded the previous year.
  12. FY2023-Q1MitigatedAnnual report

    「Average usage per ATM per day was 99.4 transactions, up 1.7 transactions from the same period of the previous year, and total ATM usage during the first quarter exceeded the previous year.」

    Average ATM usage rose by 1.7 transactions year on year to 99.4 transactions, and total usage also exceeded the previous year.
  13. FY2022MitigatedAnnual report

    「A rebound from the restrictions on going out implemented the previous year to curb the spread of COVID-19, together with an increase in cash-loading transactions at ATMs associated with various cashless payment services, brought average ATM usage per machine per day to 96.7 transactions, up 7.0 transactions from the same period of the previous year. Total ATM usage for the fiscal year exceeded the previous year.」

    Average ATM usage recovered from 89.7 to 96.7 transactions, and total usage also returned to above the previous year.
  14. FY2022-Q3RestatedAnnual report

    「The average number of ATM transactions per ATM per day was 96.3, up 7.0 transactions from the same period of the previous year, due to the rebound from requests to refrain from going out to contain the spread of COVID-19 in the previous year and an increase in cash top-up transactions at ATMs associated with various cashless payment methods. Total ATM transactions during the first nine months exceeded the previous year.」

    Average ATM usage was 96.3 transactions, up 7.0 transactions from the same period of the previous year, and total usage has continued to exceed the previous year.
  15. FY2022-Q2Continued year-on-year growth in ATM transactionsAnnual report

    「The average number of ATM transactions per ATM per day was 96.6, up 8.5 transactions from the same period of the previous year, due to the rebound from requests to refrain from going out to contain the spread of COVID-19 in the previous year and an increase in cash top-up transactions at ATMs associated with various cashless payment methods. Total ATM transactions during the first six months exceeded the previous year.」

    The average number of ATM transactions was 96.6, up 8.5 from the same period of the previous year, and total transactions also exceeded the previous year.
  16. FY2022-Q1MitigatedAnnual report

    「The average number of transactions per ATM per day was 97.7, up 12.0 transactions from the same period of the previous year, due to the rebound from requests to refrain from going out to contain the spread of COVID-19 in the previous year and an increase in cash top-up transactions at ATMs associated with various cashless payment methods. Total ATM transactions during the first quarter exceeded the previous year.」

    The average number of ATM transactions was 97.7, up 12.0 from the same period of the previous year, and total transactions also exceeded the previous year. Conditions have improved from the previous trend of lower transaction frequency and total transactions below the previous year.
  17. FY2021WorsenedAnnual report

    「As of the end of the consolidated fiscal year, the number of domestic ATMs operated by Seven Bank,Ltd. increased by 492 from the end of the previous consolidated fiscal year to 25,686. However, due to restrictions on going out associated with the spread of COVID-19 and changes to fee structures by certain partner financial institutions, the average number of transactions per ATM per day fell to 89.7, down 2.3 from the previous year, and the total number of ATM transactions during the consolidated fiscal year fell below the previous year's level.」

    Even with an increase in installed ATMs, the average number of transactions fell to 89.7, and total transactions also fell below the previous year.
  18. FY2021-Q3WorsenedAnnual report

    「Seven Bank's domestic ATM network stood at 25,522 machines as of the end of the third quarter, an increase of 328 from the end of the previous consolidated fiscal year. However, due to the impact of requests to refrain from going out as COVID-19 spread and changes in the fee structures of some partner financial institutions, the average number of transactions per ATM per day fell to 89.3, down 1.9 transactions from the same period of the previous year, and total ATM transactions during the first nine months fell below the previous year.」

    The number of installed ATMs increased, while the average number of transactions fell to 89.3, and total transactions also remained below the previous year.
  19. FY2021-Q2WorsenedAnnual report

    「Seven Bank's domestic ATM network stood at 25,348 machines as of the end of the second quarter, an increase of 154 from the end of the previous consolidated fiscal year. However, due to the impact of requests to refrain from going out to contain the spread of COVID-19 and changes in the fee structures of some partner financial institutions, the average number of transactions per ATM per day fell to 88.1, down 2.3 transactions from the same period of the previous year, and total ATM transactions during the first six months fell below the previous year.」

    The number of installed ATMs increased, but the average number of transactions fell to 88.1, and total transactions also fell below the previous year.
  20. FY2021-Q1WorsenedAnnual report

