Additional allowance for loan losses due to deterioration in the creditworthiness of borrowers and business partners
First written in FY2019. 9 of 20 entries say "Worsened", first in FY2020. Latest entry: FY2026.
2nd RETAILING moved to the "Worse" side of this theme in 2020, 4 years before the typical company in this theme (2024).
The whole theme swung hardest in 2020: 4 of 19 companies on the "Worse" side.
12 other companies' latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「Allowance for doubtful accounts △ 826 △ 246」
The allowance for doubtful accounts relating to investments and other assets decreased from ¥826 million at the end of the previous fiscal year to ¥246 million. The allowance balance set aside for credit risks associated with borrowers and others has declined. - FY2026-H1MitigatedAnnual report
「Allowance for doubtful accounts △ 826 △ 391」
The allowance for doubtful accounts relating to investments and other assets decreased from ¥826 million at the end of the previous consolidated fiscal year to ¥391 million. The allowance balance set aside for credit risks associated with borrowers and others has declined. - FY2025MitigatedAnnual report
「Allowance for doubtful accounts △895 △826」
On the consolidated balance sheet, the allowance for doubtful accounts relating to investments and other assets decreased from ¥895 million at the end of the previous fiscal year to ¥826 million. - FY2025-H1MitigatedAnnual report
「Investments and other assets Allowance for doubtful accounts △ 895 △ 892」
The allowance for doubtful accounts relating to investments and other assets decreased from ¥895 million at the end of the previous consolidated fiscal year to ¥892 million. - FY2024WorsenedAnnual report
「Allowance for doubtful accounts △895」
The allowance for doubtful accounts relating to investments and other assets increased from ¥751 million at the end of the previous fiscal year to ¥895 million, increasing the allowance balance for potential bad debts. - FY2023-Q3MitigatedAnnual report
「Allowance for doubtful accounts △ 914 △ 747」
The allowance for doubtful accounts relating to investments and other assets decreased from ¥914 million at the end of the previous consolidated fiscal year to ¥747 million. - FY2023-Q2WorsenedAnnual report
「Allowance for doubtful accounts △ 914 △ 921」
The allowance for doubtful accounts relating to investments and other assets increased from ¥914 million at the end of the previous consolidated fiscal year to ¥921 million. - FY2023-Q1WorsenedAnnual report
「Allowance for doubtful accounts △ 914 △ 921」
The allowance for doubtful accounts relating to investments and other assets increased from ¥914 million at the end of the previous consolidated fiscal year to ¥921 million. - FY2022MitigatedAnnual report
「Allowance for doubtful accounts △986 △914」
The allowance for doubtful accounts relating to investments and other assets decreased from ¥986 million at the end of the previous fiscal year to ¥914 million. - FY2022-Q3RestatedAnnual report
「Allowance for doubtful accounts △ 986 △ 972」
The allowance for doubtful accounts relating to investments and other assets decreased from ¥986 million at the end of the previous consolidated fiscal year to ¥972 million. It was roughly unchanged from the previous quarter, and the existing risk related to doubtful accounts continues. - FY2022-Q2MitigatedAnnual report
「Allowance for doubtful accounts △ 986 △ 971」
The allowance for doubtful accounts relating to investments and other assets decreased from ¥986 million at the end of the previous consolidated fiscal year to ¥971 million. - FY2021WorsenedAnnual report
「Investments and other assets Allowance for doubtful accounts △986」
The allowance for doubtful accounts relating to investments and other assets increased from ¥955 million at the end of the previous fiscal year to ¥986 million. - FY2021-Q3WorsenedAnnual report
「Allowance for doubtful accounts △ 955 △ 986」
The allowance for doubtful accounts relating to investments and other assets increased from ¥955 million to ¥986 million. The main text does not identify whether the increase was due to deteriorating credit conditions. - FY2021-Q2WorsenedAnnual report
「Allowance for doubtful accounts △ 955 △ 977」
The allowance for doubtful accounts relating to investments and other assets increased from ¥955 million to ¥977 million. Although the main text does not identify whether the increase was due to deteriorating credit conditions, the allowance balance increased. - FY2021-Q1WorsenedAnnual report
「Allowance for doubtful accounts △ 955 △ 965」
The allowance for doubtful accounts relating to investments and other assets increased from ¥955 million to ¥965 million. Although the main text does not identify whether the increase was due to deteriorating credit conditions, the allowance balance increased. - FY2020WorsenedAnnual report
「The Group records allowances for doubtful accounts relating to borrowers based on their circumstances and the value of collateral, but changes in credit conditions, declines in collateral value or other unforeseen reasons may require an increase in the allowance for doubtful accounts.」
On a consolidated basis, the allowance for doubtful accounts increased from ¥879 million in the previous fiscal year to ¥955 million. The main text does not identify whether the increase was due to deteriorating credit conditions. - FY2020-Q1RestatedAnnual report
「No new business or other risks arose during the first quarter of the current consolidated cumulative period. There were also no material changes to the business and other risks described in the annual securities report for the previous fiscal year.」
The company discloses that there have been no material changes in the risk of increased allowances for doubtful accounts due to deteriorating credit conditions of borrowers and business counterparties. - FY2019First statedAnnual report
「The Group records allowances for doubtful accounts relating to borrowers based on their circumstances and the value of collateral, but changes in credit conditions, declines in collateral value or other unforeseen reasons may require an increase in the allowance for doubtful accounts.」
The company has newly disclosed the risk of additional provisions for doubtful accounts due to changes in borrowers' credit conditions or collateral values.