While the average annual income at listed companies was reported to be approximately ¥6.93 million, the average for men aged 35–39 is said to be approximately ¥5.6 million. An annual income of ¥5 million in this case is therefore considered to be slightly below average.
According to a survey by Teikoku Databank, the average annual income at approximately 3,700 listed companies for fiscal 2025 year-end was ¥6.926 million, an increase of ¥215,000, or 3.2%, from the previous fiscal year, marking a record high. Because the figures include employees across a broad range of age groups, it is not appropriate to make a simple comparison with the income of a specific age group.
The Ministry of Health, Labour and Welfare’s 2025 Basic Survey on Wage Structure shows that the average annual income for men aged 35–39 was approximately ¥5.6 million. An annual income of ¥5 million in this case therefore cannot be described as substantially below average. Actual circumstances vary depending on housing costs, education expenses, regional differences and other factors, so it is important to consider the household’s overall financial situation.
The conclusion presented is that households should consider how to plan their lives on their current income by reviewing their finances and considering options including the spouse’s employment arrangements.
The cited sources include data from Teikoku Databank, statistics from the Ministry of Health, Labour and Welfare, and information about the author, who holds the FP Level 2 qualification.