Functional consolidation and management efficiency gains through the merger of 荘内銀行 and 北都銀行

A specific transaction aimed at achieving integrated single-bank operations and merger synergies through the consolidation and specialization of both banks’ functions, shared executive positions and systems integration in preparation for the merger of 荘内銀行 and 北都銀行. It is tied to the merger and systems integration scheduled for 1 January 2027.