    「Seven Bank's domestic ATM network stood at 25,241 machines as of the end of the first quarter, an increase of 47 from the end of the previous consolidated fiscal year. However, due to the impact of requests to refrain from going out to contain the spread of COVID-19 and changes in the fee structures of some partner financial institutions, the average number of transactions per ATM per day fell to 85.7, down 4.1 transactions from the same period of the previous year, and total ATM transactions during the first quarter fell below the previous year.」

    The number of installed ATMs increased, while the average number of transactions fell to 85.7, and total transactions, which had previously been maintained, also fell below the previous year.
  21. FY2020RestatedAnnual report

    「Although total ATM transactions for the fiscal year exceeded the previous year, the average number of transactions per ATM per day was 92.0, down 0.4 transactions from the same period of the previous year, due to the impact of changes in the fee structures of some partner financial institutions and the diversification of payment methods, among other factors.」

    Annual total transactions exceeded the previous year due to the expansion of the ATM network, while the average number of transactions remained below the same period of the previous year at 92.0.
  22. FY2020-Q3RestatedAnnual report

    「Although total ATM transactions during the first nine months exceeded the previous year, the average number of transactions per ATM per day was 91.2, down 1.9 transactions from the same period of the previous year, due to the impact of changes in the fee structures of some partner financial institutions and the diversification of payment methods, among other factors.」

    Total transactions exceeded the previous year due to the increase in installed ATMs, while the average number of transactions remained below the same period of the previous year at 91.2.
  23. FY2020-Q2WorsenedAnnual report

    「As of the end of the second quarter, the number of domestic ATMs operated by Seven Bank,Ltd. increased by 242 from the end of the previous consolidated fiscal year to 25,325. However, due to changes to fee structures by certain partner financial institutions and the diversification of payment methods, the average number of transactions per ATM per day fell to 90.4, down 3.5 from the same period of the previous year, and the total number of ATM transactions also fell below the previous year's level.」

    Although the number of installed ATMs increased, the average number of transactions fell below the previous year, and this time total transactions also fell below the previous year.
  24. FY2020-Q1WorsenedAnnual report

    「Seven Bank,Ltd.'s domestic ATM network had expanded to 25,231 machines as of the end of the first quarter, an increase of 148 from the end of the previous consolidated fiscal year. However, due to the impact of changes in the fee structures of some partner financial institutions and the diversification of payment methods, the average number of transactions per ATM per day fell to 89.8, down 3.4 transactions from the same period of the previous year, and total ATM transactions also fell below the previous year.」

    The number of installed ATMs increased, while the average number of transactions fell to 89.8, and total ATM transactions also fell below the previous year this time.
  25. FY2019WorsenedAnnual report

    「Although total ATM transactions during the period exceeded the previous year, the average number of transactions per ATM per day was 92.4, down 1.8 transactions from the same period of the previous year, due to the impact of changes in the fee structures of some partner financial institutions and the diversification of payment methods, among other factors.」

    Total transactions exceeded the previous year due to the increase in installed ATMs, while the average number of ATM transactions fell to 92.4 and the decline in transaction frequency continued.
  26. FY2019-Q3WorsenedAnnual report

    「The average number of transactions per ATM per day was 93.1, down 1.5 transactions from the same period of the previous year.」

    The average number of transactions per ATM per day was 93.1, down 1.5 from the same period of the previous year. Total transactions exceeded the previous year due to the increase in installed ATMs, but the decline in transaction frequency continued.
  27. FY2019-Q2WorsenedAnnual report

    「As of the end of the second quarter, the number of ATMs operated by Seven Bank,Ltd. increased by 393 from the end of the previous fiscal year to 24,731. Although the total number of ATM transactions during the six months ended the second quarter exceeded the previous year's level, the average number of transactions per ATM per day fell to 93.9, down 1.4 from the same period of the previous year, due to the diversification of payment methods and changes to fee structures by certain partner financial institutions.」

    The average number of ATM transactions was 93.9, down 1.4 from the same period of the previous year. Total transactions during the period exceeded the previous year due to the increase in installed ATMs, but the trend toward lower transaction frequency continued.
  28. FY2019-Q1WorsenedAnnual report

    「The average number of transactions per ATM per day was 93.2, down 1.5 transactions from the same period of the previous year.」

    The average number of transactions per ATM per day was 93.2, down 1.5 from the same period of the previous year. Total transactions during the period exceeded the previous year due to the increase in installed ATMs, but the decline in transaction frequency continued.
  29. FY2018WorsenedAnnual report

