Real estate investment adviser Kimura Koji (木村 洸士) examines the impact of stronger Financial Services Agency supervision and Bank of Japan rate hikes on lending practices and how investors should prepare.
The article features real estate investment adviser Kimura Koji (木村 洸士) explaining how stronger Financial Services Agency supervision and Bank of Japan rate hikes may affect financial institutions’ lending practices. It focuses on the possibility that lending conditions and underwriting perspectives may change.
It introduces approaches to property selection and operations suited to changes in the lending environment, and also discusses how financial institutions’ lending criteria may change as interest rates rise. It covers area maps from central Tokyo to regional markets, as well as differences in lending practices by property type.
Several explanatory videos and related information are also introduced, including perspectives beyond property yields, income and expenditure estimates, and proposals for restarting financing for condominium units after lending has been suspended.