Komori
Tsuchiya Holdings (1840) · RiskMitigated

Guarantee Exposure to Financial Institutions in Respect of Homebuyers

First written in FY2016-Q2. 18 of 34 entries say "Mitigated", first in FY2016. Latest entry: 2026-09-14.

34entries
11years
1from disclosures
Share on X
How it moved
ProgressHeldSoftenedWorseMitigatedFY2023-Q1 – FY2024-Q2MitigatedFY2025-H1 – 2026-09-142016: 220162017: 420172018: 320182019: 420192020: 420202021: 420212022: 320222023: 420232024: 220242025: 220252026: 22026
Same theme, other companies
Credit Exposure of Guarantee Obligations for Mortgage BorrowersA theme 30 companies write about · 31 as a headwind · 1 as a tailwind

The whole theme swung hardest in 2025: 7 of 27 companies on the "Worse" side.

16 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 30 companies compared. The sentences above are computed from all 30.
Full recordFilings, disclosures and news, newest first
  1. 2026-09-14MitigatedEarnings

    「Most of the guarantees relating to home purchasers (183 cases in the previous consolidated fiscal year and 171 cases in the current third-quarter consolidated accounting period) are bridge guarantees provided until the guarantee company provides a guarantee to the financial institution.」

    The number of guarantees relating to home purchasers declined from 183 to 171, while the guarantee balance declined from ¥2,668 million to ¥2,436 million. The disclosure also continues to state that most are bridge guarantees.
  2. FY2026-H1MitigatedAnnual report

    「The majority of guarantees relating to homebuyers (183 in the previous consolidated fiscal year and 147 in the current interim consolidated fiscal period) are bridge guarantees provided until the guarantee company guarantees the obligations to financial institutions.」

    The number of guarantees relating to homebuyers decreased from 183 to 147, and the guarantee balance decreased from ¥2,668 million to ¥2,096 million. The explanation that most are bridge guarantees also remains unchanged.
  3. FY2025-H1MitigatedAnnual report

    「The majority of guarantees relating to homebuyers (199 in the previous consolidated fiscal year and 175 in the current interim consolidated fiscal period) are bridge guarantees provided until the guarantee company guarantees the obligations to financial institutions.」

    The number of guarantees decreased from 199 to 175, and the guarantee balance decreased from ¥2,939 million to ¥2,365 million. The explanation that most are bridge guarantees remains unchanged.
  4. FY2024Number of guarantees decreased, guarantee balance increasedAnnual report

    「Most guarantees relating to homebuyers (207 cases in the previous consolidated fiscal year and 199 cases in the current consolidated fiscal year) are bridging guarantees until the guarantee company provides guarantees to financial institutions.」

    The number of guarantees decreased from 207 to 199, while the guarantee balance increased from ¥2,470 million to ¥2,939 million.
  5. FY2024-Q2MitigatedAnnual report

    「Most guarantees relating to homebuyers (207 cases in the previous consolidated fiscal year and 144 cases at the end of the second quarter of the current consolidated fiscal year) are bridging guarantees until the guarantee company provides guarantees to financial institutions.」

    The number of guarantees decreased from 207 cases in the previous consolidated fiscal year to 144 cases, and the guarantee balance also decreased from ¥2.47 billion to ¥1.847 billion. The explanation that most are bridging guarantees has continued.
  6. FY2024-Q1MitigatedAnnual report

    「Most guarantees relating to homebuyers (207 cases in the previous consolidated fiscal year and 168 cases at the end of the first quarter of the current consolidated fiscal year) are bridging guarantees until the guarantee company provides guarantees to financial institutions.」

    The number of guarantees decreased from 207 cases in the previous consolidated fiscal year to 168 cases, and the guarantee balance also decreased from ¥2.47 billion to ¥2.095 billion. The explanation that most are bridging guarantees has continued.
  7. FY2023-Q3MitigatedAnnual report

    「Most guarantees relating to homebuyers (317 cases in the previous consolidated fiscal year and 308 cases at the end of the third quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 317 cases to 308 cases, and the guarantee balance decreased from ¥3.707 billion to ¥3.617 billion. The explanation that most are temporary guarantee obligations has continued.
  8. FY2023-Q2MitigatedAnnual report

    「Most guarantees relating to homebuyers (317 cases in the previous consolidated fiscal year and 235 cases at the end of the second quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers decreased from 317 cases to 235 cases, and the guarantee balance decreased from ¥3.707 billion to ¥2.835 billion.
  9. FY2023-Q1MitigatedAnnual report

    「Most guarantees relating to homebuyers (317 cases in the previous consolidated fiscal year and 263 cases at the end of the first quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 317 cases to 263 cases, and the guarantee balance decreased from ¥3.707 billion to ¥3.218 billion.
  10. FY2022WorsenedAnnual report

    「Most guarantees relating to homebuyers (268 cases in the previous consolidated fiscal year and 317 cases in the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers increased from 268 cases to 317 cases, and the guarantee balance increased from ¥2.839 billion to ¥3.707 billion.
  11. FY2022-Q3WorsenedAnnual report

