LIFENET INSURANCE COMPANY’s disability income insurance and dementia insurance received A+ ratings for the second consecutive year from the “Complete Insurance Guide 2026–2027 Edition” for supplementing public coverage and offering high convenience.
LIFENET INSURANCE COMPANY announced that its disability income insurance and dementia insurance had received A+ ratings in the “Complete Insurance Guide 2026–2027 Edition.” The ratings followed those received last year. The company said the products were recognised for their balance between premiums and coverage and their designs based on public coverage.
For disability income insurance, the guide highlights the option to receive benefits when an illness or injury prevents the insured from working for an extended period, as well as the ability to choose hospitalisation consolation benefits and a return-to-work support lump-sum benefit. Customers can also choose between standard and half-benefit structures.
Dementia insurance provides a lump-sum benefit not only upon a dementia diagnosis but also upon a diagnosis of mild cognitive impairment (MCI). The MCI diagnosis lump-sum benefit can be selected at a ratio of 100% to 20% of the dementia diagnosis lump-sum benefit.
The company’s comments emphasised its policy of covering the risks of long-term inability to work and dementia through private insurance, as well as the features of its dementia insurance jointly developed with Eisai.