    「During the fiscal year, the average number of transactions per ATM per day was 94.2, down 1.4 transactions from the same period of the previous year due to factors including the diversification of payment methods and changes in the fee structures of some partner financial institutions. However, total transactions during the period exceeded the previous year as the number of installed ATMs increased.」

    The average number of ATM transactions was 94.2, down 1.4 from the same period of the previous year. Total transactions exceeded the previous year due to the increase in installed ATMs, but the decline in transaction frequency continued.
  30. FY2018-Q3WorsenedAnnual report

    「During the first nine months, the average number of transactions per ATM per day was 94.6, down 1.7 transactions from the same period of the previous year due to factors including the diversification of payment methods and changes in the fee structures of some partner financial institutions. However, total transactions during the period exceeded the previous year as the number of installed ATMs increased.」

    The average number of ATM transactions was 94.6, down 1.7 from the same period of the previous year. Total transactions during the period exceeded the previous year due to the increase in installed ATMs, but the trend toward lower transaction frequency continued.
  31. FY2018-Q2WorsenedAnnual report

    「During the first six months, the average number of transactions per ATM per day was 95.3, down 1.8 transactions from the same period of the previous year due to factors including the diversification of payment methods and changes in the fee structures of some partner financial institutions. However, total transactions during the period exceeded the previous year as the number of installed ATMs increased.」

    The average number of ATM transactions was 95.3, down 1.8 from the same period of the previous year. Total transactions during the period exceeded the previous year due to the increase in installed ATMs, but the trend toward lower transaction frequency continued.
  32. FY2018-Q1WorsenedAnnual report

    「During the first quarter, the average number of transactions per ATM per day was 94.7, down 1.6 transactions from the same period of the previous year, due to factors including the introduction of customer fees by some partner banks and changes in consumer sentiment following the Bank of Japan's introduction of quantitative and qualitative monetary easing with negative interest rates. However, total transactions during the period exceeded the previous year as the number of installed ATMs increased.」

    The average number of ATM transactions was 94.7, down 1.6 from the same period of the previous year. Meanwhile, total transactions during the period exceeded the previous year due to the increase in installed ATMs.
  33. FY2017WorsenedAnnual report

    「During the fiscal year, the average number of transactions per ATM per day was 95.6, down 3.6 transactions year on year, due to factors including the introduction of customer fees by some partner banks and changes in consumer sentiment following the Bank of Japan's introduction of quantitative and qualitative monetary easing with negative interest rates. However, total transactions during the period exceeded the previous fiscal year as the number of installed ATMs increased.」

    The average number of ATM transactions fell to 95.6, while total transactions during the period exceeded the previous fiscal year due to the increase in installed ATMs.
  34. FY2017-Q3WorsenedAnnual report

    「During the first nine months, the average number of transactions per ATM per day was 96.3, down 3.8 transactions year on year, due to factors including the introduction of customer fees by some partner banks and changes in consumer sentiment following the Bank of Japan's introduction of quantitative and qualitative monetary easing with negative interest rates. However, total transactions during the period exceeded the previous year as the number of installed ATMs increased.」

    The average number of ATM transactions was 96.3, further down from 97.1 in the previous six-month period. However, total transactions during the period exceeded the previous year due to the increase in installed ATMs.
  35. FY2017-Q2First statedAnnual report

    「During the first six months, the average number of transactions per ATM per day was 97.1, down 3.7 transactions from the same period of the previous year, due to factors including the introduction of customer fees by some partner banks and changes in consumer sentiment following the Bank of Japan's introduction of quantitative and qualitative monetary easing with negative interest rates. However, total transactions during the period exceeded the previous year as the number of installed ATMs increased.」

    The average number of transactions per ATM per day was 97.1, down 3.7 from the same period of the previous year, while total transactions during the period exceeded the previous year due to the increase in installed ATMs.
Moved together

"Impairment Risk from Deteriorating Store Profitability and Declining Asset Values" moved the same way as this thread, in the same document, in 17 of its 35 moves.

17131211109★123456
  1. ★This thread
  2. 1Impairment Risk from Deteriorating Store Profitability and Declining Asset Values17×
  3. 2Expansion of the ATM Network and Deployment of ATMs Inside U.S. Stores13×
  4. 3Business Structure Reform and Closure of Unprofitable Stores at Sogo & Seibu12×
  5. 4Group sales, including sales at member stores, on the order of ¥1,104 trillion11×
  6. 5Impact of Exchange Rate Movements on Overseas Assets and Liabilities and Product Revenue10×
  7. 6Concentrating management resources on the Japanese and U.S. convenience store businesses as a growth pillar9×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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