A study has found that people who continue exercising during middle age have 3.76 years longer healthy life expectancy. SOMPO Holdings is reportedly considering developing health-linked products with lower premiums for people who maintain exercise habits.
SOMPO Holdings, a major non-life insurer, published the results of a joint study with the National Center for Geriatrics and Gerontology. The study observed long-term care insurance information through 2022 for 1624 men and women who were aged 40–59 between 2004 and 2012.
The study found that people who engaged in light jogging or moderate strength training for approximately 30 minutes per week received certification as requiring nursing care 3.76 years later than those who did not exercise. This suggests that healthy life expectancy could be extended by 3.76 years.
Based on an estimate using typical nursing care costs, a 3.76-year extension of healthy life expectancy was said to reduce nursing care costs by approximately ¥4.06 million per person. SOMPO Holdings plans to consider developing health-linked insurance products, primarily through life insurers.
The study was conducted jointly with the National Center for Geriatrics and Gerontology, and the possibility of developing products with lower premiums is being discussed.