    「Most guarantees relating to homebuyers (268 cases in the previous consolidated fiscal year and 287 cases at the end of the third quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees increased from 268 cases in the previous consolidated fiscal year to 287 cases, and the guarantee balance increased from ¥2.839 billion to ¥3.225 billion. The explanation that most are temporary guarantee obligations has continued.
  12. FY2022-Q2MitigatedAnnual report

    「Most guarantees relating to homebuyers (268 cases in the previous consolidated fiscal year and 223 cases at the end of the second quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 268 cases to 223 cases, and the guarantee balance decreased from ¥2.839 billion to ¥2.394 billion. The explanation that most are temporary guarantee obligations has continued.
  13. FY2021WorsenedAnnual report

    「Most guarantees relating to homebuyers (220 cases in the previous consolidated fiscal year and 268 cases in the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers increased from 220 cases to 268 cases, and the guarantee balance increased from ¥2.264 billion to ¥2.839 billion. The explanation that most guarantees are temporary obligations has continued.
  14. FY2021-Q3WorsenedAnnual report

    「Most guarantees relating to homebuyers (220 cases in the previous consolidated fiscal year and 296 cases at the end of the third quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees increased from 220 cases in the previous consolidated fiscal year to 296 cases, and the guarantee balance increased from ¥2.264 billion to ¥3.067 billion. The explanation that most are temporary guarantee obligations has continued.
  15. FY2021-Q2MitigatedAnnual report

    「Most guarantees relating to homebuyers (220 cases in the previous consolidated fiscal year and 205 cases at the end of the second quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 220 cases in the previous consolidated fiscal year to 205 cases, and the guarantee balance decreased from ¥2.264 billion to ¥2.116 billion.
  16. FY2021-Q1Number of guarantees decreased, guarantee balance increasedAnnual report

    「Most guarantees relating to homebuyers (220 cases in the previous consolidated fiscal year and 210 cases at the end of the first quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 220 cases in the previous consolidated fiscal year to 210 cases, while the guarantee balance increased from ¥2.264 billion to ¥2.282 billion. The explanation that most guarantees are temporary obligations has continued.
  17. FY2020MitigatedAnnual report

    「Most guarantees relating to homebuyers (258 cases in the previous consolidated fiscal year and 220 cases in the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 258 cases to 220 cases, and the guarantee balance decreased from ¥2.763 billion to ¥2.264 billion.
  18. FY2020-Q3Number of guarantees increased, guarantee balance edged downAnnual report

    「Most guarantees relating to homebuyers (258 cases in the previous consolidated fiscal year and 262 cases at the end of the third quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees increased from 258 cases in the previous consolidated fiscal year to 262 cases, while the guarantee balance edged down from ¥2.763 billion to ¥2.755 billion. The explanation that most are temporary guarantee obligations has continued.
  19. FY2020-Q2MitigatedAnnual report

    「Most guarantees relating to homebuyers (258 cases in the previous consolidated fiscal year and 210 cases at the end of the second quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers decreased from 258 cases in the previous consolidated fiscal year to 210 cases, and the guarantee balance decreased from ¥2.763 billion to ¥2.142 billion. The explanation that most guarantees are temporary obligations has continued.
  20. FY2020-Q1MitigatedAnnual report

    「Most guarantees relating to homebuyers (258 cases in the previous consolidated fiscal year and 199 cases at the end of the first quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers decreased from 258 cases to 199 cases, and the guarantee balance decreased from ¥2.763 billion to ¥2.03 billion. The explanation that most are temporary guarantee obligations has continued.
  21. FY2019WorsenedAnnual report

    「Homebuyers ¥2,161,965 thousand ¥2,763,045 thousand. Most guarantees relating to homebuyers (206 cases in the previous consolidated fiscal year and 258 cases in the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers increased from 206 cases to 258 cases, and the guarantee balance increased from ¥2.161 billion to ¥2.763 billion. The explanation that most are temporary guarantee obligations has continued.
  22. FY2019-Q3WorsenedAnnual report

    「Homebuyers ¥2,161,965 thousand ¥2,562,891 thousand. Most guarantees relating to homebuyers (206 cases in the previous consolidated fiscal year and 241 cases at the end of the third quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees increased from 206 cases in the previous consolidated fiscal year to 241 cases, and the guarantee balance increased from ¥2.161 billion to ¥2.562 billion. The explanation that most are temporary guarantee obligations has continued.
  23. FY2019-Q2MitigatedAnnual report

    「Most guarantees relating to homebuyers (206 cases in the previous consolidated fiscal year and 156 cases at the end of the second quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 206 cases to 156 cases, and the guarantee balance decreased from ¥2.161 billion to ¥1.49 billion. The explanation that most guarantees are temporary obligations has continued.
  24. FY2019-Q1MitigatedAnnual report

