Following the Financial Services Agency’s call for an early review of identity verification, フライトソリューションズ explains the technology and use cases for improving the reliability of identity verification through the use of IC chips. It also covers the move toward supporting a wider range of documents through the reading of IC chip data and the availability of myVerifist.
Against a backdrop of successive leaks of personal information, risks of forgery and impersonation involving identity verification documents such as driver’s licenses and My Number Cards have been identified. On 9 October 2026, the Financial Services Agency issued an alert calling on financial institutions to strengthen cybersecurity measures and thoroughly implement identity verification procedures.
Going forward, a shift is expected from face-to-face verification alone toward methods that use information recorded on IC chips. From 1 April 2027, some face-to-face verification procedures under the Act on Prevention of Transfer of Criminal Proceeds are set to be revised so that reading IC chip data becomes the general rule.
フライトソリューションズ offers myVerifist, a solution that supports reading IC chip data from identity verification documents, and can read information from a range of documents, including My Number Cards, driver’s licenses, passports and residence cards.
In addition to visual inspection of the information printed on the document, myVerifist uses IC chip data to help improve the reliability of face-to-face verification, while also working to enhance its deployment environment and functionality.
In anticipation of future regulatory revisions, companies will be required to move forward with identity verification measures that use IC chips.