めぶき Financial Group (FG), which owns Ashikaga Bank and Joyo Bank, reached its 10th anniversary this month. The two banks have worked to strengthen support for businesses by leveraging their business-partner networks and to reduce costs through the integration of core systems. Going forward, expanding services through the growth of testamentary trusts will be a key focus.
めぶき FG, which owns Ashikaga Bank and Joyo Bank, has reached its 10th anniversary. To date, the two banks have strengthened support for regional companies by leveraging their business-partner networks and maintained their position as pioneers in the consolidation of regional banks. Attention is now focused on expanding inheritance-related services, including testamentary trusts, as a growth strategy.
Cooperation between the two banks has progressed alongside initiatives aimed at reducing costs through the integration of core systems. These efforts are intended both to demonstrate the integration benefits across the group and to strengthen its competitiveness as a regional bank. The expansion of testamentary trusts is positioned as a response to growing demand from individuals for end-of-life planning.
The article introduces a testamentary consultation in Nikko as an example of the service being provided in practice. It describes an 81-year-old woman visiting a branch to prepare a will and considering how to allocate her assets, presenting the use of a testamentary trust as a practical option. Attention is expected to remain focused on the integration benefits of the two banks and developments in inheritance support for individuals.