    「Most guarantees relating to homebuyers (206 cases in the previous consolidated fiscal year and 164 cases at the end of the first quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 206 cases in the previous consolidated fiscal year to 164 cases, and the guarantee balance decreased from ¥2.161 billion to ¥1.582 billion. The explanation that most guarantees are temporary obligations has continued.
  25. FY2018WorsenedAnnual report

    「Most guarantees relating to homebuyers (162 cases in the previous consolidated fiscal year and 206 cases in the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees increased from 162 cases to 206 cases, and the guarantee balance increased from ¥1.467 billion to ¥2.161 billion.
  26. FY2018-Q3WorsenedAnnual report

    「Most guarantees relating to homebuyers (162 cases in the previous consolidated fiscal year and 176 cases at the end of the third quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers increased from 162 cases in the previous consolidated fiscal year to 176 cases, and the guarantee balance increased from ¥1.467 billion to ¥1.819 billion. The explanation that most are temporary guarantee obligations has continued.
  27. FY2018-Q2MitigatedAnnual report

    「Most guarantees relating to homebuyers (162 cases in the previous consolidated fiscal year and 120 cases at the end of the second quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 162 cases to 120 cases, and the guarantee balance decreased from ¥1.467 billion to ¥1.019 billion. The explanation that most guarantees are temporary obligations has continued.
  28. FY2018-Q1Number of guarantees decreased, guarantee balance edged upAnnual report

    「Most guarantees relating to homebuyers (162 cases in the previous consolidated fiscal year and 155 cases at the end of the first quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees decreased from 162 cases in the previous consolidated fiscal year to 155 cases, while the guarantee balance edged up from ¥1,467,729 thousand to ¥1,481,062 thousand. The explanation that most are temporary guarantee obligations has continued.
  29. FY2017-Q3WorsenedAnnual report

    「Homebuyers ¥1,689,946 thousand ¥2,274,809 thousand. Most guarantees relating to homebuyers (182 cases in the previous consolidated fiscal year and 205 cases at the end of the third quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees increased from 182 cases in the previous consolidated fiscal year to 205 cases, and the guarantee balance increased from ¥1.689 billion to ¥2.274 billion. The explanation that most guarantee obligations are temporary has continued.
  30. FY2017-Q2Number of guarantees increased, guarantee balance decreasedAnnual report

    「Most guarantees relating to homebuyers (182 cases in the previous consolidated fiscal year and 137 cases at the end of the second quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees increased from 182 cases in the previous consolidated fiscal year to 137 cases, while the guarantee balance decreased from ¥1.689 billion to ¥1.063 billion. The number increased from 123 cases at the end of the first quarter.
  31. FY2017-Q1MitigatedAnnual report

    「Most guarantees relating to homebuyers (182 cases in the previous consolidated fiscal year and 123 cases at the end of the first quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers decreased from 182 cases in the previous consolidated fiscal year to 123 cases, while the guarantee balance also decreased from ¥1.689 billion to ¥1.157 billion.
  32. FY2016MitigatedAnnual report

    「Most guarantees relating to homebuyers (185 cases in the previous consolidated fiscal year and 182 cases in the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees and the guarantee balance decreased from 203 cases and ¥1.749 billion in the previous quarter to 182 cases and ¥1.689 billion in the current consolidated fiscal year.
  33. FY2016-Q3WorsenedAnnual report

    「Most guarantees relating to homebuyers (185 cases in the previous consolidated fiscal year and 203 cases in the third quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    The number of guarantees for homebuyers increased from 185 cases in the previous consolidated fiscal year to 203 cases, and the guarantee balance was disclosed as ¥1,749,725 thousand.
  34. FY2016-Q2First statedAnnual report

    「Most guarantees relating to homebuyers (185 cases in the previous consolidated fiscal year and 137 cases in the second quarter of the current consolidated fiscal year) are temporary guarantee obligations to financial institutions until public funds and other funds are disbursed.」

    Guarantee obligations relating to 137 homebuyers were disclosed, with most described as temporary guarantees until public funds are disbursed.
Moved together

"Price Fluctuations in Real Estate Held for Sale and Investment Securities" moved the same way as this thread, in the same document, in 10 of its 34 moves.

1088644★123456
  1. ★This thread
  2. 1Price Fluctuations in Real Estate Held for Sale and Investment Securities10×
  3. 2Contribution to earnings from the real estate business through the sale and brokerage of pre-owned homes8×
  4. 3Uncertainty over the outlook due to slowing growth in emerging Asian economies and other factors8×
  5. 4Rising Prices of Timber, Raw Materials and Supplies6×
  6. 5Expansion and Diversification of Business Domains through M&A and Business Partnerships4×
  7. 6Heightened uncertainty about the outlook due to the spread of COVID-194×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Tsuchiya Holdings yet. It last moved in the Earnings of 2026-09-14: "Mitigated".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Guarantee Exposure to Financial Institutions in Respect of Homebuyers | TSUCHIYA HOLDINGS CO.,LTD. (1840) | Komori