Funding Environment and Liquidity Decline Risk
First written in FY2020. 3 of 5 entries say "Mitigated", first in FY2022. Latest entry: FY2026.
Itoham Yonekyu Holdings moved to the "Worse" side of this theme in 2026, 2 years after the typical company in this theme (2024).
3 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Overdraft facility limit: ¥68,816 million; loan commitments: ¥53,929 million; outstanding borrowings: ¥60,679 million; net amount: ¥62,066 million」
While the overall limits for commitments and other facilities were maintained, the net amount of undrawn capacity decreased from ¥82,424 million in the prior year to ¥62,066 million due to an increase in outstanding borrowings. - FY2024MitigatedAnnual report
「Overdraft facility limit: ¥68,715 million; loan commitments: ¥53,156 million; outstanding borrowings: ¥39,815 million; net amount: ¥82,056 million」
The net amount of available borrowing capacity under overdraft agreements and loan commitment agreements increased from ¥67,032 million in the prior year to ¥82,056 million. - FY2023MitigatedAnnual report
「Overdraft facility limit: ¥48,808 million; loan commitments: ¥36,018 million; outstanding borrowings: ¥17,794 million; net amount: ¥67,032 million」
Through overdraft agreements and loan commitment agreements, the company has secured available borrowing capacity exceeding the prior-year net amount of ¥61,511 million. - FY2022MitigatedAnnual report
「Overdraft facility limit: ¥38,146 million; loan commitments: ¥47,771 million; outstanding borrowings: ¥24,407 million; net amount: ¥61,511 million」
To address the risk of deterioration in financing conditions and reduced liquidity, the company has established overdraft agreements and loan commitment agreements, securing available borrowing capacity. - FY2020First statedAnnual report
「The Group also obtains part of its required funds through interest-bearing debt and has taken measures such as entering into swap transactions and establishing commitment lines to mitigate interest-rate fluctuation risk and the risk of reduced financing liquidity. However, deterioration in financing conditions due to reduced liquidity, as well as foreign-exchange losses and higher interest expenses resulting from currency movements or increases in interest rates beyond expectations, could affect the Group's business performance and financial condition.」
In addition to existing foreign-exchange and interest-rate risks, the company separately identifies reduced liquidity in financing as a risk and specifies swap transactions and commitment lines as mitigating measures.