The likelihood of the BOJ accelerating the pace of rate hikes is said to be increasing, with the market expecting an additional 0.25% hike in autumn 2026. Retail investors are reportedly advised to choose six-month to one-year time deposits for now.
Views are spreading that the BOJ may accelerate the pace of rate hikes. Moves to prepare for a period of rising interest rates are reportedly gaining momentum.
The prevailing market expectation is that an additional 0.25% rate hike will be decided in autumn 2026, and more observers reportedly expect another hike in winter thereafter.
With a period of rising interest rates in mind, retail investors are being advised that choosing shorter-term deposits, such as six-month to one-year terms, may be more advantageous over the long term than five-year time deposits.