モゲチェック's transition from referral fees to fees charged upon loan execution
First written in FY2026-H1. 5 of 8 entries say "Advanced", first in 2026-05-14. Latest entry: FY2026.
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- FY2026AdvancedAnnual report
「The transition at major partner financial institutions from the referral fee model (revenue recognized when a screening application is submitted) to the loan execution fee model (revenue recognized when the loan is executed) deferred the timing of revenue recognition, but revenue stabilized as this effect ran its course from the third quarter onward.」
The transition from the referral fee model to the loan execution fee model progressed, and revenue stabilized after the effect had run its course from the third quarter onward. - FY2026-H1First statedAnnual report
「Some financial institutions shifted their revenue models from the previous lead-generation fee model, under which revenue was recognized when a customer applied for a mortgage screening, to a loan-completion fee model, under which revenue is recognized when the loan is executed. As a result, the timing of revenue recognition was deferred, temporarily reducing profit in this business.」
For some financial institutions, revenue recognition changed from lead-generation fees at the time of the screening application to loan-completion fees at the time of loan execution. It states that the deferral of revenue recognition temporarily reduced profit for the interim consolidated accounting period.