Finatext established the Receivables Management Module as a new feature of the Crest credit business platform and decided to implement it in freee Card Unlimited. Receivables information will be consolidated in Crest and integrated with existing card systems and other systems through APIs.
Finatext Holdings began providing the Receivables Management Module as a new Crest feature, and its implementation in freee Card Unlimited was decided. Receivables information can be consolidated in Crest and receivables management centralized without replacing existing systems for card issuance and credit assessment.
Using Crest as a receivables management hub, the module enables the import of receivables information, balance management, delinquency assessment, calculation of late-payment damages and recording of customer interaction histories on a single screen. APIs linking the card system, collection tools and CRM automate data updates.
The module has a track record of live operation at a lending business within the Finatext Group and is designed to respond flexibly to differences in products and business workflows. Through implementation of the Receivables Management Module, freee plans to consolidate receivables information in Crest and automate updates through API integration.
Finatext plans to expand the Receivables Management Module to corporate cards, invoice card payments and business loans, among other products, and is also considering expanding Crest's functionality into collections. The implementation project began in October 2026, with operations scheduled to begin in spring 2027.